1. MARKETS
  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : FINANCE
  4. AMERICAN EXPRESS CO.
American Express Co.
XNYS: AXP
304.021.24(0.41%)
2.8M
XNYS Volume

XNYS 05 Oct, 2026 5:30 PM (EDT)

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Dividend
AMEX has an upcoming dividend of $0.950 per share due on 09 Oct 2026See details

AMEX quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for AMEX share price target, revenues, EPS, net income and more

AMEX quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue AMEX Jun-2026 Quarterly Revenue is $19,637 Million which is growth of 10.0% YoY.

  • POSITIVE

    Quarterly Net Profit AMEX Jun-2026 Quarterly Net Profit is $3,110 Million which is growth of 7.8% YoY.

American Express Co., Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
19,63718,90818,98118,42617,85616,96717,17916,63616,33315,80115,79215,34215,043
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
----------3,3593,2833,283
Operating Profit
----------
-------------
Profit Before Tax
4,0713,7783,0903,8253,5503,3302,7563,2043,7903,1452,5123,1002,734
Tax
961807628923665746586697775708579649560
⌄
3,0762,9382,4292,8682,8522,5522,1392,4742,9772,4051,9042,4182,142
Diluted NI Avail to Com Stockholders Ann.
3,0762,9382,4292,8682,8522,5522,1392,4742,9772,4051,9042,4182,142
Basic EPS
4.54.33.54.14.13.633.54.23.32.63.32.9
Diluted EPS After ExtraOrdinary
4.54.33.64.14.13.63.23.53.63.32.63.32.9
Number Of Shares End
678685689692698701703708716721726732740
Net Income Continuing Discontinued Operations
3,1102,9712,4622,9022,8852,5842,1702,5073,0152,4371,9332,4512,174
Normalized Income
3,1102,9712,538.52,9022,8852,5842,266.92,5072,592.32,4371,9332,4512,174
Interest Income
6,6076,6656,5826,6176,2646,1356,0776,1495,7945,7755,5525,2404,775
Interest
1,9581,9732,0602,1312,0771,9662,0392,1432,0642,0061,9481,7981,670
Net Interest Income
4,6494,6924,5224,4864,1874,1694,0384,0063,7303,7693,6043,4423,105
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
488468462455427433428437421390422429400
Profit From Continuing Operations
3,1112,9712,4622,9022,8852,5842,1702,5073,0152,4371,9332,4512,174
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

AMEX competitor comparison and performance snapshot within industry

AMEX annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue AMEX Dec-2025 Annual Revenue is $72,230 Million which is growth of 9.5% YoY.

  • POSITIVE

    Annual Net Profit AMEX Dec-2025 Annual Net Profit is $10,833 Million which is growth of 7.0% YoY.

American Express Co., Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
11.2%
14.9%
 72,23065,94960,36352,56043,14736,08743,55640,31533,47133,33732,757
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ---6,849-2,763-1,283-2,098-3,464-2,943-2,112-1,704-1,623
Operating Profit Ann.
-
-
 --67,21255,32344,43038,18547,02043,25835,58335,04134,380
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
12.9%
26.3%
14,76413,79512,89510,5139,58510,6894,2968,4298,1227,4148,0967,938
Tax Ann.
12.7%
20.6%
3,3192,9622,7662,1392,0712,6291,1611,6701,2014,6782,6882,775
⌄
13.1%
28.7%
11,31110,7019,9958,2527,4007,9173,0366,6316,7872,6345,2855,063
Diluted NI Avail to Com Stockholders Ann.
13.1%
28.7%
11,31110,7019,9958,2527,4007,9173,0366,6316,7872,6345,2855,063
EPS Ann.
15.9%
32.3%
 15.41411.29.9103.887.935.75.1
Diluted EPS Ann.
15.9%
32.3%
 15.41411.29.9103.887.935.75.1
Number Of Shares End
-2.7%
-3.1%
 689703726748768805813847865912975
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
13%
28.1%
11,44510,83310,1298,3747,5148,0603,1356,7596,9212,7365,4085,163
Normalized Income Ann.
12.7%
27.6%
11,521.510,908.49,808.78,516.77,625.38,067.53,226.36,859.36,901.42,761.25,830.85,595.9
Interest Income Ann.
26.5%
20.5%
26,47125,59823,79519,98312,6589,03310,08312,08410,6068,5537,4757,545
Interest Ann.
43.9%
31.5%
8,1228,2348,2526,8492,7631,2832,0983,4642,9432,1121,7041,623
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
3%
2.9%
1,8731,7771,6761,6511,6261,6951,5431,1881,2931,3211,0951,043
Profit From Continuing Operations Ann.
13%
28.1%
11,44610,83310,1298,3747,5148,0603,1356,7596,9212,7365,4085,163
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
9.5%
2Y CAGR
9.4%
3Y CAGR
11.2%
5Y CAGR
14.9%
7Y CAGR
8.7%
10Y CAGR
8.2%
Total Revenue Annual growth is stable compared to historical averages.
Net Profit Ann.
1Y CHG
7%
2Y CAGR
13.7%
3Y CAGR
13%
5Y CAGR
28.1%
7Y CAGR
6.6%
10Y CAGR
7.7%
Net Profit Annual growth is stable compared to historical averages.

AMEX balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund AMEX Dec-2025 Total Shareholders Fund is $33,474 Million which is growth of 10.6% YoY.

  • POSITIVE

    Total Assets AMEX Dec-2025 Total Assets is $300,052 Million which is growth of 10.5% YoY.

American Express Co., Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
9.5%
9.4%
300,052271,461261,108228,354188,548191,367198,321188,602181,159158,893161,184
⌄
9.4%
9.6%
266,578241,197233,051203,643166,371168,383175,250166,312162,932138,392140,511
⌄
10.6%
7.8%
33,47430,26428,05724,71122,17722,98423,07122,29018,22720,50120,673
Total Capitalization Ann.
10.1%
6.4%
89,86279,97975,92367,28160,83865,91980,88180,69474,00867,46768,705
Tangible Assets Ann.
11.1%
8.6%
28,51125,95424,10820,77918,17218,86719,48918,94314,31916,70617,128
Working Capital Ann.
-
-
--
Invested Capital Ann.
10%
6.1%
91,23381,35377,21668,62963,08167,79787,32383,79477,28673,04873,517
Tangible Book Value Ann.
11.1%
8.6%
28,51125,95424,10820,77918,17218,86719,48918,94314,31916,70617,128
Borrowings Ann.
9.6%
5.2%
57,75951,08949,15943,92140,91844,83064,27761,52359,08252,57152,873
Net Debt Ann.
-1.1%
-3.5%
10,05110,5372,62910,38119,38211,98740,40734,12326,18027,45430,123
Share Issued Ann.
-2.6%
-3.1%
686702723743761805810847861.6907972
Number Of Shares End
-2.7%
-3.1%
689703726748768805813847865912975
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
10.5%
2Y CAGR
7.2%
3Y CAGR
9.5%
5Y CAGR
9.4%
7Y CAGR
6.9%
10Y CAGR
6.4%
Total Assets Annual growth is higher than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
10.6%
2Y CAGR
9.2%
3Y CAGR
10.6%
5Y CAGR
7.8%
7Y CAGR
6%
10Y CAGR
4.9%
Total ShareHolders Funds Annual growth is stable compared to historical averages.

AMEX ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share AMEX Book Value Per Share is $51 which is growth of 9.3% YoY.

  • NEUTRAL

    ROE AMEX ROE is 0% which is growth of 0% YoY.

American Express Co., Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-3.75%3.37%3.55%4.17%1.56%3.43%3.67%1.55%3.30%3.16%
ROE Ann. %
-
-
-34.28%31.28%31.56%35.06%13.18%29.24%33.50%13.60%25.67%24.49%
ROIC %
-
-
-----------
OPM Ann. %
-
-
--111.35%105.26%102.97%105.81%107.95%107.30%106.31%105.11%104.95%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0.30.30.30.20.20.20.20.20.20.2
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-1.61.71.71.71.92.52.63.12.32.3
*All financials are in USD Million and price data in USD

AMEX cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity AMEX Dec-2025 Cash From Operating Activity is $18,428 Million which is growth of 31.2% YoY.

  • POSITIVE

    Net Cash Flow AMEX Dec-2025 Net Cash Flow is $6,747 Million which is growth of 214.0% YoY.

American Express Co., Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
-4.4%
26.9%
18,42814,05018,55921,07914,6455,59113,6328,93013,5408,22410,972
-
-
-22,891-24,402-24,433-33,689-10,52911,632-16,707-19,615-18,2731,868-8,193
-23%
-
11,2104,43618,37924,509-14,933-9,068-5195,10112,245-7,532-2,029
Cash Plus Cash Eqv. End Of Year Ann.
12.1%
7.7%
47,79240,64046,59633,91422,02832,96524,44627,80832,92725,20822,762
Net Increase In Cash Plus Cash Eqv.s Ann.
-17.2%
-3.7%
6,747-5,91612,50511,899-10,8178,155-3,594-5,5847,5122,560750
Cash Plus Cash Eqv. Begin Of Year Ann.
22.6%
10.7%
40,64046,59633,91422,02832,96524,44627,80833,26325,20822,76222,288
Income Tax Paid Supplemental Data Ann.
-
-
-----------
Interest Paid Supplemental Data Ann.
-
-
-----------
Capex Ann.
-
-
-2,425-1,911-1,563-1,855-1,550-1,478-1,645-1,310-1,062-1,375-1,341
Issuance Of Capital Stock Ann.
0.6%
5.3%
5710028561,6484486871291771,034
Issuance Of Debt Ann.
1.6%
223.3%
24,37712,60215,67423,2307,7886912,70621,52432,7648,8249,926
Repayment Of Debt Ann.
-
-
-18,157-10,759-10,703-18,906-11,662-15,593-13,850-18,895-24,082-9,848-19,610
Repurchase Of Capital Stock Ann.
-
-
-5,814-6,020-3,650-3,502-9,252-1,029-4,685-1,685-4,400-4,431-4,480
Free Cash Flow Ann.
-5.9%
31.2%
16,00312,13916,99619,22413,0954,11311,9877,62012,4786,8499,631
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
31.2%
2Y CAGR
-0.4%
3Y CAGR
-4.4%
5Y CAGR
26.9%
7Y CAGR
10.9%
10Y CAGR
5.3%
Cash from Operating Activity Annual growth is higher than historical averages.
Cash from Financing Act. Ann.
1Y CHG
152.7%
2Y CAGR
-21.9%
3Y CAGR
-23%
7Y CAGR
11.9%
Cash from Financing Annual Activity growth is stable compared to historical averages.