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  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : REGIONAL & COMMUNITY BANKS
  4. BEACON FINANCIAL CORP.
Beacon Financial Corp.
XNYS: BBT
27.480.17(0.62%)
1.6M
XNYS Volume

XNYS 08 Oct, 2026 5:30 PM (EDT)

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Beacon Fin Corp quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for Beacon Fin Corp share price target, revenues, EPS, net income and more

Beacon Fin Corp quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue Beacon Fin Corp Jun-2025 Quarterly Revenue is $114 Million which is growth of 4.6% YoY.

  • POSITIVE

    Quarterly Net Profit Beacon Fin Corp Jun-2025 Quarterly Net Profit is $30 Million which is growth of 26.4% YoY.

Beacon Financial Corp., Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23Mar '23Dec '22Sep '22Jun '22
Operating Rev.
113.7110.4110109.6108.755.580107.8109.9114.1117.8108.397.7
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
------43.143.643.341.714.349.948.6
Operating Profit
------
-------------
Profit Before Tax
41.534.626.648.231.2-26.5-623.327.833.235.723.729.2
Tax
11.28.9710.67.2-6.3-4.53.73.95.65.24.96.1
⌄
30.425.719.737.524-20.2-1.519.623.927.630.518.723.1
Diluted NI Avail to Com Stockholders Ann.
30.425.719.737.524-20.2-1.519.623.927.630.518.723.1
Basic EPS
0.70.60.50.90.6-0.5-00.50.60.60.70.40.5
Diluted EPS After ExtraOrdinary
0.70.61.40.60.6-0.40.50.50.60.60.60.60.5
Number Of Shares End
45.845.742.742.242.442.842.943.243.443.744.144.745.8
Net Income Continuing Discontinued Operations
30.425.719.737.524-20.2-1.519.623.927.630.518.723.1
Normalized Income
31.527.561.324.823.7-17.421.321.723.927.628.327.823.1
Interest Income
151.5148.3150.6157.3154.1152150.5148145.4132.3121.4103.787.4
Interest
59.658.663.769.265.663.962.157.752.734.819.311.66
Net Interest Income
91.989.886.988.188.588.188.490.392.897.5102.192.181.4
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
2.62.62.72.82.93.13.33.33.33.43.63.63.7
Profit From Continuing Operations
30.425.719.737.524-20.2-1.519.623.927.630.518.723.1
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

Beacon Fin Corp competitor comparison and performance snapshot within industry

Beacon Fin Corp annual results: revenue, profit, P&L, and margins as of Dec 2024 – 11 year history

  • NEGATIVE

    Annual Revenue Beacon Fin Corp Dec-2024 Annual Revenue is $384 Million which is growth of -6.8% YoY.

  • NEGATIVE

    Annual Net Profit Beacon Fin Corp Dec-2024 Annual Net Profit is $61 Million which is growth of -12.3% YoY.

Beacon Financial Corp., Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15Dec '14
0.2%
-3%
 383.8411.8413.5381.5381.9447.9468.8420.2297268.1226.5
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 --207.3-42.7-37.9-93-144.3-111.8-65.5-48.2-33.2-28.4
Operating Profit Ann.
-
-
 -619.1456.2419.4474.9592.2580.6485.7345.2301.3254.8
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
-18.9%
-8.5%
150.979.578.3113.8149-533124133.499.877.554.645.5
Tax Ann.
-15.3%
-3.8%
37.618.58.721.330.4-19.922.527.744.518.85.111.8
⌄
-19.9%
-8.8%
113.36169.692.5118.7-533.396.5104.95558.749.533.7
Diluted NI Avail to Com Stockholders Ann.
-19.9%
-8.8%
113.36169.692.5118.7-533.396.5104.95558.749.533.7
EPS Ann.
-16.4%
-6.9%
 1.41.622.4-10.622.31.41.91.71.4
Diluted EPS Ann.
-16.4%
-6.9%
 1.41.622.4-10.622.31.41.91.71.4
Number Of Shares End
-3.8%
-3.3%
 42.742.944.147.950.350.546.145.232.230.524.8
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
-19.9%
-9%
113.36169.692.5118.7-53397.5105.855.358.749.533.7
Normalized Income Ann.
5.1%
-5.3%
14594.197.499.881.124.5123.41237469.665.540
Interest Income Ann.
23.1%
3.8%
607.6613.9576.3387.3329.1409.8509.5471.2360.3280.4247207
Interest Ann.
90.6%
12.7%
251262.4207.342.737.993144.3111.865.548.233.228.4
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
-10.5%
-7%
10.711.613.314.716.218.116.715.713.411.312.213.1
Profit From Continuing Operations Ann.
-19.9%
-9.7%
113.36169.692.5118.7-513.2101.5105.855.358.749.533.7
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
-6.8%
2Y CAGR
-3.7%
3Y CAGR
0.2%
5Y CAGR
-3%
7Y CAGR
-1.3%
10Y CAGR
5.4%
Total Revenue Annual is falling faster than historical averages.
Net Profit Ann.
1Y CHG
-12.4%
2Y CAGR
-18.8%
3Y CAGR
-19.9%
5Y CAGR
-9%
7Y CAGR
1.4%
10Y CAGR
6.1%
Net Profit Annual is falling faster than historical averages.

Beacon Fin Corp balance sheet as of Dec 2024: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund Beacon Fin Corp Dec-2024 Total Shareholders Fund is $1,167 Million which is growth of 15.3% YoY.

  • NEGATIVE

    Total Assets Beacon Fin Corp Dec-2024 Total Assets is $12,273 Million which is growth of -1.3% YoY.

Beacon Financial Corp., Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15Dec '14
2%
-1.5%
12,273.412,430.811,662.911,554.912,83813,21612,212.211,570.89,162.57,831.96,502
⌄
2.3%
-0.6%
11,10611,418.610,708.810,372.511,650.211,457.410,659.310,074.58,069.26,944.75,792.7
⌄
-0.4%
-7.4%
1,167.41,012.2954.11,182.41,187.81,717.91,512.31,455.61,093.3887.2709.3
Total Capitalization Ann.
5.1%
-9.4%
1,5021,258.81,079.61,293.31,719.42,461.11,951.91,9661,325.31,080.1860.7
Tangible Assets Ann.
0.1%
0.1%
1,140.6980.5916.51,136.81,136.61,132.7977.8922.3659.2547.4429.3
Working Capital Ann.
-
-
-
Invested Capital Ann.
7.5%
-8.8%
1,605.51,518.81,079.61,293.31,759.42,545.53,030.12,592.72,407.32,151.31,761.6
Tangible Book Value Ann.
0.1%
0.9%
1,140.6980.5916.51,136.81,136.61,092.1937.2881.7659.2547.4429.3
Borrowings Ann.
41%
-11.6%
495568.3188.6176.4645.9919.21,528.81,148.41,325.61,276.11,064.6
Net Debt Ann.
-
-
-----247.71,334.6888.31,200.91,160.6980.6
Share Issued Ann.
0%
0%
51.951.951.951.951.951.946.246.236.732.226.5
Number Of Shares End
-3.8%
-3.3%
42.742.944.147.950.350.546.145.232.230.524.8
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
-1.3%
2Y CAGR
2.6%
3Y CAGR
2%
5Y CAGR
-1.5%
7Y CAGR
0.8%
10Y CAGR
6.6%
Total Assets Annual is falling faster than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
15.3%
2Y CAGR
10.6%
3Y CAGR
-0.4%
5Y CAGR
-7.4%
7Y CAGR
-3.1%
10Y CAGR
5.1%
Total ShareHolders Funds Annual growth is higher than historical averages.

Beacon Fin Corp ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2024 – 11 year history

  • POSITIVE

    Book Value Per Share Beacon Fin Corp Book Value Per Share is $25 which is growth of 6.8% YoY.

  • POSITIVE

    ROE Beacon Fin Corp ROE is 6% which is growth of 1.5% YoY.

Beacon Financial Corp., Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15Dec '14
RoA Ann. %
-20.4%
-8.4%
0.49%0.58%0.80%0.97%-4.09%0.76%0.88%0.53%0.69%0.69%0.55%
ROE Ann. %
-17.6%
-1.3%
5.60%7.08%8.66%10.01%-36.71%5.97%7.07%4.32%5.92%6.20%4.86%
ROIC %
-
-
-----------
OPM Ann. %
-
-
-150.32%110.32%109.93%124.36%132.21%123.85%115.58%116.22%112.37%112.52%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
00000000000
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
14.5%
-9.7%
0.30.30.20.20.50.50.30.30.20.20.2
*All financials are in USD Million and price data in USD
ROE Ann. %
1Y CHG
-20.9%
2Y CAGR
-19.6%
3Y CAGR
-17.6%
5Y CAGR
-1.3%
7Y CAGR
3.8%
10Y CAGR
1.4%
ROE Annual % is falling faster than historical averages.
RoA Ann. %
1Y CHG
-15.5%
2Y CAGR
-21.7%
3Y CAGR
-20.4%
5Y CAGR
-8.4%
7Y CAGR
-1.1%
10Y CAGR
-1.1%
RoA Annual % is falling faster than historical averages.

Beacon Fin Corp cash flow: net, operating, investing, and financing flows as of Dec 2024 – 11 year history

  • NEGATIVE

    Cash From Operating Activity Beacon Fin Corp Dec-2024 Cash From Operating Activity is $125 Million which is growth of -20.3% YoY.

  • NEGATIVE

    Net Cash Flow Beacon Fin Corp Dec-2024 Net Cash Flow is $-75 Million which is growth of -114.5% YoY.

Beacon Financial Corp., Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15Dec '14
5.9%
-0.8%
125.2157.2123.2105.5124130.4222.378.198.186.355.8
-
-
-317.3-284.5-1,273.4600.6640.91,202.9-861.5-282.9-207.6-454.5-369.3
-
-
117.2645.2207.7-636.1109.3-917.5573.7340.5119400309.7
Cash Plus Cash Eqv. End Of Year Ann.
-11.5%
14.2%
1,128.41,203.2685.41,627.81,557.9579.8183.2248.8113.1103.671.8
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
-74.8517.9-942.569.9978.1396.6-65.6135.79.531.8-3.8
Cash Plus Cash Eqv. Begin Of Year Ann.
-8.3%
45.7%
1,203.2685.41,627.81,557.9579.8183.2248.8113.1103.671.875.5
Income Tax Paid Supplemental Data Ann.
-
-
-12.328.414.8-19.8318.316.20.40.8
Interest Paid Supplemental Data Ann.
86.8%
11.8%
267.1194.941.841103.6153.1106.864.545.532.128.4
Capex Ann.
-
-
-4.6-1.8-1.5-1.6-7.2-10.6-9.7-12.5-9.1-7.3-8.5
Issuance Of Capital Stock Ann.
-
-
100----153--
Issuance Of Debt Ann.
-
-25.8%
1,208.510,451149.3326.35,3854,767.85,978.49,364.68,566.35,432.1
Repayment Of Debt Ann.
-
-
-1,277.2-10,070.2-135.2-462.1-582.7-6,228.8-4,387.2-6,174.8-9,365.2-8,620.1-5,443.9
Repurchase Of Capital Stock Ann.
-
-
-17.5-23.8-124.5-68.7-0.5-52.8---0.6-2.5
Free Cash Flow Ann.
5.1%
3.6%
120.6155.3121.7103.9220.4101212.565.6897947.4
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
-20.4%
2Y CAGR
0.8%
3Y CAGR
5.9%
5Y CAGR
-0.8%
7Y CAGR
7%
10Y CAGR
8.4%
Cash from Operating Activity Annual is falling faster than historical averages.
Cash from Financing Act. Ann.
1Y CHG
-81.8%
2Y CAGR
-24.9%
7Y CAGR
-14.1%
10Y CAGR
-9.3%
Cash from Financing Annual Activity is falling faster than historical averages.