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  4. BANCO DE CHILE - ADR
Banco de Chile - ADR
XNYS: BCH
39.04-0.06(-0.15%)
572.5K
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XNYS 14 Oct, 2026 5:30 PM (EDT)

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Banco de Chile (ADR) quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for Banco de Chile (ADR) share price target, revenues, EPS, net income and more

Banco de Chile (ADR) quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue Banco de Chile (ADR) Jun-2026 Quarterly Revenue is $919,353 Million which is growth of 21.6% YoY.

  • POSITIVE

    Quarterly Net Profit Banco de Chile (ADR) Jun-2026 Quarterly Net Profit is $390,567 Million which is growth of 28.1% YoY.

Banco de Chile - ADR, Earnings Report - Quarterly Results, standalone, All financials are in CLP Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
919,353745,990760,665717,031756,177776,261773,098722,211766,741779,342854,443676,478744,881
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
-----------239,645235,171
Operating Profit
-----------
-------------
Profit Before Tax
468,272346,782330,736379,777385,314407,974427,990367,551403,202383,334594,880351,670416,040
Tax
77,70578,15472,04886,86380,44779,03088,84079,48079,60285,67978,94491,67783,893
⌄
390,567268,628258,688292,914304,867328,944339,150288,071323,600297,655515,935259,993332,147
Diluted NI Avail to Com Stockholders Ann.
390,567268,628258,688292,914304,867328,944339,150288,071323,600297,655515,935259,993332,147
Basic EPS
7745325125806026526725706405901,022514658
Diluted EPS After ExtraOrdinary
772.6536.4516.7576.3604.7660.4681.1570.9643.5600.81,040.3514.8652.4
Number Of Shares End
504.6505.1505.1505506.4505.1505.1505.4505.6505.1505.1505.8504.8
Net Income Continuing Discontinued Operations
390,567268,628258,688292,914304,867328,944339,150288,071323,600297,655515,935259,993332,147
Normalized Income
392,478.7271,661246,814.8292,552.3310,568.5333,190.8346,250.9289,822.7329,801.5304,761.5528,449.3261,516.7329,853.3
Interest Income
703,951672,4471,349,002698,800681,015664,9761,537,252691,255741,786800,7661,676,822798,103796,595
Interest
239,983227,416604,950248,900250,238235,414714,378266,476290,125337,325868,675421,986427,984
Net Interest Income
463,968445,031771,536438,207430,777429,562822,874424,779451,661463,441808,147376,117368,611
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
24,21523,84824,08723,66823,70823,64723,65024,16323,38623,40223,52022,48623,543
Profit From Continuing Operations
390,567268,62812,348539,254304,867328,94494,389532,832323,600297,655515,936259,993332,147
Normalized EBITDA
-------------
*All financials are in CLP Million and price data in USD

Banco de Chile (ADR) competitor comparison and performance snapshot within industry

Banco de Chile (ADR) annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • NEGATIVE

    Annual Revenue Banco de Chile (ADR) Dec-2025 Annual Revenue is $2,992,107 Million which is growth of -1.6% YoY.

  • NEGATIVE

    Annual Net Profit Banco de Chile (ADR) Dec-2025 Annual Net Profit is $1,185,413 Million which is growth of -5.1% YoY.

Banco de Chile - ADR, Earnings Report - Annual Results, standalone, All financials are in CLP Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
-1.3%
9.3%
 2,992,1073,039,6512,972,2603,111,2122,215,1911,917,5401,999,9931,827,4761,684,4921,713,5181,657,830
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ----2,200,752-873,415-617,499-799,936-706,825-652,005-690,259-680,169
Operating Profit Ann.
-
-
 ---5,311,9643,088,6062,535,0392,799,9292,534,3012,336,4972,403,7772,337,999
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
-4.7%
24.4%
1,525,5671,503,8011,582,0771,696,1411,735,0101,332,286504,853777,406763,402687,442675,263692,226
Tax Ann.
3.3%
25.3%
314,770318,388333,601322,114289,209275,969103,223173,661159,768115,361100,21282,321
⌄
-6.4%
24.2%
1,210,7971,185,4131,248,4761,374,0261,445,7991,056,316401,629603,744603,633572,080575,051609,903
Diluted NI Avail to Com Stockholders Ann.
-6.4%
24.2%
1,210,7971,185,4131,248,4761,374,0261,445,7991,056,316401,629603,744603,633572,080575,051609,903
EPS Ann.
-6.4%
24.1%
 2,3462,4722,7202,8622,0927961,1961,1961,124.81,122.41,181.8
Diluted EPS Ann.
-6.4%
24.1%
 2,3462,4722,7202,8622,0927961,1961,1961,124.81,122.41,181.8
Number Of Shares End
0%
0%
 505.1505.1505.1505.1505.1505.1505.1505.1508.4512.3515.7
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
-6.4%
24.2%
1,210,7971,185,4131,248,4761,374,0261,445,7991,056,316401,629603,744603,633572,080575,051609,903
Normalized Income Ann.
-6.3%
24.2%
1,203,506.71,202,616.11,272,542.81,398,427.21,463,665.31,066,968.3406,336.2607,989.9600,891.9575,377.8575,453612,842.6
Interest Income Ann.
-8.6%
12.7%
3,424,2003,409,5843,771,0594,044,6654,466,8812,388,4701,876,7952,113,5482,000,6171,886,7001,916,9921,908,457
Interest Ann.
-15.3%
19.1%
1,321,2491,339,5021,608,3042,123,8732,200,752814,448560,007742,270679,640652,005690,259680,169
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
4.1%
5.3%
95,81895,11094,60192,30884,20576,79873,35770,54137,68137,53635,57531,822
Profit From Continuing Operations Ann.
-6.4%
24.2%
1,210,7971,185,4131,248,4761,374,0271,445,8011,056,317401,630603,745603,634572,081575,051609,905
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in CLP Million and price data in USD
Total Rev. Ann.
1Y CHG
-1.6%
2Y CAGR
0.3%
3Y CAGR
-1.3%
5Y CAGR
9.3%
7Y CAGR
7.3%
10Y CAGR
6.1%
Total Revenue Annual is falling faster than historical averages.
Net Profit Ann.
1Y CHG
-5.1%
2Y CAGR
-7.1%
3Y CAGR
-6.4%
5Y CAGR
24.2%
7Y CAGR
10.1%
10Y CAGR
6.9%
Net Profit Annual is falling faster than historical averages.

Banco de Chile (ADR) balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund Banco de Chile (ADR) Dec-2025 Total Shareholders Fund is $6,687,846 Million which is growth of 2.8% YoY.

  • POSITIVE

    Total Assets Banco de Chile (ADR) Dec-2025 Total Assets is $54,104,608 Million which is growth of 3.9% YoY.

Banco de Chile - ADR, Balance Sheet, standalone, All financials are in CLP Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
-0.6%
3.5%
54,104,60852,055,54255,718,04155,108,85451,425,94845,550,96041,013,87435,617,44732,561,43731,357,30431,057,596
⌄
-1.5%
2.7%
47,416,76145,550,64649,636,09649,677,41746,606,97641,553,87937,108,11331,943,73129,016,08928,049,63027,882,271
⌄
7.2%
10.8%
6,687,8466,504,8946,081,9435,431,4354,818,9713,997,0803,905,7603,673,7153,545,3473,307,6733,175,322
Total Capitalization Ann.
8.1%
8.6%
19,872,54118,366,46016,454,14215,748,53714,811,28113,149,82814,282,45112,666,02611,229,34910,525,62310,807,151
Tangible Assets Ann.
7%
10.7%
6,479,8586,312,9285,911,3295,291,4054,713,0293,902,9693,814,0433,588,2443,472,8923,242,6373,110,622
Working Capital Ann.
-
-
---
Invested Capital Ann.
8.1%
8.6%
19,872,54118,367,31016,454,14215,748,53714,811,28113,149,82814,282,45112,666,02611,229,34910,525,62310,807,151
Tangible Book Value Ann.
7%
10.7%
6,479,8586,312,9285,911,3295,291,4054,713,0293,902,9693,814,0433,588,2443,472,8923,242,6373,110,622
Borrowings Ann.
8.4%
7.4%
13,259,03811,953,84510,473,67910,406,47110,087,9809,267,76510,522,7048,992,3117,684,0027,217,9507,631,829
Net Debt Ann.
14.5%
10.4%
10,179,2908,790,8847,492,0466,780,0225,658,7526,196,5487,177,2537,486,4886,196,3875,424,2825,724,715
Share Issued Ann.
0%
0%
101,017.1101,017.1101,017.1101,017.1101,017.1101,017.1101,017.1101,017.1103,945.1104,755.3105,453.9
Number Of Shares End
0%
0%
505.1505.1505.1505.1505.1505.1505.1505.1508.4512.3515.7
*All financials are in CLP Million and price data in USD
Total Assets Ann.
1Y CHG
3.9%
2Y CAGR
-1.5%
3Y CAGR
-0.6%
5Y CAGR
3.5%
7Y CAGR
6.2%
10Y CAGR
5.7%
Total Assets Annual growth is stable compared to historical averages.
Total ShareHolders Funds Ann.
1Y CHG
2.8%
2Y CAGR
4.9%
3Y CAGR
7.2%
5Y CAGR
10.8%
7Y CAGR
8.9%
10Y CAGR
7.7%
Total ShareHolders Funds Annual growth is lower than historical averages.

Banco de Chile (ADR) ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share Banco de Chile (ADR) Book Value Per Share is $13 which is growth of 13.0% YoY.

  • NEUTRAL

    ROE Banco de Chile (ADR) ROE is 0% which is growth of 0% YoY.

Banco de Chile - ADR, Ratios, standalone, All financials are in CLP Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-2.32%2.48%2.71%2.18%0.93%1.58%1.77%1.79%1.84%2.08%
ROE Ann. %
-
-
-19.84%23.87%28.21%23.96%10.16%15.93%16.72%16.70%17.74%20.04%
ROIC %
-
-
-----------
OPM Ann. %
-
-
---170.74%139.43%132.20%140.00%138.68%138.71%140.28%141.03%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0.10.10.10.100.10.10.10.10.1
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-1.81.71.92.12.32.72.52.22.22.4
*All financials are in CLP Million and price data in USD

Banco de Chile (ADR) cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • NEGATIVE

    Cash From Operating Activity Banco de Chile (ADR) Dec-2025 Cash From Operating Activity is $826,075 Million which is growth of -77.6% YoY.

  • NEGATIVE

    Net Cash Flow Banco de Chile (ADR) Dec-2025 Net Cash Flow is $-252,251 Million which is growth of -331.9% YoY.

Banco de Chile - ADR, Cash Flow, standalone, All financials are in CLP Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
85.9%
-
826,0753,694,1371,725,787128,6263,005,640-2,472,3601,388,971-1,334,745872,563162,539-1,639,717
-
-
-1,189,0852,028,804-346,500-847,829-2,987,305210,306-396,741416,534-1,183,663523,281567,451
-
-40.3%
110,759-5,614,179-1,556,020-161,8031,376,4141,461,584802,439644,970132,662-711,5951,213,817
Cash Plus Cash Eqv. End Of Year Ann.
-2.4%
5.2%
2,934,1763,264,5372,991,0323,152,1283,995,1242,275,4103,110,2461,281,2781,438,3981,655,2101,709,877
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
-252,251108,762-176,733-881,0061,394,749-800,4701,794,669-273,241-178,438-25,775141,551
Cash Plus Cash Eqv. Begin Of Year Ann.
-6.5%
1%
3,264,5372,991,0323,152,1283,995,1242,275,4103,110,2461,281,2781,438,3981,655,2101,709,8771,490,174
Income Tax Paid Supplemental Data Ann.
-
-
-----70,6866,514--18,01213,659
Interest Paid Supplemental Data Ann.
1.1%
22.4%
1,391,3361,570,7201,434,7011,344,895262,894505,557460,115400,686753,379737,387335,714
Capex Ann.
-
-
-77,299-74,843-86,699-78,140-65,801-47,949-66,165-51,577-42,003-39,067-39,995
Issuance Of Capital Stock Ann.
-
-
--------
Issuance Of Debt Ann.
17.6%
28.1%
3,061,0431,103,9991,224,4801,882,8431,661,016889,1352,625,1762,157,6021,553,5611,437,8452,914,308
Repayment Of Debt Ann.
-
-
-2,043,405-1,499,044-1,866,445-1,598,950-1,339,861-1,240,371-1,553,845-1,450,434-1,033,925-1,311,093-1,323,450
Repurchase Of Capital Stock Ann.
-
-
-----------
Free Cash Flow Ann.
145.7%
-
748,7763,619,2941,639,08850,4862,939,839-2,520,3091,322,806-1,386,322830,560123,472-1,679,712
*All financials are in CLP Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
-77.6%
2Y CAGR
-30.8%
3Y CAGR
85.9%
Cash from Operating Activity Annual is falling faster than historical averages.
Cash from Financing Act. Ann.
5Y CAGR
-40.3%
7Y CAGR
-22.3%
10Y CAGR
-21.3%
Cash from Financing Annual Activity growth is stable compared to historical averages.