1. MARKETS
  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : REGIONAL & COMMUNITY BANKS
  4. CUSTOMERS BANCORP INC
Customers Bancorp Inc
XNYS: CUBI
74.15-0.85(-1.13%)
428.5K
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XNYS 07 Oct, 2026 5:30 PM (EDT)

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Customers Bancorp Inc quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for Customers Bancorp Inc share price target, revenues, EPS, net income and more

Customers Bancorp Inc quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue Customers Bancorp Inc Jun-2026 Quarterly Revenue is $224 Million which is growth of 10.6% YoY.

  • POSITIVE

    Quarterly Net Profit Customers Bancorp Inc Jun-2026 Quarterly Net Profit is $72 Million which is growth of 17.4% YoY.

Customers Bancorp Inc, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
223.7221.8232.9227.9202.3138.3151.4163.3195.2177.6187.4213.7176.5
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
----------0.158.743.5
Operating Profit
----------7.47.37.3
-------------
Profit Before Tax
89.590.397.3100.378.911.935.94677.165.483.9110.268.3
Tax
17.920.722.824.618-19-0.71915.721.823.520.8
⌄
71.669.770.173.755.99.523.342.954.345.958.28344
Diluted NI Avail to Com Stockholders Ann.
71.669.770.173.755.99.523.342.954.345.958.28344
Basic EPS
2.122.12.31.80.30.71.41.71.51.92.71.4
Diluted EPS After ExtraOrdinary
2.1222.21.70.30.51.31.71.41.82.71.4
Number Of Shares End
33.834.134.232.331.631.531.431.631.731.531.431.331.3
Net Income Continuing Discontinued Operations
71.669.774.575.860.912.926.946.758.149.762.186.847.6
Normalized Income
71.669.774.575.860.912.918.346.758.149.762.19047.6
Interest Income
344.7336.3355.2361.5328314.9329.9332.1334331.8345.9376.3330.2
Interest
151.3145150.8159.6151.3147.5162.1173.6166.4171.4173.4176.6164.9
Net Interest Income
193.4191.4204.4201.9176.7167.5167.8158.5167.7160.4172.5199.8165.3
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
13.914.212.61.911.615.69.19.86.58.37.67.77.7
Profit From Continuing Operations
71.669.774.575.860.912.926.946.758.149.762.186.847.6
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

Customers Bancorp Inc competitor comparison and performance snapshot within industry

Customers Bancorp Inc annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue Customers Bancorp Inc Dec-2025 Annual Revenue is $801 Million which is growth of 16.6% YoY.

  • POSITIVE

    Annual Net Profit Customers Bancorp Inc Dec-2025 Annual Net Profit is $224 Million which is growth of 23.5% YoY.

Customers Bancorp Inc, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
8.2%
9.8%
 801.4687.5740.9632.4748.5502.3356.6314.7343.9270.6222.9
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ---709.8-284.6-113.6-154.3-195.9-164.5-105.5-73-53.6
Operating Profit Ann.
-
-
 --1,450.8917862.2656.6552.5479.2449.4343.6276.4
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
-0.3%
10.4%
377.4288.4224.4330.7291.3441.2176102.191.1123.9139.188.5
Tax Ann.
0.5%
8.2%
85.964.342.980.663.386.943.422.819.44551.429.9
⌄
-1.4%
12%
285209.2166.4235.5218.4300.1118.564.957.264.469.256.1
Diluted NI Avail to Com Stockholders Ann.
-1.4%
12%
285209.2166.4235.5218.4300.1118.564.957.264.469.256.1
EPS Ann.
-1%
11.3%
 6.55.37.56.79.33.82.11.82.12.52.1
Diluted EPS Ann.
-1%
11.2%
 6.35.17.36.58.93.72.11.822.32
Number Of Shares End
1.8%
1.6%
 34.231.431.432.432.631.631.331.630.92926.9
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
-0.6%
11.1%
291.5224.1181.5250.1228314.7132.679.371.778.878.758.6
Normalized Income Ann.
0.3%
10.8%
291.5224.1172.2253.2222.2356.9134.279.475.279.187.758.6
Interest Income Ann.
15.4%
20.1%
1,397.61,359.61,327.81,367.4885.4780.9543.3463.7418372.9322.5249.9
Interest Ann.
32.5%
34.3%
606.6609.1673.4679.9261.795.8139.6186.4160.1105.57353.6
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
15.4%
6.5%
42.741.833.631.827.221.730.522.914.210.83.64
Profit From Continuing Operations Ann.
-0.6%
11.1%
291.5224.1181.5250.1228354.3132.679.371.778.887.758.6
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
16.6%
2Y CAGR
4%
3Y CAGR
8.2%
5Y CAGR
9.8%
7Y CAGR
14.3%
10Y CAGR
13.7%
Total Revenue Annual growth is higher than historical averages.
Net Profit Ann.
1Y CHG
23.5%
2Y CAGR
-5.3%
3Y CAGR
-0.6%
5Y CAGR
11.1%
7Y CAGR
17.7%
10Y CAGR
14.4%
Net Profit Annual growth is higher than historical averages.

Customers Bancorp Inc balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund Customers Bancorp Inc Dec-2025 Total Shareholders Fund is $2,116 Million which is growth of 24.5% YoY.

  • POSITIVE

    Total Assets Customers Bancorp Inc Dec-2025 Total Assets is $24,896 Million which is growth of 11.6% YoY.

Customers Bancorp Inc, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
6%
6.2%
24,895.922,308.221,316.320,896.119,57518,439.311,520.79,833.49,839.69,382.78,401.3
⌄
5.3%
5.6%
22,780.420,471.619,677.919,493.218,208.817,322.210,467.98,876.68,918.68,526.97,847.4
⌄
18.7%
18.7%
2,115.51,698.91,500.61,265.21,228.4899.6835.3739.3703.5638.4498.3
Total Capitalization Ann.
20%
21.8%
3,820.93,146.63,144.52,208.51,7711,422.52,207.51,189.71,216.31,231.81,012.2
Tangible Assets Ann.
14.7%
13.9%
2,111.91,833.11,634.81,399.31,362.51,102.81,037.6940.3904.7852.2550.3
Working Capital Ann.
-
-
--
Invested Capital Ann.
17.2%
13.2%
3,820.93,108.83,009.92,370.72,333.22,055.11,990.12,220.32,610.71,703.12,321.9
Tangible Book Value Ann.
18.7%
19%
2,111.91,695.31,4971,261.51,224.7885.3820.1722.9687.2634.8494.7
Borrowings Ann.
15.5%
8.1%
1,705.41,409.91,509.31,105.51,104.81,155.41,154.71,480.91,907.21,064.71,823.6
Net Debt Ann.
-
-
---649.7586.7462.1942.21,418.81,760.98201,559
Share Issued Ann.
1.1%
1.9%
36.235.835.53534.73332.632.331.930.827.4
Number Of Shares End
1.8%
1.6%
34.231.431.432.432.631.631.331.630.92926.9
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
11.6%
2Y CAGR
8.1%
3Y CAGR
6%
5Y CAGR
6.2%
7Y CAGR
14.2%
10Y CAGR
11.5%
Total Assets Annual growth is stable compared to historical averages.
Total ShareHolders Funds Ann.
1Y CHG
24.5%
2Y CAGR
18.7%
3Y CAGR
18.7%
5Y CAGR
18.7%
7Y CAGR
16.2%
10Y CAGR
15.6%
Total ShareHolders Funds Annual growth is higher than historical averages.

Customers Bancorp Inc ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share Customers Bancorp Inc Book Value Per Share is $65 which is growth of 15.9% YoY.

  • NEUTRAL

    ROE Customers Bancorp Inc ROE is 0% which is growth of 0% YoY.

Customers Bancorp Inc, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-0.76%1.12%1.08%1.58%0.79%0.61%0.58%0.67%0.78%0.74%
ROE Ann. %
-
-
-10.40%17.03%17.52%28.21%13.66%8.24%7.93%9.60%12.17%11.92%
ROIC %
-
-
-----------
OPM Ann. %
-
-
--195.80%145.01%115.18%130.73%154.94%152.26%130.68%126.98%124.03%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0000000000
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-0.810.60.30.31.40.30.40.60.9
*All financials are in USD Million and price data in USD

Customers Bancorp Inc cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity Customers Bancorp Inc Dec-2025 Cash From Operating Activity is $495 Million which is growth of 241.1% YoY.

  • POSITIVE

    Net Cash Flow Customers Bancorp Inc Dec-2025 Net Cash Flow is $626 Million which is growth of 1135.4% YoY.

Customers Bancorp Inc, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
-
30.1%
494.8145.1124.7-20.8295.513378.397.5385.6-263-356.7
-
-
-2,057-1,006.13,157.7-1,298.4-1,201.3-6,425-1,444.4-104.1-888.5-570.7-1,258.2
20.3%
-20.2%
2,187.7800.6108.11,257754.86,772.81,516.5-77.6384.6660.51,508.4
Cash Plus Cash Eqv. End Of Year Ann.
113.1%
44.8%
4,411.53,785.93,846.4455.8518693.4212.562.1146.3244.7264.6
Net Increase In Cash Plus Cash Eqv.s Ann.
-
5.4%
625.5-60.43,390.5-62.2-175.3480.9150.4-84.2-118.4-19.9-106.4
Cash Plus Cash Eqv. Begin Of Year Ann.
94.1%
77.9%
3,785.93,846.4455.8518693.4212.562.1146.3264.7264.6371
Income Tax Paid Supplemental Data Ann.
-23.3%
61.4%
36.157.64580.194.13.37.44.840.357.338.7
Interest Paid Supplemental Data Ann.
38.3%
35.5%
600.9715.2649.5227107.9131.4182.6160.4101.671.251.3
Capex Ann.
-
-
-161.1-65.2-41.3-113.4-33-28.9-50.3-39-24.4-5.1-2.9
Issuance Of Capital Stock Ann.
592.3%
183.9%
165.91.83.10.527.80.92.23.62.722756.4
Issuance Of Debt Ann.
5.6%
-33.2%
588.41552,56550098.84,415446.598.67525
Repayment Of Debt Ann.
-
-
-200-350-1,865-100-4,415-25-63.3-
Repurchase Of Capital Stock Ann.
-
-
-148.1-19.2-39.8-33.2-110.2-0.6-13-
Free Cash Flow Ann.
-
26.2%
333.779.983.4-134.2238.2104.22858.5361.2-295.6-359.6
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
241%
2Y CAGR
99.2%
5Y CAGR
30.1%
7Y CAGR
26.1%
Cash from Operating Activity Annual growth is stable compared to historical averages.
Cash from Financing Act. Ann.
1Y CHG
173.3%
2Y CAGR
349.9%
3Y CAGR
20.3%
5Y CAGR
-20.2%
10Y CAGR
3.8%
Cash from Financing Annual Activity growth is stable compared to historical averages.