1. MARKETS
  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : PROPERTY/CASUALTY INSURANCE
  4. MERCURY GENERAL CORP.
Mercury General Corp.
XNYS: MCY
Turnaround Potential
Download real time
102.880.18(0.18%)
38.48% Gain from 52W Low
222.3K
XNYS Volume

XNYS 13 Oct, 2026 5:30 PM (EDT)

Portfolio

Alert

My Notes

Mercury General Corp quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

View Charts

Forecaster Analyst Estimates for Mercury General Corp share price target, revenues, EPS, net income and more

Mercury General Corp quarterly results: revenue, profit, and P&L – 13 quarter history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
Nested row level
Base Level
Export
  • POSITIVE

    Quarterly Revenue Mercury General Corp Jun-2026 Quarterly Revenue is $1,682 Million which is growth of 13.8% YoY.

  • POSITIVE

    Quarterly Net Profit Mercury General Corp Jun-2026 Quarterly Net Profit is $264 Million which is growth of 58.3% YoY.

Mercury General Corp., Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
1,681.81,539.81,535.81,584.91,477.91,393.91,366.21,530.41,3051,274.11,374.61,065.21,083.2
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
----------
Operating Profit
----------
⌄
-7.9-6.8-7.1-7.2-7.2-7.2-7.5-7.7-7.8-7.8-7.8-5.9-5.6
Profit Before Tax
327.3235.7248.9350.3206.8-142.3123.5287.175.189.2237.9-15.2-61.2
Tax
63.845.246.369.940.3-3422.456.212.515.846.6-7-19.7
⌄
263.5190.4202.6280.4166.5-108.3101.1230.962.673.5191.4-8.2-41.5
Diluted NI Avail to Com Stockholders Ann.
263.5190.4202.6280.4166.5-108.3101.1230.962.673.5191.4-8.2-41.5
Basic EPS
4.83.43.75.13-21.84.21.11.33.5-0.2-0.8
Diluted EPS After ExtraOrdinary
4.83.53.75.13-22.84.21.10.81.2-0.2-0.5
Number Of Shares End
55.455.455.455.455.455.455.455.455.455.455.455.455.4
Net Income Continuing Discontinued Operations
263.5190.4202.6280.4166.5-108.3101.1230.962.673.5191.4-8.2-41.5
Normalized Income
263.5194202.5280.4166.5-108.3153.9214.960.343.363.6-8.2-25.9
Interest Income
-------------
Interest
7.96.87.17.27.27.27.57.77.87.87.85.95.6
Net Interest Income
-7.9-6.8-7.1-7.2-7.2-7.2-7.5-7.7-7.8-7.8-7.8-5.9-5.6
EBIT
335.2242.5255.9357.5213.9-135.1131294.882.997245.7-9.3-55.7
EBITDA
355.8262.3277.2376.3231.7-117.9150.6313.9100.3114.3263.88.9-37.2
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
20.519.821.318.817.717.219.619.117.417.318.118.218.5
Profit From Continuing Operations
263.5190.4202.6280.4166.5-108.3101.1230.962.673.5191.4-8.2-41.5
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD
Add metric to table
Search...

Mercury General Corp competitor comparison and performance snapshot within industry

Mercury General Corp annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
CAGR Columns
Select...
Nested row level
Base Level
Export
  • POSITIVE

    Annual Revenue Mercury General Corp Dec-2025 Annual Revenue is $5,992 Million which is growth of 9.4% YoY.

  • POSITIVE

    Annual Net Profit Mercury General Corp Dec-2025 Annual Net Profit is $541 Million which is growth of 15.6% YoY.

Mercury General Corp., Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
⌄
18%
9.6%
 5,992.55,475.64,629.63,643.13,993.43,784.53,972.53,3803,4163,227.73,009.3
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 --4,5064,296.63,676.93,3093,577.43,393.63,233.73,1532,935.6
Operating Profit Ann.
-
-
 --123.6-653.5316.4475.6395.1-13.6182.374.773.7
⌄
-
-
-29-28.6-30.8-24.2-17.2-17.1-17.1-17-17-15.2-4-3.2
Other Exp. Ann.
37.5%
26.4%
 26.831.519.610.3108.399.311.98.38.9
PBT Ann.
-
7.7%
1,162.2663.7574.999.4-670.7299.3458.5378.1-30.6167.170.770.6
Tax Ann.
-
7.9%
225.3122.6106.93.1-15851.483.958-24.922.2-2.3-3.9
⌄
-
7.6%
936.9541.146896.3-512.7247.9374.6320.1-5.7144.97374.5
Diluted NI Avail to Com Stockholders Ann.
-
7.6%
936.9541.146896.3-512.7247.9374.6320.1-5.7144.97374.5
EPS Ann.
-
7.6%
 9.88.51.7-9.34.56.85.8-0.12.61.31.4
Diluted EPS Ann.
-
7.6%
 9.88.51.7-9.34.56.85.8-0.12.61.31.4
Number Of Shares End
0%
0%
 55.455.455.455.455.455.455.455.355.355.355.2
Total Exp. Ann.
7.3%
9.9%
 5,328.84,900.84,530.24,313.83,694.13,3263,594.53,410.63,248.93,1572,938.7
Net Income Continuing Discontinued Operations Ann.
-
7.6%
936.9541.146896.3-512.7247.9374.6320.1-5.7144.97374.5
Normalized Income Ann.
-
7.3%
940.4437.3397.916.5-127.1159.7306.9320.299.890.595.3129
Interest Income Ann.
-
-
 -----------
Interest Ann.
18.5%
10.8%
2928.630.824.217.217.117.1171715.243.2
EBITDA Ann.
-
7.1%
1,271.6767.3679.1195.8-571.1395.5544459.845.2237.6101.1100.2
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
-3.1%
1.8%
80.47573.472.282.479.168.564.758.855.326.426.5
Profit From Continuing Operations Ann.
-
7.6%
936.9541.146896.3-512.7247.9374.6320.1-5.7144.97374.5
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Add metric to table
Search...
Total Rev. Ann.
1Y CHG
9.4%
2Y CAGR
13.8%
3Y CAGR
18%
5Y CAGR
9.6%
7Y CAGR
8.5%
10Y CAGR
7.1%
Total Revenue Annual growth is stable compared to historical averages.
Net Profit Ann.
1Y CHG
15.6%
2Y CAGR
137%
5Y CAGR
7.6%
10Y CAGR
21.9%
Net Profit Annual growth is stable compared to historical averages.

Mercury General Corp balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
CAGR Columns
Select...
Nested row level
Base Level
Export
  • POSITIVE

    Total Shareholders Fund Mercury General Corp Dec-2025 Total Shareholders Fund is $2,417 Million which is growth of 24.2% YoY.

  • POSITIVE

    Total Assets Mercury General Corp Dec-2025 Total Assets is $9,561 Million which is growth of 15.0% YoY.

Mercury General Corp., Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
⌄
13.6%
8.6%
9,560.78,310.67,103.46,514.26,772.56,328.35,889.25,433.75,101.34,788.74,628.6
⌄
12.7%
10.7%
7,143.46,364.15,555.34,992.14,632.24,295.74,089.73,816.13,339.93,036.32,807.8
⌄
16.7%
3.5%
2,417.31,946.51,548.11,522.12,140.32,032.61,799.51,617.71,761.41,752.41,820.9
Total Capitalization Ann.
15.9%
4.5%
2,991.82,520.72,121.91,920.52,513.22,405.12,171.61,989.42,132.72,052.42,110.9
Tangible Assets Ann.
17.2%
3.7%
2,367.71,896.11,4971,470.12,087.21,978.51,746.11,559.41,697.91,6841,746.4
Working Capital Ann.
-
-
--
Invested Capital Ann.
15.9%
4.5%
2,991.82,520.72,121.91,920.52,513.22,405.12,171.61,989.42,132.72,072.42,110.9
Tangible Book Value Ann.
17.2%
3.7%
2,367.71,896.11,4971,470.12,087.21,978.51,746.11,559.41,697.91,6841,746.4
Borrowings Ann.
11.8%
7.1%
586.9587.7588420.3407.5416.4420.1371.7371.3320290
Net Debt Ann.
-
-
--22.8108.637.424.177.757.479.999.725.8
Share Issued Ann.
0%
0%
55.455.455.455.455.455.455.455.355.355.355.2
Number Of Shares End
0%
0%
55.455.455.455.455.455.455.455.355.355.355.2
*All financials are in USD Million and price data in USD
Add metric to table
Search...
Total Assets Ann.
1Y CHG
15%
2Y CAGR
16%
3Y CAGR
13.6%
5Y CAGR
8.6%
7Y CAGR
8.4%
10Y CAGR
7.5%
Total Assets Annual growth is higher than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
24.2%
2Y CAGR
25%
3Y CAGR
16.7%
5Y CAGR
3.5%
7Y CAGR
5.9%
10Y CAGR
2.9%
Total ShareHolders Funds Annual growth is higher than historical averages.

Mercury General Corp ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
CAGR Columns
Select...
Nested row level
Base Level
Export
  • POSITIVE

    Book Value Per Share Mercury General Corp Book Value Per Share is $44 which is growth of 24.2% YoY.

  • NEUTRAL

    ROE Mercury General Corp ROE is 0% which is growth of 0% YoY.

Mercury General Corp., Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-6.07%1.41%-7.72%3.79%6.13%5.65%-0.11%2.93%1.55%1.61%
ROE Ann. %
-
-
-26.78%6.28%-28.00%11.88%19.55%18.73%-0.34%8.25%4.09%4.03%
ROIC %
-
-
-----------
OPM Ann. %
-
-
--2.67%-17.94%7.92%12.57%9.95%-0.40%5.34%2.31%2.45%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0.70.70.60.60.60.70.60.70.70.7
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-19.75.1-37.918.527.923.2-0.81218.923.3
LT Debt To Equity Ann.
-
-
-0.30.40.30.20.20.20.20.20.20.2
*All financials are in USD Million and price data in USD
Add metric to table
Search...

Mercury General Corp cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
CAGR Columns
Select...
Nested row level
Base Level
Export
  • POSITIVE

    Cash From Operating Activity Mercury General Corp Dec-2025 Cash From Operating Activity is $1,087 Million which is growth of 4.8% YoY.

  • POSITIVE

    Net Cash Flow Mercury General Corp Dec-2025 Net Cash Flow is $595 Million which is growth of 251.5% YoY.

Mercury General Corp., Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
⌄
45.5%
12.4%
1,087.21,037.1453352.6501.6605.6519.7383.4341.4287.5190.2
⌄
-
-
-420.2-796.7-295.4-316.4-373.7-411.3-401.2-222.4-185.6-226.7-81.7
⌄
-
-
-71.7-71.1103.6-82-140.8-140.3-138.4-138.1-84.7-104.7-134.3
Cash Plus Cash Eqv. End Of Year Ann.
65.6%
30.4%
1,315.6720.3550.9289.8335.6348.5294.4314.3291.4220.3264.2
Net Increase In Cash Plus Cash Eqv.s Ann.
-
61.6%
595.3169.4261.1-45.8-12.954.1-19.922.971.1-43.9-25.7
Cash Plus Cash Eqv. Begin Of Year Ann.
29%
19.6%
720.3550.9289.8335.6348.5294.4314.3291.4220.3264.2289.9
Income Tax Paid Supplemental Data Ann.
53.9%
12.9%
96.694.9-26.569.552.7--25.2-31.4
Interest Paid Supplemental Data Ann.
19.1%
11.2%
28.230.12316.716.616.616.616.69.93.53
Capex Ann.
-
-
-58.4-46.1-36.8-35.5-41.4-40-40.1-28-19.4-17-20.1
Issuance Of Capital Stock Ann.
-
-
-----------
Issuance Of Debt Ann.
-
-
17525--37130
Repayment Of Debt Ann.
-
-
-1.4-1.5-1.1-1.5-0.8-0.6-320--
Repurchase Of Capital Stock Ann.
-
-
-----------
Free Cash Flow Ann.
48%
12.7%
1,028.8991416.2317.1460.1565.7479.6355.5322270.5170.1
*All financials are in USD Million and price data in USD
Add metric to table
Search...
Cash from Operating Act. Ann.
1Y CHG
4.8%
2Y CAGR
54.9%
3Y CAGR
45.5%
5Y CAGR
12.4%
7Y CAGR
16.1%
10Y CAGR
19%
Cash from Operating Activity Annual growth is lower than historical averages.
×