1. MARKETS
  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : MAJOR BANKS
  4. NICOLET BANKSHARES INC.
Nicolet Bankshares Inc.
XNYS: NIC
162.79-1.24(-0.76%)
131.6K
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XNYS 09 Oct, 2026 5:30 PM (EDT)

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Nicolet Bankshares Inc quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for Nicolet Bankshares Inc share price target, revenues, EPS, net income and more

Nicolet Bankshares Inc quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue Nicolet Bankshares Inc Jun-2026 Quarterly Revenue is $178 Million which is growth of 85.7% YoY.

  • POSITIVE

    Quarterly Net Profit Nicolet Bankshares Inc Jun-2026 Quarterly Net Profit is $57 Million which is growth of 57.9% YoY.

Nicolet Bankshares Inc., Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
177.8134.9103.9102.995.789.491.290.78582.291.47875.9
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
----------29.727.326.9
Operating Profit
----------
-------------
Profit Before Tax
72.51950.251.844.840.143.240.936.834.337.431.830.5
Tax
15.63.89.910.18.77.68.78.37.56.56.814.77.9
⌄
56.915.240.341.73632.634.532.529.327.830.717.222.6
Diluted NI Avail to Com Stockholders Ann.
56.915.240.341.73632.634.532.529.327.830.717.222.6
Basic EPS
2.70.82.72.82.42.12.32.221.92.11.21.5
Diluted EPS After ExtraOrdinary
32.82.72.72.42.12.221.91.71.91.51.5
Number Of Shares End
21.218.214.814.81515.315.315.114.914.914.814.714.7
Net Income Continuing Discontinued Operations
56.915.240.341.73632.634.532.529.327.830.717.222.6
Normalized Income
65.154.741.640.736.232.934.131.628.826.32823.322.9
Interest Income
200.9158.2120.2120.3117.6112.7112.8112.6108.9104103.699.992.1
Interest
59.448.739.341.142.541.541.344.343.541.239.338.433
Net Interest Income
141.5109.680.979.375.171.271.668.465.362.864.361.559
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
12.243.63.53.93.44.44.54.85.23.95.1
Profit From Continuing Operations
56.915.240.341.73632.634.532.529.327.830.717.222.6
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

Nicolet Bankshares Inc competitor comparison and performance snapshot within industry

Nicolet Bankshares Inc annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue Nicolet Bankshares Inc Dec-2025 Annual Revenue is $392 Million which is growth of 12.3% YoY.

  • POSITIVE

    Annual Net Profit Nicolet Bankshares Inc Dec-2025 Annual Net Profit is $151 Million which is growth of 21.5% YoY.

Nicolet Bankshares Inc., Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
9.6%
15.2%
 392349.1277.9298.1225.5193.2169.9146.2133.494.859.1
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ---141.4-34-13.6-19.9-22.5-18.9-10.5-7.3-7.2
Operating Profit Ann.
-
-
 --419.2332.1239.1213.1192.4165.1143.9102.166.3
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
14.2%
18.2%
193.5187155.186.6125.781.180.971.554.849.728.117.6
Tax Ann.
4.8%
12.1%
39.436.331.125.131.520.520.516.513.516.39.46.1
⌄
16.9%
20.2%
154.2150.7124.161.594.360.760.154.64133.217.811.2
Diluted NI Avail to Com Stockholders Ann.
16.9%
20.2%
154.2150.7124.161.594.360.760.154.64133.217.811.2
EPS Ann.
14.1%
11.7%
 10.18.24.26.85.75.85.74.33.52.52.8
Diluted EPS Ann.
14.1%
11.4%
 9.88.14.16.65.45.75.54.13.32.42.6
Number Of Shares End
0.2%
7.9%
 14.815.314.814.712.710.110.19.59.88.64
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
16.9%
20.2%
154.2150.7124.161.594.360.760.154.64133.218.511.4
Normalized Income Ann.
15.1%
19.3%
202.1151.3120.7101.399.273.362.65344.234.119.711.1
Interest Income Ann.
19.8%
25.8%
599.7471438.4382.9273.9171.6149.2138.6125.5109.375.548.6
Interest Ann.
69.1%
52.6%
188.5164.5170.3141.43413.619.922.518.910.57.37.2
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
-11.9%
7%
10.8151718.421.913.910.77.36.37.15.13.3
Profit From Continuing Operations Ann.
16.9%
20%
154.2150.7124.161.594.360.760.55541.433.418.711.6
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
12.3%
2Y CAGR
18.8%
3Y CAGR
9.6%
5Y CAGR
15.2%
7Y CAGR
15.1%
10Y CAGR
20.8%
Total Revenue Annual growth is stable compared to historical averages.
Net Profit Ann.
1Y CHG
21.4%
2Y CAGR
56.5%
3Y CAGR
16.9%
5Y CAGR
20.2%
7Y CAGR
20.4%
10Y CAGR
29.5%
Net Profit Annual growth is higher than historical averages.

Nicolet Bankshares Inc balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund Nicolet Bankshares Inc Dec-2025 Total Shareholders Fund is $1,258 Million which is growth of 7.2% YoY.

  • POSITIVE

    Total Assets Nicolet Bankshares Inc Dec-2025 Total Assets is $9,185 Million which is growth of 4.4% YoY.

Nicolet Bankshares Inc., Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
1.6%
15.1%
9,185.18,796.88,468.78,7647,6954,551.83,577.33,096.52,932.42,300.91,214.4
⌄
0.6%
14.6%
7,927.47,623.97,429.77,791.46,803.24,012.63,060.32,709.22,567.62,024.51,104.8
⌄
9%
18.5%
1,257.71,172.91,039972.5891.9539.2516.3386.6364.227697.3
Total Capitalization Ann.
5.1%
18.6%
1,392.51,334.31,205.91,197.91,108.8593.1583.9463.9442.2313.6149.3
Tangible Assets Ann.
15.4%
19.2%
875.3784.8644.6570.1552.4363.8350.3262.3235.8188109.5
Working Capital Ann.
-
-
--
Invested Capital Ann.
-2.8%
18.6%
1,392.51,334.31,205.91,514.91,108.8593.1583.9463.9442.2313.6137.1
Tangible Book Value Ann.
15.4%
19.2%
875.3784.8644.6570.1552.4363.8350.3262.3235.818897.3
Borrowings Ann.
-37.1%
20.1%
134.9161.4166.9542.3216.953.967.677.378.137.639.8
Net Debt Ann.
-
-
---375.1-------
Share Issued Ann.
0.2%
8.2%
14.815.414.914.7141010.69.59.88.64.2
Number Of Shares End
0.2%
7.9%
14.815.314.814.712.710.110.19.59.88.64
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
4.4%
2Y CAGR
4.1%
3Y CAGR
1.6%
5Y CAGR
15.1%
7Y CAGR
16.8%
10Y CAGR
22.4%
Total Assets Annual growth is stable compared to historical averages.
Total ShareHolders Funds Ann.
1Y CHG
7.2%
2Y CAGR
10%
3Y CAGR
9%
5Y CAGR
18.5%
7Y CAGR
18.4%
10Y CAGR
29.2%
Total ShareHolders Funds Annual growth is lower than historical averages.

Nicolet Bankshares Inc ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • NEGATIVE

    Book Value Per Share Nicolet Bankshares Inc Book Value Per Share is $59 which is growth of -26.6% YoY.

  • NEUTRAL

    ROE Nicolet Bankshares Inc ROE is 0% which is growth of 0% YoY.

Nicolet Bankshares Inc., Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-1.44%0.71%1.15%0.99%1.48%1.64%1.36%1.27%1.01%0.92%
ROE Ann. %
-
-
-11.22%6.12%10.11%8.48%11.39%12.10%10.93%10.36%9.55%12.20%
ROIC %
-
-
-----------
OPM Ann. %
-
-
--150.87%111.39%106.03%110.28%113.25%112.92%107.88%107.74%112.21%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-00000.10.10.10.10.10.1
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-0.10.20.20.20.10.10.20.20.10.4
*All financials are in USD Million and price data in USD

Nicolet Bankshares Inc cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity Nicolet Bankshares Inc Dec-2025 Cash From Operating Activity is $154 Million which is growth of 14.8% YoY.

  • POSITIVE

    Net Cash Flow Nicolet Bankshares Inc Dec-2025 Net Cash Flow is $124 Million which is growth of 178.3% YoY.

Nicolet Bankshares Inc., Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
9.3%
14.2%
153.5133.8108117.497.778.958.15140.724.815.1
-
-
-230.8-288.4591.5-516.4-370.6-208.7-63.2-77.1-15151.4-21.6
-
-23.1%
201.4199.3-362.7-41.665.4750.6-62.5120.7136.1-30.821.5
Cash Plus Cash Eqv. End Of Year Ann.
62.2%
-3.8%
660.2536.1491.4154.7595.3802.9182.1249.5154.9129.183.6
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-27.5%
124.244.6336.7-440.6-207.6620.8-67.594.625.845.514.9
Cash Plus Cash Eqv. Begin Of Year Ann.
-3.4%
24.1%
536.1491.4154.7595.3802.9182.1249.5154.9129.183.668.7
Income Tax Paid Supplemental Data Ann.
5.3%
12.2%
39.225.32333.624.32216.110.812.87.22.9
Interest Paid Supplemental Data Ann.
63.5%
47.4%
163.6170.313837.410.923.522.318.510.97.57.3
Capex Ann.
-
-
-4.1-16.5-18.2-12.2-12.8-10.8-4.4-4.3-3.7-4.1-1.2
Issuance Of Capital Stock Ann.
-68.8%
-45.6%
0.10.66.93.32.42.18.71.841.91.7
Issuance Of Debt Ann.
-
-
--104367.83011.8
Repayment Of Debt Ann.
-
-
-27.4-5.2-59-20-188-384.1-91.5-1.3-9.6-56.5-5.8
Repurchase Of Capital Stock Ann.
-
-
-89.3-10.1-1.5-61.5-62.6-42.1-28.5-22.8-15-17.4-16.6
Free Cash Flow Ann.
12.4%
17%
149.4117.289.8105.284.968.153.746.73720.813.9
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
14.7%
2Y CAGR
19.2%
3Y CAGR
9.3%
5Y CAGR
14.2%
7Y CAGR
17%
10Y CAGR
26.1%
Cash from Operating Activity Annual growth is stable compared to historical averages.
Cash from Financing Act. Ann.
1Y CHG
1.1%
5Y CAGR
-23.1%
7Y CAGR
7.6%
10Y CAGR
25.1%
Cash from Financing Annual Activity growth is stable compared to historical averages.