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  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : MULTI-LINE INSURANCE
  4. SUN LIFE FINANCIAL, INC.
Sun Life Financial, Inc.
XNYS: SLF
76.990.34(0.44%)
297.0K
XNYS Volume

XNYS 09 Oct, 2026 5:30 PM (EDT)

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Sun Life Fin Inc quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for Sun Life Fin Inc share price target, revenues, EPS, net income and more

Sun Life Fin Inc quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue Sun Life Fin Inc Jun-2026 Quarterly Revenue is $13,925 Million which is growth of 51.4% YoY.

  • POSITIVE

    Quarterly Net Profit Sun Life Fin Inc Jun-2026 Quarterly Net Profit is $1,082 Million which is growth of 39.1% YoY.

Sun Life Financial, Inc., Earnings Report - Quarterly Results, standalone, All financials are in CAD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
13,9258,7625,51312,3999,19711,3383,27515,3808,8926,93617,5951,1976,660
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
----------
Operating Profit
----------
-131-163-133-131-129-133-182-185-138-159-115-160-142
Profit Before Tax
1,3586321,1261,4479761,2495891,6439101,1977871,181867
Tax
284103316260198242372215192261-87244127
⌄
1,0084657221,1067169282371,348646818749871660
Diluted NI Avail to Com Stockholders Ann.
1,0104687241,1097189312391,351648821751874662
Basic EPS
1.80.81.321.31.60.42.31.11.41.31.51.1
Diluted EPS After ExtraOrdinary
1.80.81.321.31.60.42.31.11.41.31.51.1
Number Of Shares End
554554554561565572573578581584583586587
Net Income Continuing Discontinued Operations
1,0825367931,1737781,0011421,422714893826927731
Normalized Income
1,1231,0501,0941,0471,0151,0459651,0161,000875983930920
Interest Income
-1,917---1,814-9,6251,8781,7391,724-1,099-1,134-1,070
Interest
131163133131129133182185138159115160142
Net Interest Income
-131-163-133-131-129-133-182-185-138-159-115-160-142
EBIT
1,4897951,2591,5781,1051,3827711,8281,0481,3569021,3411,009
EBITDA
1,4897951,2591,5781,1051,3827711,8281,0481,3569021,3411,009
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
-------------
Profit From Continuing Operations
1,3586321,1261,4479761,2495891,6439101,1977871,181867
Normalized EBITDA
-------------
*All financials are in CAD Million and price data in USD

Sun Life Fin Inc competitor comparison and performance snapshot within industry

Sun Life Fin Inc annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue Sun Life Fin Inc Dec-2025 Annual Revenue is $38,447 Million which is growth of 11.5% YoY.

  • POSITIVE

    Annual Net Profit Sun Life Fin Inc Dec-2025 Annual Net Profit is $3,745 Million which is growth of 18.1% YoY.

Sun Life Financial, Inc., Earnings Report - Annual Results, standalone, All financials are in CAD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
18.3%
-2.4%
 38,44734,48336,35423,20735,69043,33739,67926,96929,33428,57319,274
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 --28,17418,25930,02139,69535,87223,07426,14524,71815,970
Operating Profit Ann.
-
-
 --4,4824,9485,6693,6423,8073,9233,1893,8553,304
-
-
-558-526-664-552-445-327-355-333-305-303-316-322
Other Exp. Ann.
-
-
 ---593543551575594623629625
PBT Ann.
6.9%
7.9%
4,5634,7984,3393,9303,9235,0973,2873,2333,5112,7893,4452,899
Tax Ann.
17.8%
15.5%
9631,0161,040461621727495286597302619599
⌄
4.3%
7.6%
3,3013,4723,0493,0863,0603,9342,4042,6182,5222,1492,4852,185
Diluted NI Avail to Com Stockholders Ann.
4.3%
7.6%
3,3113,4823,0593,0963,0703,9442,4142,6282,5322,1592,4952,195
EPS Ann.
6%
8.6%
 6.25.35.35.26.74.14.44.23.54.13.6
Diluted EPS Ann.
6%
8.6%
 6.25.35.35.26.74.14.44.13.543.6
Number Of Shares End
-1.9%
-1.1%
 554573583586589585589600613613612
Total Exp. Ann.
21.1%
-3.4%
 33,64930,14432,42418,94530,59340,05036,44623,45826,54525,12816,375
Net Income Continuing Discontinued Operations Ann.
4.9%
6.1%
3,5843,7453,1713,3433,2464,3702,7812,9432,9142,4872,8262,300
Normalized Income Ann.
4.6%
5.5%
4,3144,2013,8563,7283,6743,5333,2133,0572,9472,5462,3352,305
Interest Income Ann.
-
-
 -3,339-4,284-4,3285,8635,3085,4655,5415,2715,0465,0904,940
Interest Ann.
5.7%
8.2%
558526664552445327355333305303316322
EBITDA Ann.
2.8%
5.6%
5,1215,3245,0034,4824,8965,8624,0483,9444,0423,3013,9643,387
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
-
-
 ---528438406378226209203166
Profit From Continuing Operations Ann.
6.9%
7.9%
4,5634,7984,3393,9303,9235,0973,2873,2333,5112,7893,4452,899
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in CAD Million and price data in USD
Total Rev. Ann.
1Y CHG
11.5%
2Y CAGR
2.8%
3Y CAGR
18.3%
5Y CAGR
-2.4%
7Y CAGR
5.2%
10Y CAGR
7.1%
Total Revenue Annual growth is stable compared to historical averages.
Net Profit Ann.
1Y CHG
18.1%
2Y CAGR
5.8%
3Y CAGR
4.9%
5Y CAGR
6.1%
7Y CAGR
3.6%
10Y CAGR
5%
Net Profit Annual growth is higher than historical averages.

Sun Life Fin Inc balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • NEGATIVE

    Total Shareholders Fund Sun Life Fin Inc Dec-2025 Total Shareholders Fund is $23,976 Million which is growth of -3.3% YoY.

  • POSITIVE

    Total Assets Sun Life Fin Inc Dec-2025 Total Assets is $398,455 Million which is growth of 7.5% YoY.

Sun Life Financial, Inc., Balance Sheet, standalone, All financials are in CAD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
6.4%
4.3%
398,455370,721333,241330,906345,370323,011297,202271,827269,112258,238246,853
⌄
7.3%
4.6%
372,963344,592309,041301,529317,297297,149272,694247,257246,141235,870225,435
⌄
-3.9%
0.3%
23,97624,80122,78727,04826,76223,58022,23222,31320,71420,11119,161
Total Capitalization Ann.
-0.2%
4.3%
41,26239,67536,11641,54038,80433,43132,52932,61531,19430,95229,830
Tangible Assets Ann.
-12.7%
-9.4%
10,54311,5399,89615,85818,12717,28816,57417,37916,12115,34815,293
Working Capital Ann.
-
-
--
Invested Capital Ann.
0.2%
5.8%
41,84440,72437,19441,64638,12631,51830,30230,46229,07728,88427,739
Tangible Book Value Ann.
-12%
-9.2%
9,29110,2878,64413,61916,87515,03114,31715,12213,86413,09113,036
Borrowings Ann.
6.5%
16.4%
18,79216,86915,39615,55012,2148,8028,9728,1498,3638,7738,578
Net Debt Ann.
16.2%
-
8,1835,7943,2375,2203,538-1,3558512,2672,0751,900
Share Issued Ann.
-1.9%
-1.1%
553.8573.9584.6586.4586585.1587.8598.5610.5613.6609.4
Number Of Shares End
-1.9%
-1.1%
554573583586589585589600613613612
*All financials are in CAD Million and price data in USD
Total Assets Ann.
1Y CHG
7.5%
2Y CAGR
9.3%
3Y CAGR
6.4%
5Y CAGR
4.3%
7Y CAGR
5.6%
10Y CAGR
4.9%
Total Assets Annual growth is higher than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
-3.3%
2Y CAGR
2.6%
3Y CAGR
-3.9%
5Y CAGR
0.3%
7Y CAGR
1%
10Y CAGR
2.3%
Total ShareHolders Funds Annual is falling faster than historical averages.

Sun Life Fin Inc ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share Sun Life Fin Inc Book Value Per Share is $31 which is growth of 6.0% YoY.

  • NEUTRAL

    ROE Sun Life Fin Inc ROE is 0% which is growth of 0% YoY.

Sun Life Financial, Inc., Ratios, standalone, All financials are in CAD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-0.87%0.93%0.90%1.18%0.78%0.92%0.93%0.82%0.98%0.93%
ROE Ann. %
-
-
-12.81%12.38%11.37%15.63%10.50%11.75%11.72%10.53%12.66%12.21%
ROIC %
-
-
-----------
OPM Ann. %
-
-
--12.33%21.32%15.88%8.40%9.59%14.55%10.87%13.49%17.14%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0.10.10.10.10.10.10.10.10.10.1
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-7.58.19.816.610.310.712.510.211.910
LT Debt To Equity Ann.
-
-
-0.60.60.50.40.40.40.40.40.40.4
*All financials are in CAD Million and price data in USD

Sun Life Fin Inc cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity Sun Life Fin Inc Dec-2025 Cash From Operating Activity is $2,799 Million which is growth of 10.5% YoY.

  • POSITIVE

    Net Cash Flow Sun Life Fin Inc Dec-2025 Net Cash Flow is $-157 Million which is growth of 90.7% YoY.

Sun Life Financial, Inc., Cash Flow, standalone, All financials are in CAD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
-13.4%
-17.3%
2,7992,5325,6124,311-1,8577,2532,5473,8341,9843,6684,461
-
-
-320-337-559-2,863-803-886-430-280-339-1,893-723
-
-
-2,636-3,882-3,086-71-260-2,312-2,436-2,566-2,019-1,543-1,106
Cash Plus Cash Eqv. End Of Year Ann.
0.8%
-2.1%
9,5999,95411,1709,3727,69310,6486,6857,1945,9566,5096,512
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
-157-1,6871,9671,377-2,9204,055-319988-3742322,632
Cash Plus Cash Eqv. Begin Of Year Ann.
9%
8.3%
9,95411,1709,3727,69310,6486,6857,1945,9566,5096,5123,364
Income Tax Paid Supplemental Data Ann.
-
-
-----------
Interest Paid Supplemental Data Ann.
-
-
-----------
Capex Ann.
-
-
-145-143-172--81-158-114-85-182-131-106
Issuance Of Capital Stock Ann.
-
-
---987------
Issuance Of Debt Ann.
46.2%
-
2,0197694976462,023------
Repayment Of Debt Ann.
-
-
-180-925-1,248-570-793-136-125----
Repurchase Of Capital Stock Ann.
-
-
-1,707-855-186-1,025-200-592-641-175-212
Free Cash Flow Ann.
-17.1%
-19.7%
2,2992,0005,0354,041-2,1256,8902,1803,4781,5453,2924,058
*All financials are in CAD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
10.5%
2Y CAGR
-29.4%
3Y CAGR
-13.4%
5Y CAGR
-17.3%
7Y CAGR
-4.4%
10Y CAGR
-4.6%
Cash from Operating Activity Annual growth is higher than historical averages.