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  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : FINANCE
  4. VISA INC - ORDINARY SHARES - CLASS A
Visa Inc - Ordinary Shares - Class A
XNYS: V
375.103.00(0.81%)
6.4M
XNYS Volume

XNYS 08 Oct, 2026 5:30 PM (EDT)

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Visa quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for Visa share price target, revenues, EPS, net income and more

Visa quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue Visa Jun-2026 Quarterly Revenue is $11,633 Million which is growth of 14.4% YoY.

  • POSITIVE

    Quarterly Net Profit Visa Jun-2026 Quarterly Net Profit is $5,628 Million which is growth of 6.8% YoY.

Visa Inc - Ordinary Shares - Class A, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
11,63311,23010,90110,72410,1729,5949,5109,6178,9008,7758,6348,6098,123
Cost Of Rev.
2,7382,1011,9971,9811,9731,8812,0201,8171,7731,7921,6601,6951,663
Gross Profit
8,8959,1298,9048,7438,1997,7137,4907,8007,1276,9836,9746,9146,460
⌄
1,7651,5661,4591,6921,4071,2781,2121,4411,1761,1991,0111,235979
Operating Profit
7,1307,5637,4457,0516,7926,4356,2786,3595,9515,7845,9635,6795,481
-194-178-194-210-39-158-182-176-196-82-187-183-182
Profit Before Tax
6,8337,1746,7266,2236,3335,4386,2006,3725,9895,5136,0425,6365,146
Tax
1,2051,1538731,1331,0618611,0811,0541,1178501,152955990
⌄
5,6285,9725,8035,0415,2194,5305,0645,2484,8004,5934,8164,6094,090
Diluted NI Avail to Com Stockholders Ann.
5,6285,9725,8035,0415,2194,5305,0645,2484,8004,5934,8164,6094,090
Basic EPS
33.232.62.72.32.62.72.42.32.42.32
Diluted EPS After ExtraOrdinary
33.23.22.92.92.62.52.62.32.42.32.22.1
Number Of Shares End
1,880.81,8081,913.51,9261,9381,9521,9611,9731,9972,0062,0122,0312,045
Net Income Continuing Discontinued Operations
5,6286,0215,8535,0905,2724,5775,1195,3184,8724,6634,8904,6814,156
Normalized Income
5,712.96,198.16,309.85,595.55,621.65,283.45,033.15,160.34,681.54,822.94,674.84,564.74,279.6
Interest Income
-------------
Interest
1941781942103915818217619682187183182
Net Interest Income
-194-178-194-210-39-158-182-176-196-82-187-183-182
EBIT
7,0277,3526,9206,4336,3725,5966,3826,5486,1855,5956,2295,8195,328
EBITDA
7,3947,6857,2466,7496,6895,9016,6646,8226,4495,8446,4766,0665,563
Reconciled Cost Of Rev.
2,7382,1011,9971,9811,9731,8812,0201,8171,7731,7921,6601,6951,663
Reconciled Depr.
367333326316317305282274264249247247235
Profit From Continuing Operations
5,6286,0215,8535,0905,2724,5775,1195,3184,8724,6634,8904,6814,156
Normalized EBITDA
7,4977,8967,7717,3677,1096,7406,5606,6336,2156,0336,2105,9265,716
*All financials are in USD Million and price data in USD

Visa competitor comparison and performance snapshot within industry

Visa annual results: revenue, profit, P&L, and margins as of Sep 2025 – 11 year history

  • POSITIVE

    Annual Revenue Visa Sep-2025 Annual Revenue is $40,000 Million which is growth of 11.3% YoY.

  • POSITIVE

    Annual Net Profit Visa Sep-2025 Annual Net Profit is $20,058 Million which is growth of 1.6% YoY.

Visa Inc - Ordinary Shares - Class A, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMSep '25Sep '24Sep '23Sep '22Sep '21Sep '20Sep '19Sep '18Sep '17Sep '16Sep '15
10.9%
12.9%
 40,00035,92632,65329,31024,10521,84622,97720,60918,35815,08213,880
Cost Of Rev. Ann.
11.1%
11.7%
8,8177,8557,0426,5675,7334,9704,5124,1653,8563,2482,7642,553
Gross Profit Ann.
10.9%
13.1%
35,67132,14528,88426,08623,57719,13517,33418,81216,75315,11012,31811,327
Operating Exp. Ann.
12.8%
11.5%
6,4825,5894,8274,1593,8963,3283,2423,4113,1922,9472,5562,249
Operating Profit Ann.
10.5%
13.5%
29,18926,55624,05721,92719,68115,80714,09215,40113,56112,1639,7629,078
-
-
-776-589-641-644-538-513-516-533-612-563-427-
Other Exp. Ann.
-
-
 -1,773500-246-1,00776921416-14394-1,323-83
PBT Ann.
10.1%
11.9%
26,95624,19423,91621,03718,13616,06313,79014,88412,80611,6948,0128,995
Tax Ann.
9.2%
7.2%
4,3644,1364,1733,7643,1793,7522,9242,8042,5054,9952,0212,667
⌄
10.7%
13.6%
22,44419,85319,45716,98914,63012,00810,47511,6509,9426,4675,9296,313
Diluted NI Avail to Com Stockholders Ann.
10.7%
13.6%
22,44419,85319,45716,98914,63012,00810,47511,6509,9426,6995,9296,313
EPS Ann.
13.4%
15.8%
 10.29.78.375.64.95.34.42.82.52.6
Diluted EPS Ann.
13.4%
15.8%
 10.29.78.375.64.95.34.42.82.52.6
Number Of Shares End
-2.4%
-1.8%
 1,9261,9732,0312,0732,1252,108.72,1672,2172,2812,3562,431
Total Exp. Ann.
11.8%
11.6%
 13,44411,86910,7269,6298,2987,7547,5767,0486,1955,3204,802
Net Income Continuing Discontinued Operations Ann.
10.3%
13%
22,59220,05819,74317,27314,95712,31110,86612,08010,3016,6995,9916,328
Normalized Income Ann.
10.9%
15%
23,816.221,527.919,33017,47515,787.811,72210,697.412,06710,7896,710.47,396.56,337.8
Interest Income Ann.
-
-
 -----------
Interest Ann.
3.1%
2.7%
776589641644538513516-612563427-
EBITDA Ann.
10%
11.5%
29,07426,00325,59122,62419,53517,38015,07316,05714,03112,8138,9419,572
Reconciled Cost Of Rev. Ann.
11.1%
11.7%
8,8177,8557,0426,5675,7334,9704,5124,1653,8563,2482,7642,553
Reconciled Depr. Ann.
12.3%
9.7%
1,3421,2201,034943861804767656613556502494
Profit From Continuing Operations Ann.
10.3%
13%
22,59220,05819,74317,27314,95712,31110,86612,08010,3016,6995,9916,328
Normalized EBITDA Ann.
10.6%
13.3%
30,53127,77625,09122,87020,54216,61114,85916,04114,63812,83210,8209,586
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
11.3%
2Y CAGR
10.7%
3Y CAGR
10.9%
5Y CAGR
12.9%
7Y CAGR
9.9%
10Y CAGR
11.2%
Total Revenue Annual growth is stable compared to historical averages.
Net Profit Ann.
1Y CHG
1.6%
2Y CAGR
7.8%
3Y CAGR
10.3%
5Y CAGR
13%
7Y CAGR
10%
10Y CAGR
12.2%
Net Profit Annual growth is lower than historical averages.
Operating Exp. Ann.
1Y CHG
15.8%
2Y CAGR
15.9%
3Y CAGR
12.8%
5Y CAGR
11.5%
7Y CAGR
8.3%
10Y CAGR
9.5%
Operating Expenses Annual Cr growth is higher than historical averages.

Visa balance sheet as of Sep 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • NEGATIVE

    Total Shareholders Fund Visa Sep-2025 Total Shareholders Fund is $37,164 Million which is growth of -2.5% YoY.

  • POSITIVE

    Total Assets Visa Sep-2025 Total Assets is $99,627 Million which is growth of 5.4% YoY.

Visa Inc - Ordinary Shares - Class A, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsSep '25Sep '24Sep '23Sep '22Sep '21Sep '20Sep '19Sep '18Sep '17Sep '16Sep '15
5.2%
4.2%
99,62794,51190,49985,50182,89680,91972,57469,22567,97764,03540,236
⌄
7.3%
6.7%
61,71855,37451,76649,92045,30744,70937,89035,21935,21731,12310,394
⌄
3.8%
1.1%
37,16438,10637,03533,25736,51835,10434,68434,00632,76032,91229,842
Total Capitalization Ann.
1%
0.1%
57,51159,97359,19655,78157,56757,28151,41350,63649,37848,79429,842
Tangible Assets Ann.
-
-
-9,616-6,693-5,368-7,271-6,033-7,508-7,752-8,746-10,198-9,3886,656
Working Capital Ann.
-33.8%
-27%
2,7187,51610,4349,35211,86813,1357,5556,9119,0296,2675,518
Invested Capital Ann.
3.8%
1%
62,33558,94257,49855,70757,49559,17451,41350,63651,12748,79429,842
Tangible Book Value Ann.
-
-
-10,361-7,724-7,066-9,595-7,104-8,614-7,752-8,746-10,198-9,3886,656
Borrowings Ann.
3.9%
0.9%
25,17120,83620,46322,45020,97724,07016,72916,63018,36715,882-
Net Debt Ann.
5.8%
0.6%
8,0078,8614,1776,7614,4907,7818,8918,4688,49310,263-
Share Issued Ann.
-2.6%
-1.8%
1,925.21,972.52,023.72,080.42,098.72,108.72,143.72,197.72,251.72,320.72,408.4
Number Of Shares End
-2.4%
-1.8%
1,9261,9732,0312,0732,1252,108.72,1672,2172,2812,3562,431
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
5.4%
2Y CAGR
4.9%
3Y CAGR
5.2%
5Y CAGR
4.2%
7Y CAGR
5.3%
10Y CAGR
9.5%
Total Assets Annual growth is higher than historical averages.
Total Current Liabilities Ann.
1Y CHG
32.2%
2Y CAGR
23.2%
3Y CAGR
18.9%
5Y CAGR
19.3%
7Y CAGR
17.5%
10Y CAGR
20.6%
Total Current Liabilities Annual Cr growth is higher than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
-2.5%
2Y CAGR
0.2%
3Y CAGR
3.8%
5Y CAGR
1.1%
7Y CAGR
1.3%
10Y CAGR
2.2%
Total ShareHolders Funds Annual is falling faster than historical averages.

Visa ROE, ROCE, book value, and debt-to-equity ratio as of Sep 2025 – 11 year history

  • NEGATIVE

    Book Value Per Share Visa Book Value Per Share is $18 which is growth of -5.6% YoY.

  • POSITIVE

    ROE Visa ROE is 53% which is growth of 1.0% YoY.

Visa Inc - Ordinary Shares - Class A, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsSep '25Sep '24Sep '23Sep '22Sep '21Sep '20Sep '19Sep '18Sep '17Sep '16Sep '15
RoA Ann. %
5.6%
8.4%
20.45%21.03%19.31%17.38%14.66%13.65%16.43%14.49%9.80%11.37%16.02%
ROE Ann. %
8%
11.9%
52.75%51.79%48.34%41.93%33.53%30.02%33.92%29.78%19.69%18.90%22.05%
ROIC %
5.8%
16.9%
8.39.28.376.23.85.75.74.44.15.2
OPM Ann. %
-0.4%
0.6%
66.39%66.96%67.15%67.15%65.58%64.51%67.03%65.80%66.25%64.73%65.40%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
0%
5.9%
0.40.40.40.40.30.30.30.30.30.30.4
Working Capital Turnover Ann.
68%
53.9%
14.74.83.13.121.73322.42.5
Quick Ratio Ann.
-10.1%
-12.9%
0.80.81.11.11.41.61.21.31.61.51.4
Current Ratio Ann.
-9.8%
-10.4%
1.11.31.51.51.81.91.61.61.91.82
Interest Coverage Ratio Ann.
6.7%
8.7%
42.138.333.734.732.327.7-21.921.819.8-
LT Debt To Equity Ann.
-5.9%
-3.6%
0.50.60.60.60.60.60.50.50.50.5-
*All financials are in USD Million and price data in USD
ROE Ann. %
1Y CHG
1.9%
2Y CAGR
4.5%
3Y CAGR
8%
5Y CAGR
11.9%
7Y CAGR
8.5%
10Y CAGR
9.1%
ROE Annual % is growing slower than historical averages.
RoA Ann. %
1Y CHG
-2.8%
2Y CAGR
2.9%
3Y CAGR
5.6%
5Y CAGR
8.4%
7Y CAGR
5%
10Y CAGR
2.5%
RoA Annual % is falling faster than historical averages.
Current Ratio Ann.
1Y CHG
-15.4%
2Y CAGR
-14.4%
3Y CAGR
-9.8%
5Y CAGR
-10.4%
7Y CAGR
-5.2%
10Y CAGR
-5.8%
Current Ratio Annual is falling faster than historical averages.

Visa cash flow: net, operating, investing, and financing flows as of Sep 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity Visa Sep-2025 Cash From Operating Activity is $23,059 Million which is growth of 15.6% YoY.

  • POSITIVE

    Net Cash Flow Visa Sep-2025 Net Cash Flow is $4,804 Million which is growth of 284.1% YoY.

Visa Inc - Ordinary Shares - Class A, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsSep '25Sep '24Sep '23Sep '22Sep '21Sep '20Sep '19Sep '18Sep '17Sep '16Sep '15
7%
17.2%
23,05919,95020,75518,84915,22710,44012,78412,7139,2085,5746,584
-
-13.1%
708-1,926-2,006-4,288-1521,427-591-3,084735-10,916-1,435
-
-
-18,963-20,633-17,772-12,696-14,410-3,968-12,061-11,240-5,9247,477-3,603
Cash Plus Cash Eqv. End Of Year Ann.
7%
5.4%
24,98719,76321,99020,37719,79919,17110,8328,1629,8745,6193,518
Net Increase In Cash Plus Cash Eqv.s Ann.
37.1%
-9.5%
4,804-2,6099771,8656657,899132-1,6114,0192,1351,546
Cash Plus Cash Eqv. Begin Of Year Ann.
-0.1%
12.8%
19,76321,99020,37719,79919,17110,83210,9779,8745,6193,5181,971
Income Tax Paid Supplemental Data Ann.
6.7%
11.2%
4,5415,7753,4333,7413,0122,6712,6482,2853,0382,8422,486
Interest Paid Supplemental Data Ann.
-1.1%
1.8%
587583617607643537537545489244-
Capex Ann.
-
-
-1,482-1,257-1,059-970-705-736-756-718-707-523-414
Issuance Of Capital Stock Ann.
-
-
-----------
Issuance Of Debt Ann.
6.8%
-11.5%
3,9243,2187,2122,48815,971-
Repayment Of Debt Ann.
-
-
-2,250-1,000-3,000-1,750--
Repurchase Of Capital Stock Ann.
-
-
-18,316-16,713-12,101-11,589-8,676-8,114-8,607-7,192-6,891-7,157-2,910
Free Cash Flow Ann.
6.5%
17.3%
21,57718,69319,69617,87914,5229,70412,02811,9958,5015,0516,170
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
15.6%
2Y CAGR
5.4%
3Y CAGR
7%
5Y CAGR
17.2%
7Y CAGR
8.9%
10Y CAGR
13.4%
Cash from Operating Activity Annual growth is stable compared to historical averages.
Cash from Investing Act. Ann.
5Y CAGR
-13.1%
Cash from Investing Activity Annual growth is stable compared to historical averages.