1. MARKETS
  2. SECTOR : SOFTWARE & SERVICES
  3. INDUSTRY : PACKAGED SOFTWARE
  4. AFFIRM HOLDINGS INC - ORDINARY SHARES - CLASS A
Affirm Holdings Inc - Ordinary Shares - Class A
XNAS: AFRM
Strong Performer, Getting Expensive
Download real time
78.63-2.07(-2.57%)
86.77% Gain from 52W Low
2.9M
XNAS Volume

XNAS 12 Oct, 2026 5:30 PM (EDT)

Portfolio

Alert

My Notes

Affirm Holdings Inc (Class A) quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

View Charts

Forecaster Analyst Estimates for Affirm Holdings Inc (Class A) share price target, revenues, EPS, net income and more

Affirm Holdings Inc (Class A) quarterly results: revenue, profit, and P&L – 13 quarter history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
Nested row level
Base Level
Export
  • POSITIVE

    Quarterly Revenue Affirm Holdings Inc (Class A) Jun-2026 Quarterly Revenue is $1,166 Million which is growth of 33.0% YoY.

  • POSITIVE

    Quarterly Net Profit Affirm Holdings Inc (Class A) Jun-2026 Quarterly Net Profit is $1,617 Million which is growth of 2234.7% YoY.

Affirm Holdings Inc - Ordinary Shares - Class A, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
1,1661,038.81,123933.3876.4783.1866.4698.5659.2576.2591.1496.6445.8
Cost Of Rev.
361.5353.9343.5301.9282.9271264.2229.4213.4213210208.6223.6
Gross Profit
804.5684.9779.6631.4593.5512.1602.2469445.8363.1381.1287.9222.3
⌄
538.7482.7550.2457.7429.5412.9498.7497.8424.2428.3468.6421.8402.1
Operating Profit
265.8202.2229.3173.716499.3103.5-28.721.6-65.1-87.5-133.9-179.9
⌄
-118.5-113.8-111.7-110-105.9-107.6-107.8-104.1-95.3-90.5-84.6-73.9-63
Profit Before Tax
169.1107.4133.28371.65.382.9-98.3-44.1-133.1-167.6-170.7-207.3
Tax
-1,447.54.53.72.32.32.52.51.910.9-0.71-1.3
⌄
1,616.6102.9129.680.769.22.880.4-100.2-45.1-133.9-166.9-171.8-206
Diluted NI Avail to Com Stockholders Ann.
1,616.6102.9129.680.769.22.880.4-100.2-45.1-133.9-166.9-171.8-206
Basic EPS
4.80.30.40.20.200.3-0.3-0.1-0.4-0.5-0.6-0.7
Diluted EPS After ExtraOrdinary
4.60.30.40.20.200.2-0.3-0.1-0.4-0.5-0.6-0.7
Number Of Shares End
339337.1334.3348.3326.9324.1322.3318.2315.4312.6307.6303.8299.6
Net Income Continuing Discontinued Operations
1,616.6102.9129.680.769.22.880.4-100.2-45.1-133.9-166.9-171.8-206
Normalized Income
1,708.9212.5264.7202.5172.791187.243.379.46.937.2-5.3-11.7
Interest Income
-------------
Interest
118.5113.8111.7110105.9107.6107.8104.195.390.584.673.963
Net Interest Income
-118.5-113.8-111.7-110-105.9-107.6-107.8-104.1-95.3-90.5-84.6-73.9-63
EBIT
287.6221.1245193.1177.5113190.65.851.1-42.6-83-96.8-144.3
EBITDA
375296.2320.6258.4241.5172.4245.552.6116.5-5.6-56.5-56.7-101
Reconciled Cost Of Rev.
361.5353.9343.5301.9282.9271264.2229.4213.4213210208.6223.6
Reconciled Depr.
87.475.175.665.36459.554.946.765.43726.540.143.3
Profit From Continuing Operations
1,616.6102.9129.680.769.22.880.4-100.2-45.1-133.9-166.9-171.8-206
Normalized EBITDA
375296.2320.6258.4241.5172.5245.652.3116.4-0.4-56.4-55-100.1
*All financials are in USD Million and price data in USD
Add metric to table
Search...

Affirm Holdings Inc (Class A) competitor comparison and performance snapshot within industry

Affirm Holdings Inc (Class A) annual results: revenue, profit, P&L, and margins as of Jun 2026 – 11 year history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
CAGR Columns
Select...
Nested row level
Base Level
Export
  • POSITIVE

    Annual Revenue Affirm Holdings Inc (Class A) Jun-2026 Annual Revenue is $4,261 Million which is growth of 32.2% YoY.

  • POSITIVE

    Annual Net Profit Affirm Holdings Inc (Class A) Jun-2026 Annual Net Profit is $1,930 Million which is growth of 3597.9% YoY.

Affirm Holdings Inc - Ordinary Shares - Class A, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMJun '26Jun '25Jun '24Jun '23Jun '22Jun '21Jun '20Jun '19
⌄
39%
37.4%
 4,261.13,224.42,3231,5881,349.3870.5509.5264.4
Cost Of Rev. Ann.
15.9%
32.8%
1,360.71,360.71,047.6845.1873.2576.5329.9172.2108.7
Gross Profit Ann.
59.5%
39.9%
2,900.42,900.42,176.81,477.9714.8772.8540.6337.3155.6
Operating Exp. Ann.
6.1%
18.5%
2,029.42,029.41,838.91,742.71,696.81,569.2867.1412.8257.2
Operating Profit Ann.
-
-
871871338-264.8-982-796.4-326.5-75.5-101.6
⌄
-
-
-454-454-425.5-344.3-183-69.7-52.7-32.3-25.9
Other Exp. Ann.
-24.5%
-
 75.8148.993.6175.8141.2-54.1-4.47
PBT Ann.
-
-
492.7492.761.5-515.5-989.2-724.8-433.3-112.2-120.4
Tax Ann.
-
-
-1,437.1-1,437.19.32.2-3.9-17.4-2.30.40
⌄
-
-
1,929.81,929.852.2-517.8-985.4-707.4-430.9-124.9-134.6
Diluted NI Avail to Com Stockholders Ann.
-
-
1,929.81,929.852.2-517.8-985.4-707.4-430.9-124.9-134.6
EPS Ann.
-
-
 5.80.2-1.7-3.3-2.5-2.7-0.7-0.7
Diluted EPS Ann.
-
-
 5.50.2-1.7-3.3-2.5-2.9-0.7-0.7
Number Of Shares End
4.2%
4.7%
 339326.9315.4299.6288.1269.4206.5-
Total Exp. Ann.
9.7%
23.1%
 3,390.12,886.42,587.82,5702,145.71,197585365.9
Net Income Continuing Discontinued Operations Ann.
-
-
1,929.81,929.852.2-517.8-985.4-707.4-430.9-112.6-120.5
Normalized Income Ann.
-
-
2,388.62,321.248771.7-167.7-76.9-133-88.2-95.9
Interest Income Ann.
-
-
 --------
Interest Ann.
35.4%
53.8%
454454425.5344.318369.752.732.325.9
EBITDA Ann.
-
-
1,250.11,250.1712-2.2-671.6-602.4-360.6-70.5-89.3
Reconciled Cost Of Rev. Ann.
15.9%
32.8%
1,360.71,360.71,047.6845.1873.2576.5329.9172.2108.7
Reconciled Depr. Ann.
31.1%
72.3%
303.3303.3225.1169134.652.7209.45.3
Profit From Continuing Operations Ann.
-
-
1,929.81,929.852.2-517.8-985.3-707.4-430.9-112.6-120.5
Normalized EBITDA Ann.
-
-
1,250.11,250.1711.84.5-635.7-602.4-360.6-70.5-89.3
*All financials are in USD Million and price data in USD
Add metric to table
Search...
Total Rev. Ann.
1Y CHG
32.2%
2Y CAGR
35.4%
3Y CAGR
39%
5Y CAGR
37.4%
7Y CAGR
48.8%
Total Revenue Annual growth is lower than historical averages.
Net Profit Ann.
1Y CHG
3596.9%
Net Profit Annual growth is higher than historical averages.
Operating Exp. Ann.
1Y CHG
10.4%
2Y CAGR
7.9%
3Y CAGR
6.1%
5Y CAGR
18.5%
7Y CAGR
34.3%
Operating Expenses Annual Cr growth is stable compared to historical averages.

Affirm Holdings Inc (Class A) balance sheet as of Jun 2026: assets, liabilities, reserves, and borrowings – 11 year history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
CAGR Columns
Select...
Nested row level
Base Level
Export
  • POSITIVE

    Total Shareholders Fund Affirm Holdings Inc (Class A) Jun-2026 Total Shareholders Fund is $5,484 Million which is growth of 78.7% YoY.

  • POSITIVE

    Total Assets Affirm Holdings Inc (Class A) Jun-2026 Total Assets is $15,790 Million which is growth of 41.6% YoY.

Affirm Holdings Inc - Ordinary Shares - Class A, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsJun '26Jun '25Jun '24Jun '23Jun '22Jun '21Jun '20Jun '19
⌄
24.6%
26.5%
15,790.211,154.99,519.68,155.66,973.84,8671,402.31,148.5
⌄
22.4%
35.1%
10,306.38,085.96,787.65,621.44,355.52,285.81,769.41,411.9
⌄
29.3%
16.3%
5,483.83,0692,7322,534.22,618.32,581.2-367.1-263.4
Total Capitalization Ann.
25%
28.1%
15,477.410,890.49,306.87,932.66,696.54,488.5550.1322.5
Tangible Assets Ann.
36.1%
19.8%
4,9332,521.92,185.11,957.21,999.81,996.7-367.1-263.4
Working Capital Ann.
22.8%
27.2%
12,541.89,578.58,084.66,7755,621.93,768.61,3041,061.1
Invested Capital Ann.
25%
28.1%
15,477.410,890.49,306.87,932.66,696.54,488.5550.1322.5
Tangible Book Value Ann.
36.1%
19.8%
4,9332,521.92,185.11,957.21,999.81,996.7-367.1-263.4
Borrowings Ann.
22.5%
38.3%
10,022.87,853.36,614.45,4514,143.91,982.3917.2586
Net Debt Ann.
22.9%
80.1%
8,363.66,466.95,561.84,506.42,823440.8650.1265.5
Share Issued Ann.
4.3%
4.6%
337.2325.1311.1296.9287.4269.4242.8242.8
Number Of Shares End
4.2%
4.7%
339326.9315.4299.6288.1269.4206.5-
*All financials are in USD Million and price data in USD
Add metric to table
Search...
Total Assets Ann.
1Y CHG
41.6%
2Y CAGR
28.8%
3Y CAGR
24.6%
5Y CAGR
26.5%
7Y CAGR
45.4%
Total Assets Annual growth is stable compared to historical averages.
Total Current Liabilities Ann.
1Y CHG
28.8%
2Y CAGR
36.2%
3Y CAGR
35.7%
5Y CAGR
16.5%
7Y CAGR
42.1%
Total Current Liabilities Annual Cr growth is stable compared to historical averages.
Total ShareHolders Funds Ann.
1Y CHG
78.7%
2Y CAGR
41.7%
3Y CAGR
29.3%
5Y CAGR
16.3%
Total ShareHolders Funds Annual growth is stable compared to historical averages.

Affirm Holdings Inc (Class A) ROE, ROCE, book value, and debt-to-equity ratio as of Jun 2026 – 11 year history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
CAGR Columns
Select...
Nested row level
Base Level
Export
  • POSITIVE

    Book Value Per Share Affirm Holdings Inc (Class A) Book Value Per Share is $16 which is growth of 72.5% YoY.

  • POSITIVE

    ROE Affirm Holdings Inc (Class A) ROE is 45% which is growth of 43.3% YoY.

Affirm Holdings Inc - Ordinary Shares - Class A, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsJun '26Jun '25Jun '24Jun '23Jun '22Jun '21Jun '20Jun '19
RoA Ann. %
-
-
14.32%0.50%-5.86%-13.03%-11.95%-13.75%-9.80%-11.72%
ROE Ann. %
-
-
45.13%1.80%-19.66%-38.25%-27.21%-38.93%--
ROIC %
-
-
11.91.60.3-1.9-2.5-3--
OPM Ann. %
-
-
20.44%10.48%-11.40%-61.84%-59.02%-37.51%-14.81%-38.41%
Inventory Turnover Ratio Ann.
-
-
--------
Asset Turnover Ann. %
14.5%
0%
0.30.30.30.20.20.30.40.2
Working Capital Turnover Ann.
14.5%
8.4%
0.30.30.30.20.20.20.40.3
Quick Ratio Ann.
-9.8%
9.6%
51.251.66369.75032.434.952.4
Current Ratio Ann.
-9.4%
9%
55.154.265.77453.535.836.954.7
Interest Coverage Ratio Ann.
-
-
2.11.1-0.5-4.4-9.4-7.2-2.5-3.7
LT Debt To Equity Ann.
-6.5%
17.6%
1.82.62.42.21.60.8--
*All financials are in USD Million and price data in USD
Add metric to table
Search...
ROE Ann. %
1Y CHG
2407.2%
ROE Annual % is growing faster than historical averages.
RoA Ann. %
1Y CHG
2764%
RoA Annual % is growing faster than historical averages.
Current Ratio Ann.
1Y CHG
1.7%
2Y CAGR
-8.4%
3Y CAGR
-9.4%
5Y CAGR
9%
7Y CAGR
0.1%
Current Ratio Annual growth is stable compared to historical averages.

Affirm Holdings Inc (Class A) cash flow: net, operating, investing, and financing flows as of Jun 2026 – 11 year history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
CAGR Columns
Select...
Nested row level
Base Level
Export
  • POSITIVE

    Cash From Operating Activity Affirm Holdings Inc (Class A) Jun-2026 Cash From Operating Activity is $1,231 Million which is growth of 55.1% YoY.

  • POSITIVE

    Net Cash Flow Affirm Holdings Inc (Class A) Jun-2026 Net Cash Flow is $687 Million which is growth of 48.7% YoY.

Affirm Holdings Inc - Ordinary Shares - Class A, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsJun '26Jun '25Jun '24Jun '23Jun '22Jun '21Jun '20Jun '19
⌄
365.5%
-
1,231793.9450.112.2-162.2-193.1-71.3-87.7
⌄
-
-
-2,553.4-1,083.1-1,325.2-1,653.1-2,011.3-1,022-253.1-353.7
⌄
14.2%
-4.9%
2,009.7751.4913.21,349.92,037.12,577.8294.7561.7
Cash Plus Cash Eqv. End Of Year Ann.
24.5%
7.5%
2,4331,756.41,295.41,259.91,550.81,692.6328.1357.8
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-12.8%
687.2462.338.1-290.9-136.41,362.7-29.6120.3
Cash Plus Cash Eqv. Begin Of Year Ann.
4.2%
39.9%
1,756.41,295.41,259.91,550.81,692.6328.1357.8237.5
Income Tax Paid Supplemental Data Ann.
102.1%
-
6.62.71.20.80.2---
Interest Paid Supplemental Data Ann.
37.7%
-
426.2404.4318.2163.251.5-28.1-
Capex Ann.
-
-
-238.4-192.2-159.3-120.8-111.7-20.3-21-21.3
Issuance Of Capital Stock Ann.
-
-
---1,739.718.2303.1
Issuance Of Debt Ann.
72%
56.6%
40,905.924,594.214,989.48,0456,804.84,338.12,207.81,354.6
Repayment Of Debt Ann.
-
-
-38,668.7-22,287.6-13,829.4-6,407.8-4,642.6-3,375.5-1,882.2-1,080.5
Repurchase Of Capital Stock Ann.
-
-
-250-0.1-0.1-0.8-41.5-17.1
Free Cash Flow Ann.
-
-
992.6601.7290.8-108.6-273.9-213.4-92.3-108.9
*All financials are in USD Million and price data in USD
Add metric to table
Search...
Cash from Operating Act. Ann.
1Y CHG
55.1%
2Y CAGR
65.4%
3Y CAGR
365.5%
Cash from Operating Activity Annual growth is lower than historical averages.
Cash from Financing Act. Ann.
1Y CHG
167.5%
2Y CAGR
48.3%
3Y CAGR
14.2%
5Y CAGR
-4.9%
7Y CAGR
20%
Cash from Financing Annual Activity growth is higher than historical averages.
×