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  4. EZCORP, INC. - ORDINARY SHARES - CLASS A
EZCorp, Inc. - Ordinary Shares - Class A
XNAS: EZPW
30.44-0.41(-1.33%)
891.4K
XNAS Volume

XNAS 07 Oct, 2026 5:30 PM (EDT)

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EZCorp Inc (Class A) quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for EZCorp Inc (Class A) share price target, revenues, EPS, net income and more

EZCorp Inc (Class A) quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue EZCorp Inc (Class A) Jun-2026 Quarterly Revenue is $419 Million which is growth of 34.7% YoY.

  • POSITIVE

    Quarterly Net Profit EZCorp Inc (Class A) Jun-2026 Quarterly Net Profit is $38 Million which is growth of 44.1% YoY.

EZCorp, Inc. - Ordinary Shares - Class A, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
418.8446.9382336.8311306.3320.2294.6281.4285.6300270.5255.8
Cost Of Rev.
172.6186.8159.1138.2127.3127.9134.8119.2114.7118.1127.4111.1107
Gross Profit
246.2260223198.6183.6178.5185.4175.4166.7167.6172.6159.4148.8
⌄
191.3192.2162.3161.9147.6144.2143.5149.2144.6140.3135.7143.4128.2
Operating Profit
54.867.860.736.73634.34226.222.227.336.91620.6
-5.6-5.8-3.4-2.8-3-1.4-1.1-1.1-0.6-0.5-0.8-1.1-0.8
Profit Before Tax
5265.559.236.334.734.441.426.32328.737.713.121.3
Tax
13.515.914.99.68.2910.411.15.17.29.22.93.1
⌄
38.249.144.326.726.525.43115.21821.528.510.318.2
Diluted NI Avail to Com Stockholders Ann.
40.15146.228.628.627.833.517.620.423.931.114.618.2
Basic EPS
0.60.80.70.40.50.50.60.30.30.40.50.20.3
Diluted EPS After ExtraOrdinary
0.50.60.60.40.30.30.40.20.30.30.40.20.2
Number Of Shares End
61.561.761.260.959.15554.854.754.955.155.15555.4
Net Income Continuing Discontinued Operations
38.249.144.326.726.525.43115.21821.528.510.318.2
Normalized Income
38.249.144.427.426.525.431161821.528.313.818.2
Interest Income
2.82.64.85.35.41.92.12.12.92.92.62.32.6
Interest
8.48.48.28.18.53.33.23.23.53.43.43.53.4
Net Interest Income
-5.6-5.8-3.4-2.8-3-1.4-1.1-1.1-0.6-0.5-0.8-1.1-0.8
EBIT
60.473.867.344.443.237.744.529.526.532.141.216.624.7
EBITDA
7083.476.152.651.245.752.937.634.740.349.781.732.8
Reconciled Cost Of Rev.
172.6186.8159.1138.2127.3127.9134.8119.2114.7118.1127.454.2107
Reconciled Depr.
9.79.68.88.2888.38.18.28.28.665.18
Profit From Continuing Operations
38.549.644.326.726.525.43115.21821.528.510.318.2
Normalized EBITDA
7083.476.253.651.245.752.938.634.740.349.586.232.7
*All financials are in USD Million and price data in USD

EZCorp Inc (Class A) competitor comparison and performance snapshot within industry

EZCorp Inc (Class A) annual results: revenue, profit, P&L, and margins as of Sep 2025 – 11 year history

  • POSITIVE

    Annual Revenue EZCorp Inc (Class A) Sep-2025 Annual Revenue is $1,274 Million which is growth of 9.7% YoY.

  • POSITIVE

    Annual Net Profit EZCorp Inc (Class A) Sep-2025 Annual Net Profit is $110 Million which is growth of 31.9% YoY.

EZCorp, Inc. - Ordinary Shares - Class A, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMSep '25Sep '24Sep '23Sep '22Sep '21Sep '20Sep '19Sep '18Sep '17Sep '16Sep '15
12.9%
9.1%
 1,274.31,161.61,049886.2729.6822.8847.2813.5748730.5788.4
Cost Of Rev. Ann.
13.8%
7.2%
656.7528.2479.3439.2358.1280.1373.6352.8330.6312.4302.3343.4
Gross Profit Ann.
12.2%
10.7%
927.8746.1682.3609.8528.2449.5449.2494.5482.9435.5428.2444.9
Operating Exp. Ann.
9.6%
6.2%
707.7597.2569.7518.2453.9418.2442.2443413.8381.6396434.1
Operating Profit Ann.
26.1%
83.8%
220.1148.9112.691.674.331.37.151.469.15432.210.8
-
-
-17.5-8.3-3-9-9.2-19.7-19.3-21.6-10.8-15.7-16.4-40.6
Other Exp. Ann.
33.6%
-
 6.26-312.64.5-57.9-25.7-1.35-15.4-61.1
PBT Ann.
29.4%
-
212.9146.8115.651.667.716.1-70.14.257.143.20.4-90.8
Tax Ann.
28.3%
-
53.837.232.513.217.67.5-1.62.418.211.29.4-26.7
⌄
29.7%
-
158.3109.683.138.550.28.6-68.52.539.131.9-80.7-86.5
Diluted NI Avail to Com Stockholders Ann.
27.1%
-
165.8118.49342.857.78.6-68.52.539.131.9-80.7-86.5
EPS Ann.
28.3%
-
 1.91.50.70.90.2-1.200.70.6-1.5-1.6
Diluted EPS Ann.
26%
-
 1.41.10.70.70.2-1.200.70.6-1.5-1.6
Number Of Shares End
2.5%
2%
 60.954.75556.656.155.155.554.554.35454.8
Total Exp. Ann.
11.5%
6.6%
 1,125.41,049957.4812698.3815.7795.8744.4694698.3777.6
Net Income Continuing Discontinued Operations Ann.
29.7%
-
158.3109.683.138.550.28.6-68.52.539.131.9-80.7-86.5
Normalized Income Ann.
30.5%
-
159.1110.483.741.849.78.7-14.120.648.2347.1-24.4
Interest Income Ann.
163.9%
35.7%
15.514.710.67.50.82.53.211.11712.10.11.6
Interest Ann.
32%
0.4%
332313.616.51022.222.532.627.827.816.542.2
EBITDA Ann.
7.7%
47.6%
282.1202.3162.3157.2162117.428.965.6110.494.745.5-11.6
Reconciled Cost Of Rev. Ann.
20%
10%
656.7528.2479.3382.3305.9231.6327.9352.8330.6312.4300.2339.9
Reconciled Depr. Ann.
-27.2%
-15.7%
36.232.533.189.184.379.276.528.825.523.728.737
Profit From Continuing Operations Ann.
29.7%
-
159.1109.683.138.550.28.6-68.51.338.130.2-88.4-91.5
Normalized EBITDA Ann.
8%
19.3%
283.2203.4163.1161.7161.4117.584.389.7122.695.159.537.4
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
9.7%
2Y CAGR
10.2%
3Y CAGR
12.9%
5Y CAGR
9.1%
7Y CAGR
6.6%
10Y CAGR
4.9%
Total Revenue Annual growth is stable compared to historical averages.
Net Profit Ann.
1Y CHG
31.9%
2Y CAGR
68.7%
3Y CAGR
29.7%
7Y CAGR
15.9%
Net Profit Annual growth is stable compared to historical averages.
Operating Exp. Ann.
1Y CHG
4.8%
2Y CAGR
7.4%
3Y CAGR
9.6%
5Y CAGR
6.2%
7Y CAGR
5.4%
10Y CAGR
3.2%
Operating Expenses Annual Cr growth is lower than historical averages.

EZCorp Inc (Class A) balance sheet as of Sep 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund EZCorp Inc (Class A) Sep-2025 Total Shareholders Fund is $1,025 Million which is growth of 27.5% YoY.

  • POSITIVE

    Total Assets EZCorp Inc (Class A) Sep-2025 Total Assets is $1,951 Million which is growth of 30.7% YoY.

EZCorp, Inc. - Ordinary Shares - Class A, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsSep '25Sep '24Sep '23Sep '22Sep '21Sep '20Sep '19Sep '18Sep '17Sep '16Sep '15
13.1%
10.3%
1,951.21,493.21,467.71,347.91,266.91,1971,083.71,246.91,024.4983.21,212.2
⌄
12.2%
11.1%
925.7688.7721.9655.7594.7547.9338.8502.2364.4389523.8
⌄
14%
9.6%
1,025.5804.6745.8692.2672.2649.1745748662.4595688.4
Total Capitalization Ann.
15.4%
11.4%
1,543.61,028.81,071.61,005.1936.4900.1983.3974.7947.2878.6994.8
Tangible Assets Ann.
22.6%
14%
641.8439.6385.2348.6324.4332.9376.4395.7375.2310.3310.5
Working Capital Ann.
23.5%
15%
925.4459.6527.8491.3455.8460.8514.7497.3508.4387.2347.8
Invested Capital Ann.
15.4%
11.4%
1,543.61,131.91,105.91,005.1936.4900.4983.51,164.9947.2878.61,069.1
Tangible Book Value Ann.
22.6%
14%
641.8439.6385.2348.6324.4332.9376.4395.7375.2310.3310.5
Borrowings Ann.
11.8%
11%
764566.9610.5546477.8454238.6416.9284.8283.6380.7
Net Debt Ann.
-23.1%
-
48.6156.8139.5106.910.5-81130.9120.4217.9321.6
Share Issued Ann.
2.6%
1.9%
60.954.654.856.456.155.355.554.654.454.153.7
Number Of Shares End
2.5%
2%
60.954.75556.656.155.155.554.554.35454.8
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
30.7%
2Y CAGR
15.3%
3Y CAGR
13.1%
5Y CAGR
10.3%
7Y CAGR
6.6%
10Y CAGR
4.9%
Total Assets Annual growth is higher than historical averages.
Total Current Liabilities Ann.
1Y CHG
-25.5%
2Y CAGR
2.2%
3Y CAGR
9.5%
5Y CAGR
8.6%
7Y CAGR
-3.6%
10Y CAGR
-0.4%
Total Current Liabilities Annual Cr is falling faster than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
27.5%
2Y CAGR
17.3%
3Y CAGR
14%
5Y CAGR
9.6%
7Y CAGR
4.6%
10Y CAGR
4.1%
Total ShareHolders Funds Annual growth is higher than historical averages.

EZCorp Inc (Class A) ROE, ROCE, book value, and debt-to-equity ratio as of Sep 2025 – 11 year history

  • POSITIVE

    Book Value Per Share EZCorp Inc (Class A) Book Value Per Share is $19 which is growth of 16.6% YoY.

  • POSITIVE

    ROE EZCorp Inc (Class A) ROE is 12% which is growth of 1.3% YoY.

EZCorp, Inc. - Ordinary Shares - Class A, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsSep '25Sep '24Sep '23Sep '22Sep '21Sep '20Sep '19Sep '18Sep '17Sep '16Sep '15
RoA Ann. %
18.3%
-
6.36%5.61%2.73%3.84%0.70%-6.00%0.22%3.44%3.17%-7.36%-6.61%
ROE Ann. %
17.7%
-
11.98%10.72%5.35%7.35%1.30%-9.82%0.34%5.54%5.07%-12.58%-11.06%
ROIC %
31.7%
-
1.61.20.80.70.5-1.70.20.31.61.3-7.3
OPM Ann. %
11.7%
68.5%
11.69%9.69%8.73%8.38%4.28%0.86%6.07%8.50%7.21%4.41%1.37%
Inventory Turnover Ratio Ann.
-3.9%
-2.3%
2.42.72.82.72.72.722.12.12.32.6
Asset Turnover Ann. %
0%
0%
0.70.80.80.70.60.70.70.70.80.70.6
Working Capital Turnover Ann.
-8%
-4.9%
1.42.521.81.61.81.71.61.51.92.3
Quick Ratio Ann.
9.8%
2.6%
4.122.83.13.13.64.62.25.73.41.7
Current Ratio Ann.
10.1%
4.5%
5.62.73.84.23.94.56.72.985.12.7
Interest Coverage Ratio Ann.
-1.7%
-
7.49.54.17.81.7-2.11.13.12.61-1.2
LT Debt To Equity Ann.
0%
3.1%
0.70.50.70.70.60.60.30.30.40.50.4
*All financials are in USD Million and price data in USD
ROE Ann. %
1Y CHG
11.8%
2Y CAGR
49.6%
3Y CAGR
17.7%
7Y CAGR
11.6%
ROE Annual % is stable compared to historical averages.
RoA Ann. %
1Y CHG
13.4%
2Y CAGR
52.6%
3Y CAGR
18.3%
7Y CAGR
9.2%
RoA Annual % is stable compared to historical averages.
Current Ratio Ann.
1Y CHG
107.4%
2Y CAGR
21.4%
3Y CAGR
10.1%
5Y CAGR
4.5%
7Y CAGR
9.9%
10Y CAGR
7.6%
Current Ratio Annual growth is higher than historical averages.

EZCorp Inc (Class A) cash flow: net, operating, investing, and financing flows as of Sep 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity EZCorp Inc (Class A) Sep-2025 Cash From Operating Activity is $149 Million which is growth of 31.1% YoY.

  • POSITIVE

    Net Cash Flow EZCorp Inc (Class A) Sep-2025 Net Cash Flow is $306 Million which is growth of 730.8% YoY.

EZCorp, Inc. - Ordinary Shares - Class A, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsSep '25Sep '24Sep '23Sep '22Sep '21Sep '20Sep '19Sep '18Sep '17Sep '16Sep '15
30.9%
24.9%
149113.6101.866.546.449.1103.588.751.864.479.4
-
-
-117.9-111.9-110.9-113.3-84.6109.9-27.8-134.2-7.36.7-67.7
-
-
274.4-50.223.7-2.8-16.3-6.3-198.3167.653.4-63.22.4
Cash Plus Cash Eqv. End Of Year Ann.
31.2%
9.2%
484.7179.8229214.4263.6312.6162.4286164.465.759.1
Net Increase In Cash Plus Cash Eqv.s Ann.
-
14.9%
305.5-48.414.6-49.6-54.4152.7-122.6122.197.9814.1
Cash Plus Cash Eqv. Begin Of Year Ann.
-12%
2.1%
179.8229214.4263.6312.6162.4285.6164.465.759.155.3
Income Tax Paid Supplemental Data Ann.
35.4%
32.2%
39.525.711.415.93.79.811.113.78.93-
Interest Paid Supplemental Data Ann.
10.6%
5.5%
11.112.111.18.28.28.512.98.49.118.716.5
Capex Ann.
-
-
-38.6-35.8-40.5-31.9-23.6-28.5-38.8-40.5-18.9-9.6-24.3
Issuance Of Capital Stock Ann.
-
-
-----------
Issuance Of Debt Ann.
-
219.6%
3002300.91.1171.4139.564.970.7
Repayment Of Debt Ann.
-
-
-7-34.9-178.8-15.4-0.2-196.1-3.5-85.4-112.1-72.4
Repurchase Of Capital Stock Ann.
-
-
-7-12-17-2-5.2--11.8
Free Cash Flow Ann.
47.2%
39.9%
110.477.861.434.622.820.664.748.33354.955.1
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
31.2%
2Y CAGR
21%
3Y CAGR
30.9%
5Y CAGR
24.9%
7Y CAGR
7.7%
10Y CAGR
6.5%
Cash from Operating Activity Annual growth is higher than historical averages.
Cash from Financing Act. Ann.
2Y CAGR
240.3%
7Y CAGR
7.3%
10Y CAGR
60.6%
Cash from Financing Annual Activity growth is higher than historical averages.