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  4. FIRST CITIZENS BANCSHARES, INC (NC) - ORDINARY SHARES - CLASS A
First Citizens Bancshares, Inc (NC) - Ordinary Shares - Class A
XNAS: FCNCA
2071.56-16.57(-0.79%)
65,288
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XNAS 07 Oct, 2026 5:30 PM (EDT)

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First Citizens Bancshares Inc (NC) (Class A) quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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First Citizens Bancshares Inc (NC) (Class A) quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue First Citizens Bancshares Inc (NC) (Class A) Jun-2026 Quarterly Revenue is $2,425 Million which is growth of 5.3% YoY.

  • POSITIVE

    Quarterly Net Profit First Citizens Bancshares Inc (NC) (Class A) Jun-2026 Quarterly Net Profit is $672 Million which is growth of 16.9% YoY.

First Citizens Bancshares, Inc (NC) - Ordinary Shares - Class A, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
2,4252,3102,1642,4302,3022,2932,1672,4412,3982,3762,4702,5292,506
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
----------876839894
Operating Profit
----------969591
-------------
Profit Before Tax
8917058117517586517368739791,004713997896
Tax
21917123118318316836234272273199245214
⌄
640508566554561468685624691716499737667
Diluted NI Avail to Com Stockholders Ann.
640508566554561468685624691716499737667
Basic EPS
55.542.645.843.142.434.549.243.447.549.334.450.745.9
Diluted EPS After ExtraOrdinary
55.642.847.444.644.136.552.745.549.551.844.155.853.5
Number Of Shares End
11.511.912.412.913.213.613.914.414.514.514.514.514.5
Net Income Continuing Discontinued Operations
672534580568575483700639707731514752682
Normalized Income
672.8535.5600586.9597.8510.5748.5669735.9767.4656826.7793.1
Interest Income
2,8512,7862,9402,9982,9452,8953,0013,1383,1303,0843,1173,1102,953
Interest
1,1951,1651,2181,2641,2501,2321,2921,3421,3091,2671,2061,120992
Net Interest Income
1,6561,6211,7221,7341,6951,6631,7091,7961,8211,8171,9111,9901,961
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
156180121911009394426-12-45-102-34
Profit From Continuing Operations
672534580568575483700639707731514752682
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

First Citizens Bancshares Inc (NC) (Class A) competitor comparison and performance snapshot within industry

First Citizens Bancshares Inc (NC) (Class A) annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • NEGATIVE

    Annual Revenue First Citizens Bancshares Inc (NC) (Class A) Dec-2025 Annual Revenue is $9,252 Million which is growth of -2.6% YoY.

  • NEGATIVE

    Annual Net Profit First Citizens Bancshares Inc (NC) (Class A) Dec-2025 Annual Net Profit is $2,206 Million which is growth of -20.6% YoY.

First Citizens Bancshares, Inc (NC) - Ordinary Shares - Class A, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
26.9%
38.4%
 9,2529,5008,7564,5261,838.61,820.11,697.71,552.51,457.11,3371,349.1
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ---4,050-812-60.7-95.9-92.6-36.9-43.8-43.1-44.3
Operating Profit Ann.
-
-
 --12,8265,3531,899.31,9161,790.31,589.31,500.91,380.11,393.4
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
29.7%
36.9%
3,1582,9713,59212,0771,362701.7617.9592.1503.6543.7351.1332.4
Tax Ann.
42.6%
43.4%
804765815611264154.2126.2134.7103.3220125.6122
⌄
27%
35.1%
2,2682,1492,71611,4071,048528.9477.7457.4400.3323.8225.5210.4
Diluted NI Avail to Com Stockholders Ann.
27%
35.1%
2,2682,1492,71611,4071,048528.9477.7457.4400.3323.8225.5210.4
EPS Ann.
34.8%
28.3%
 165.2189.4785.167.553.947.541.133.52718.817.5
Diluted EPS Ann.
34.8%
28.3%
 165.2189.4784.567.453.947.541.133.52718.817.5
Number Of Shares End
-5.3%
4.8%
 12.413.914.514.69.89.810.711.8121212
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
26.2%
35%
2,3542,2062,77711,4661,098547.5491.7457.4400.3323.8225.5210.4
Normalized Income Ann.
35.7%
35.3%
2,395.22,295.22,917.72,575.9919.1570.4505.6470.6384.3248.3225.2192.2
Interest Income Ann.
51.1%
51.3%
11,57511,77812,35310,3913,4131,4511,4841,4041,245.81,103.7987.8969.2
Interest Ann.
119.9%
120.2%
4,8424,9645,2103,67946760.795.992.636.943.843.144.3
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
-8.7%
23.4%
548405130-57533132.2141.4127.7120.4113.7110.6110.6
Profit From Continuing Operations Ann.
26.2%
35%
2,3542,2062,77711,4661,098547.5491.7457.4400.3323.8225.5210.4
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
-2.6%
2Y CAGR
2.8%
3Y CAGR
26.9%
5Y CAGR
38.4%
7Y CAGR
29%
10Y CAGR
21.2%
Total Revenue Annual is falling faster than historical averages.
Net Profit Ann.
1Y CHG
-20.6%
2Y CAGR
-56.1%
3Y CAGR
26.2%
5Y CAGR
35%
7Y CAGR
27.6%
10Y CAGR
26.5%
Net Profit Annual is falling faster than historical averages.

First Citizens Bancshares Inc (NC) (Class A) balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • NEGATIVE

    Total Shareholders Fund First Citizens Bancshares Inc (NC) (Class A) Dec-2025 Total Shareholders Fund is $20,863 Million which is growth of -2.3% YoY.

  • POSITIVE

    Total Assets First Citizens Bancshares Inc (NC) (Class A) Dec-2025 Total Assets is $229,698 Million which is growth of 2.7% YoY.

First Citizens Bancshares, Inc (NC) - Ordinary Shares - Class A, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
28.1%
35.7%
229,698223,720213,758109,29858,308.149,957.739,824.535,408.634,527.532,990.831,475.9
⌄
27.7%
35.3%
207,460201,492192,50399,63653,570.945,728.436,238.331,919.731,193.529,978.428,603.8
⌄
33.4%
39.9%
20,86321,34720,3748,7814,397.33,889.33,586.23,4893,334.13,012.42,872.1
Total Capitalization Ann.
60.1%
60.3%
57,95058,89758,41514,1145,927.35,477.44,470.13,795.74,211.53,839.73,567
Tangible Assets Ann.
33.3%
41.4%
21,66521,60620,5729,1514,348.13,828.23,168.53,180.33,110.42,783.82,641.4
Working Capital Ann.
-
-
--
Invested Capital Ann.
55.7%
61.6%
56,57558,01657,53414,9835,587.45,137.54,470.13,8244,301.63,849.83,567
Tangible Book Value Ann.
34.9%
42.2%
20,29020,72519,6918,2704,008.23,488.33,168.53,180.33,110.42,783.82,641.4
Borrowings Ann.
76.6%
96%
36,11337,04137,5656,5611,194.41,248.2883.9348.2975.3843.1704.2
Net Debt Ann.
184.1%
76.3%
15,11014,4912,643659852.3886.1507.27.6631.4297.7160.8
Share Issued Ann.
-5.9%
-7.6%
12.113.714.514.59.81810.611.6121212
Number Of Shares End
-5.3%
4.8%
12.413.914.514.69.89.810.711.8121212
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
2.7%
2Y CAGR
3.7%
3Y CAGR
28.1%
5Y CAGR
35.7%
7Y CAGR
30.6%
10Y CAGR
22%
Total Assets Annual growth is lower than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
-2.3%
2Y CAGR
1.2%
3Y CAGR
33.4%
5Y CAGR
39.9%
7Y CAGR
29.1%
10Y CAGR
21.9%
Total ShareHolders Funds Annual is falling faster than historical averages.

First Citizens Bancshares Inc (NC) (Class A) ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share First Citizens Bancshares Inc (NC) (Class A) Book Value Per Share is $1,748 which is growth of 5.5% YoY.

  • NEUTRAL

    ROE First Citizens Bancshares Inc (NC) (Class A) ROE is 0% which is growth of 0% YoY.

First Citizens Bancshares, Inc (NC) - Ordinary Shares - Class A, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-1.24%7.06%1.25%0.98%1.06%1.22%1.14%0.96%0.70%0.68%
ROE Ann. %
-
-
-13.02%78.25%15.90%12.77%12.78%12.93%11.73%10.20%7.66%7.57%
ROIC %
-
-
-----------
OPM Ann. %
-
-
--146.48%118.27%103.30%105.27%105.46%102.37%103.01%103.22%103.28%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-00.10.1000.10000
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-1.71.80.60.30.30.30.10.30.30.3
*All financials are in USD Million and price data in USD

First Citizens Bancshares Inc (NC) (Class A) cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • NEGATIVE

    Cash From Operating Activity First Citizens Bancshares Inc (NC) (Class A) Dec-2025 Cash From Operating Activity is $2,923 Million which is growth of -2.2% YoY.

  • POSITIVE

    Net Cash Flow First Citizens Bancshares Inc (NC) (Class A) Dec-2025 Net Cash Flow is $-13 Million which is growth of 86.2% YoY.

First Citizens Bancshares, Inc (NC) - Ordinary Shares - Class A, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
1.6%
53.8%
2,9232,9882,6602,791-283.8340540.6765.8351.7232.4233.1
-
-
-5,611-10,1552,42975-7,568.4-9,871.8-1,558.5-210.9-668.7-1,100.4-1,248
-
-22.4%
2,6757,073-4,699-2,6867,8289,517.11,067.2-563.6113.4873.6944.9
Cash Plus Cash Eqv. End Of Year Ann.
15.6%
17.2%
801814908518337.8362.1376.7327.4336.2539.7534.1
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
-13-94390180-24.2-14.749.3-8.7-203.65.7-70.1
Cash Plus Cash Eqv. Begin Of Year Ann.
34%
16.7%
814908518338362.1376.7327.4336.2539.7534.1604.2
Income Tax Paid Supplemental Data Ann.
-
22%
315-514-870.5116.683-73.888.6108.7136.9
Interest Paid Supplemental Data Ann.
109.2%
115%
4,810-3,68652562.2104.678.2-37.143.64546.8
Capex Ann.
-
-
-1,562-1,535-1,428-926-107.4-133.4-121.1--84.8-81.8-89.7
Issuance Of Capital Stock Ann.
-
7.8%
494--339.9-----
Issuance Of Debt Ann.
-35.8%
19.8%
1,83810,4916,959745.9200125175150350
Repayment Of Debt Ann.
-
-
-2,850-450-15,370-6,607-106.7-183.5-73.3-752.5-7-11.2-5.9
Repurchase Of Capital Stock Ann.
-
-
-3,027-1,648-1,240-333.8-453.1-163.1---
Free Cash Flow Ann.
-10%
45.8%
1,3611,4531,2321,865-391.2206.6419.5625.4266.9150.6143.3
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
-2.2%
2Y CAGR
4.8%
3Y CAGR
1.6%
5Y CAGR
53.8%
7Y CAGR
21.1%
10Y CAGR
28.8%
Cash from Operating Activity Annual is falling faster than historical averages.
Cash from Financing Act. Ann.
1Y CHG
-62.2%
5Y CAGR
-22.4%
10Y CAGR
11%
Cash from Financing Annual Activity is falling faster than historical averages.