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  4. LEXINFINTECH HOLDINGS LTD - ADR
LexinFintech Holdings Ltd - ADR
XNAS: LX
0.68-0.01(-1.45%)
758.1K
XNAS Volume

XNAS 14 Oct, 2026 5:30 PM (EDT)

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Board Meeting
The next board meeting for LexinFintech Holdings Ltd (ADR) is on 19 Oct 2026 for the purpose of LexinFintech Holdings Ltd Annual General Meeting for 2025See details

LexinFintech Holdings Ltd (ADR) quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for LexinFintech Holdings Ltd (ADR) share price target, revenues, EPS, net income and more

LexinFintech Holdings Ltd (ADR) quarterly results: revenue, profit, and P&L – 13 quarter history

  • NEGATIVE

    Quarterly Revenue LexinFintech Holdings Ltd (ADR) Jun-2026 Quarterly Revenue is $3,187 Million which is growth of -11.2% YoY.

  • NEGATIVE

    Quarterly Net Profit LexinFintech Holdings Ltd (ADR) Jun-2026 Quarterly Net Profit is $101 Million which is growth of -80.2% YoY.

LexinFintech Holdings Ltd - ADR, Earnings Report - Quarterly Results, standalone, All financials are in CNY Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
3,1873,309.13,043.13,417.53,587.43,104.13,658.83,662.13,640.73,241.93,509.43,508.93,055.8
Cost Of Rev.
2,691.32,474.52,2592,224.52,314.71,885.22,384.82,454.82,292.62,045.22,251.42,152.62,060.4
Gross Profit
495.7834.6784.11,1931,272.71,218.91,274.11,207.41,348.11,196.71,258.11,356.3995.4
⌄
601757.8590715.8820.7749.5710.7675.9711.1642.4673.7622.8671
Operating Profit
-105.376.9194.1477.2452469.4563.4531.5637554.4584.4733.6324.5
-6.4-5.3-8-5.4-4.6-4.7-2.6-4.52-3.9-10.2-14.4-21.8
Profit Before Tax
154.8269.4266646.8631.3531.5430.4381.7286.62552.4486.1436.5
Tax
53.56851.9125.6119.9101.267.772.26053.4-9.7115.580.8
⌄
101.3201.4214.1521.3511.4430.3362.8309.6226.5201.612.1370.6355.7
Diluted NI Avail to Com Stockholders Ann.
101.3201.4214.1521.3511.4430.3368.4309.6226.5201.685.9370.6355.7
Basic EPS
0.61.21.33.132.52.21.91.41.20.12.32.2
Diluted EPS After ExtraOrdinary
0.81.42.83.132.62.221.52.71.62.32.2
Number Of Shares End
165.2165.8168.1170.5170.2169166.6165.7165.4165.1164.3164.5164.1
Net Income Continuing Discontinued Operations
101.3201.4214.1521.3511.4430.3362.8309.6226.5201.612.1370.6355.7
Normalized Income
127.5228.1238.7544.2540.7471.6390.5332.8249.8230.1283.7417.2409.4
Interest Income
-------------
Interest
6.45.385.4-4.72.64.5-3.910.214.421.8
Net Interest Income
-6.4-5.3-8-5.4-4.6-4.7-2.6-4.52-3.9-10.2-14.4-21.8
EBIT
161.2274.7274652.2635.9536.2433386.3284.6258.912.6500.5458.3
EBITDA
161.2274.7274652.2452536.2433386.3637258.912.6500.5458.3
Reconciled Cost Of Rev.
2,691.32,474.52,2592,224.52,314.71,885.22,384.82,454.82,292.62,045.22,251.42,152.62,060.4
Reconciled Depr.
-------------
Profit From Continuing Operations
-------------
Normalized EBITDA
-73.1117198.1483.8273473.2577.1539.91,005574.8623.6746.6328.6
*All financials are in CNY Million and price data in USD

LexinFintech Holdings Ltd (ADR) competitor comparison and performance snapshot within industry

LexinFintech Holdings Ltd (ADR) annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • NEGATIVE

    Annual Revenue LexinFintech Holdings Ltd (ADR) Dec-2025 Annual Revenue is $13,152 Million which is growth of -7.4% YoY.

  • POSITIVE

    Annual Net Profit LexinFintech Holdings Ltd (ADR) Dec-2025 Annual Net Profit is $1,677 Million which is growth of 52.4% YoY.

LexinFintech Holdings Ltd - ADR, Earnings Report - Annual Results, standalone, All financials are in CNY Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
10.1%
2.5%
 13,152.114,203.613,057.19,865.811,380.511,645.310,603.57,596.95,582.24,338.72,524.9
Cost Of Rev. Ann.
8.3%
1.6%
9,649.38,683.49,177.48,5446,831.15,631.38,012.25,609.44,5854,262.13,736.72,597.4
Gross Profit Ann.
13.8%
4.2%
3,307.44,468.75,026.24,513.13,034.75,749.33,633.14,994.13,011.91,320.1602-72.5
Operating Exp. Ann.
2.1%
5.5%
2,664.62,8762,7402,6342,700.32,678.92,2002,366.81,190844.4591324.9
Operating Profit Ann.
68.2%
2.1%
642.81,592.62,286.21,879.1334.53,070.41,433.12,627.31,821.9475.711-397.3
-
-
-25.1-22.7-9-50.5-55.6-63.1-77.5-39.2-23.1-75.5-48.3-1.9
Other Exp. Ann.
-12.3%
-
 505.7-923.5-501.8749.8-237.8-670118.4310.774.4-22.40.1
PBT Ann.
26.4%
24.8%
1,3372,075.61,353.71,326.81,028.62,769.5685.62,706.52,109.5474.6-59.7-399.1
Tax Ann.
25.3%
34.5%
298.9398.5253.3260.8202.6435.490.6412132.2234.258.3-88.9
⌄
26.9%
23%
1,038.11,677.11,100.51,065.9819.82,333.95952,294.61,977.326-69.3-361.7
Diluted NI Avail to Com Stockholders Ann.
24.6%
23%
1,038.11,677.11,106.21,139.8866.72,378.85952,294.61,977.326-69.3-361.7
EPS Ann.
28.2%
24.6%
 9.96.66.54.712.73.312.911.70.5-0.5-2.4
Diluted EPS Ann.
28.8%
24.8%
 9.46.56.34.411.53.112.310.90.4-0.5-2.4
Number Of Shares End
-0.9%
-1.7%
 168.1166.6164.3172.8184.4183179.2174.4163.9119.9-
Total Exp. Ann.
6.6%
2.5%
 11,559.511,917.411,1789,531.48,310.110,212.17,976.25,7755,106.54,327.72,922.3
Net Income Continuing Discontinued Operations Ann.
26.9%
23%
1,038.11,677.11,100.51,065.9819.82,333.95952,294.61,977.3240.4-117.9-310.2
Normalized Income Ann.
19.3%
14.7%
1,138.41,795.21,203.21,485.41,058.22,578902.92,433.92,096.4388.9-39.6-297.1
Interest Income Ann.
-
-
 -----------
Interest Ann.
-25.8%
-21.8%
25.122.7950.555.663.177.5-----
EBITDA Ann.
22.1%
20%
1,362.12,2421,510.91,522.41,232.42,978901.92,833.62,163569-6.8-395.8
Reconciled Cost Of Rev. Ann.
8.3%
1.6%
9,649.38,683.49,177.48,5446,831.15,631.38,012.25,609.44,5854,262.13,736.72,597.4
Reconciled Depr. Ann.
-1%
6%
 143.7148.2145.1148.1145.3107.387.830.418.94.61.4
Profit From Continuing Operations Ann.
26.6%
23%
 1,677.11,100.51,065.9825.92,334.15952,294.61,977.3240.4-117.9-310.2
Normalized EBITDA Ann.
39.1%
1.4%
725.81,755.82,492.62,093.3652.43,4411,639.22,875.21,651.8448.127.2-395.9
*All financials are in CNY Million and price data in USD
Total Rev. Ann.
1Y CHG
-7.4%
2Y CAGR
0.4%
3Y CAGR
10.1%
5Y CAGR
2.5%
7Y CAGR
8.2%
10Y CAGR
17.9%
Total Revenue Annual is falling faster than historical averages.
Net Profit Ann.
1Y CHG
52.4%
2Y CAGR
25.4%
3Y CAGR
26.9%
5Y CAGR
23%
7Y CAGR
-2.3%
Net Profit Annual growth is higher than historical averages.
Operating Exp. Ann.
1Y CHG
5%
2Y CAGR
4.5%
3Y CAGR
2.1%
5Y CAGR
5.5%
7Y CAGR
13.4%
10Y CAGR
24.4%
Operating Expenses Annual Cr growth is stable compared to historical averages.

LexinFintech Holdings Ltd (ADR) balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund LexinFintech Holdings Ltd (ADR) Dec-2025 Total Shareholders Fund is $11,953 Million which is growth of 11.3% YoY.

  • POSITIVE

    Total Assets LexinFintech Holdings Ltd (ADR) Dec-2025 Total Assets is $23,163 Million which is growth of 4.1% YoY.

LexinFintech Holdings Ltd - ADR, Balance Sheet, standalone, All financials are in CNY Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
0.6%
2.6%
23,16322,240.823,140.822,770.721,026.220,345.219,236.312,470.614,729.68,720.13,817.1
⌄
-7.4%
-5.4%
11,210.311,500.813,430.714,12212,958.414,814.412,636.88,363.813,028.18,0083,623.2
⌄
11.4%
16.8%
11,952.610,7409,710.18,648.88,027.65,490.76,599.54,106.81,701.5712.1-413.5
Total Capitalization Ann.
9.7%
10.2%
13,369.212,522.210,690.210,133.310,607.28,236.89,096.24,264.71,868.4734.9225
Tangible Assets Ann.
13%
19.9%
11,124.29,877.18,812.87,717.17,061.64,490.36,599.54,106.81,701.5712.1193.9
Working Capital Ann.
17.7%
14.5%
8,642.28,304.36,178.45,300.26,468.24,398.56,703.72,286.2-122.8-441.3-209
Invested Capital Ann.
-2%
2.5%
16,715.715,967.515,180.817,750.115,508.314,749.814,829.49,348.712,562.47,773.42,776.8
Tangible Book Value Ann.
13%
19.9%
11,124.29,877.18,812.87,717.17,061.64,490.36,599.54,106.81,701.5712.1-413.5
Borrowings Ann.
-19.7%
-12.5%
4,795.45,267.25,511.79,255.17,671.79,332.38,303.55,241.910,860.97,061.33,190.2
Net Debt Ann.
-30%
-19.5%
2,6072,973.32,8467,607.24,816.57,695.36,144.64,093.79,734.46,581.73,054.9
Share Issued Ann.
0.5%
1.1%
386.9380.9372.6380.9380.9365.7364.3361.8327.7327.7327.7
Number Of Shares End
-0.9%
-1.7%
168.1166.6164.3172.8184.4183179.2174.4163.9119.9-
*All financials are in CNY Million and price data in USD
Total Assets Ann.
1Y CHG
4.1%
2Y CAGR
0%
3Y CAGR
0.6%
5Y CAGR
2.6%
7Y CAGR
9.2%
10Y CAGR
19.8%
Total Assets Annual growth is stable compared to historical averages.
Total Current Liabilities Ann.
1Y CHG
0.8%
2Y CAGR
-11.4%
3Y CAGR
-8.1%
5Y CAGR
-4.2%
7Y CAGR
2.7%
10Y CAGR
10.4%
Total Current Liabilities Annual Cr growth is stable compared to historical averages.
Total ShareHolders Funds Ann.
1Y CHG
11.3%
2Y CAGR
10.9%
3Y CAGR
11.4%
5Y CAGR
16.8%
7Y CAGR
16.5%
Total ShareHolders Funds Annual growth is lower than historical averages.

LexinFintech Holdings Ltd (ADR) ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share LexinFintech Holdings Ltd (ADR) Book Value Per Share is $10 which is growth of 23.4% YoY.

  • NEUTRAL

    ROE LexinFintech Holdings Ltd (ADR) ROE is 0% which is growth of 0% YoY.

LexinFintech Holdings Ltd - ADR, Ratios, standalone, All financials are in CNY Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-4.85%4.64%3.74%11.28%3.01%14.47%14.54%0.22%-1.11%-9.48%
ROE Ann. %
-
-
-10.76%11.61%9.83%34.53%9.84%42.86%68.09%2.15%-46.39%-
ROIC %
-
-
-2.40.11.71.73.53.710.9-1.51.6-
OPM Ann. %
52.9%
-0.3%
12.11%16.10%14.39%3.39%26.98%12.31%24.78%23.98%8.52%0.25%-15.74%
Inventory Turnover Ratio Ann.
-
-
-328.1195.2134.3118.6104.168.457.740.749.258.6
Asset Turnover Ann. %
-
-
-0.60.60.50.60.60.70.60.50.70.7
Working Capital Turnover Ann.
-7.6%
-11.1%
1.51.72.11.91.82.71.63.3-45.5-9.8-12.1
Quick Ratio Ann.
-
-
-0.90.60.70.80.71.110.90.90.9
Current Ratio Ann.
-
-
-1.91.51.41.61.41.71.310.90.9
Interest Coverage Ratio Ann.
-
-
-151.327.319.544.99.8-----
LT Debt To Equity Ann.
-
-
-0.20.10.20.30.50.400.10-
*All financials are in CNY Million and price data in USD

LexinFintech Holdings Ltd (ADR) cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity LexinFintech Holdings Ltd (ADR) Dec-2025 Cash From Operating Activity is $3,614 Million which is growth of 234.2% YoY.

  • POSITIVE

    Net Cash Flow LexinFintech Holdings Ltd (ADR) Dec-2025 Net Cash Flow is $-28 Million which is growth of 86.6% YoY.

LexinFintech Holdings Ltd - ADR, Cash Flow, standalone, All financials are in CNY Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
232%
-
3,614.41,081.52,787.198.82,667.4-211-778.52,794.71,662.3379.8-1,485.1
-
-
-2,611.7-904.92,334.5-2,409414.6-2,136.4-783.63,604-5,423.9-4,502.3-1,587.6
-
-
-1,031-387.3-3,852.41,111.7-1,779.51,2333,058.8-5,617.94,411.64,4603,031.9
Cash Plus Cash Eqv. End Of Year Ann.
10.6%
6.9%
3,965.83,993.64,203.22,930.24,118.82,839.93,985.62,497.11,126.5479.6135.4
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
-28.2-210.71,269.1-1,198.51,302.5-1,114.41,496.7780.8650.1337.5-40.9
Cash Plus Cash Eqv. Begin Of Year Ann.
-1%
0%
3,993.64,203.22,930.24,118.82,839.93,985.62,497.11,735.3479.6135.4161.6
Income Tax Paid Supplemental Data Ann.
6.4%
19.8%
740.1413.8255.6614.4522.9300.2222.418557.9-
Interest Paid Supplemental Data Ann.
-10.3%
-13.5%
5845.286.480.496.8120.132.325.54.61.13.4
Capex Ann.
-
-
-352.9-247.1-229.5-148.8-121.5-86.6-49.9-54.2-37.8-32.2-10.4
Issuance Of Capital Stock Ann.
-
-
----348.3170.8701203.2
Issuance Of Debt Ann.
-12.5%
-8.8%
14,230.213,727.219,896.121,221.420,525.622,550.213,122.415,752.218,436.816,166.95,752.3
Repayment Of Debt Ann.
-
-
-14,694.3-13,969.3-23,618.8-19,797.9-22,312.3-21,365.2-10,059.2-21,425.8-14,674.6-11,597.9-2,920
Repurchase Of Capital Stock Ann.
-
-
-202.1-326.9-339.5-171.2-50-87.9
Free Cash Flow Ann.
-
-
3,261.5834.42,557.5-502,545.9-297.6-828.42,740.51,624.5347.7-1,495.5
*All financials are in CNY Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
234.2%
2Y CAGR
13.9%
3Y CAGR
232%
7Y CAGR
3.7%
Cash from Operating Activity Annual growth is stable compared to historical averages.