1. MARKETS
  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : REGIONAL & COMMUNITY BANKS
  4. MVB FINANCIAL CORP.
MVB Financial Corp.
XNAS: MVBF
28.91-0.59(-2.00%)
56,614
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XNAS 09 Oct, 2026 5:30 PM (EDT)

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MVB Fin Corp quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for MVB Fin Corp share price target, revenues, EPS, net income and more

MVB Fin Corp quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue MVB Fin Corp Jun-2026 Quarterly Revenue is $49 Million which is growth of 56.8% YoY.

  • POSITIVE

    Quarterly Net Profit MVB Fin Corp Jun-2026 Quarterly Net Profit is $12 Million which is growth of 511.9% YoY.

MVB Financial Corp., Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
49.234.736.124.731.432.444.932.534.239.13836.435.1
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
-----------17.416.9
Operating Profit
-----------1.41.5
-------------
Profit Before Tax
166.75.523.43.24.812.22.85.55.89.45.110
Tax
3.71.51.26.31.21.32.80.61.41.31.41.22
⌄
12.35.24.217.123.69.42.14.14.57.93.98.1
Diluted NI Avail to Com Stockholders Ann.
12.35.24.217.123.69.42.14.14.57.93.98.1
Basic EPS
10.40.31.40.20.30.70.20.30.40.60.30.6
Diluted EPS After ExtraOrdinary
0.90.40.3-0.60.20.300.20.30.30.60.30.7
Number Of Shares End
12.912.812.612.612.91312.912.912.912.812.712.712.7
Net Income Continuing Discontinued Operations
12.35.24.217.123.69.42.14.14.57.93.98.1
Normalized Income
12.85.8-22.1-72.63.710.12.74.85.28.44.79.5
Interest Income
48.644.845.544.242.443.243.146.646.15049.748.347
Interest
16.316.317.117.716.616.618.22018.619.918.618.517.5
Net Interest Income
32.328.528.426.625.826.724.926.627.630.131.129.929.6
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
0.40.40.40.60.80.80.90.911.11.11.21.3
Profit From Continuing Operations
12.35.24.217.123.69.42.24.24.57.93.98
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

MVB Fin Corp competitor comparison and performance snapshot within industry

MVB Fin Corp annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • NEGATIVE

    Annual Revenue MVB Fin Corp Dec-2025 Annual Revenue is $125 Million which is growth of -17.3% YoY.

  • POSITIVE

    Annual Net Profit MVB Fin Corp Dec-2025 Annual Net Profit is $27 Million which is growth of 34.1% YoY.

MVB Financial Corp., Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
-5.7%
1.3%
 124.7150.7146.5148.9111.5117.112187.181.882.871.4
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ----19.7-10.9-15.3-26.6-20.9-15.3-13.6-11.3
Operating Profit Ann.
-
-
 ---168.7122.5132.4147.6108.197.196.482.7
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
25.9%
-4.7%
51.636.926.327.318.548.646.93515.412.313.49.8
Tax Ann.
34.2%
0.8%
12.89.96.15.14.19.99.58.53.44.84.43
⌄
21.2%
-6.2%
38.826.920.131.215.139.13726.511.57.111.86.2
Diluted NI Avail to Com Stockholders Ann.
21.2%
-6.2%
38.826.920.131.215.139.13726.112.87.113.27.6
EPS Ann.
20.5%
-7.5%
 2.11.62.51.23.33.12.310.71.40.8
Diluted EPS Ann.
20.5%
-7.5%
 2.11.52.41.23.13.12.210.71.30.8
Number Of Shares End
0%
2%
 12.612.912.712.612.111.411.911.610.58.78.1
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
21.2%
-6.4%
38.826.920.131.215.139.137.427127.612.96.8
Normalized Income Ann.
-37.1%
-30.1%
-10.54.213.825.716.932.725.227.9138.14.87.1
Interest Income Ann.
11.6%
16.8%
183.1175.3185.8189.812683.480.582.469.856.654.144.1
Interest Ann.
68.5%
42.4%
67.467.976.666.514.26.311.62317.712.311.19.2
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
-21.1%
-5.2%
1.92.63.955.34.33.43.32.92.73.42.9
Profit From Continuing Operations Ann.
23.2%
-6.4%
38.826.920.23114.438.737.427127.612.96.8
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
-17.3%
2Y CAGR
-7.7%
3Y CAGR
-5.7%
5Y CAGR
1.3%
7Y CAGR
5.3%
10Y CAGR
5.7%
Total Revenue Annual is falling faster than historical averages.
Net Profit Ann.
1Y CHG
33.8%
2Y CAGR
-7.1%
3Y CAGR
21.2%
5Y CAGR
-6.4%
7Y CAGR
12.2%
10Y CAGR
14.7%
Net Profit Annual growth is higher than historical averages.

MVB Fin Corp balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund MVB Fin Corp Dec-2025 Total Shareholders Fund is $334 Million which is growth of 9.3% YoY.

  • POSITIVE

    Total Assets MVB Fin Corp Dec-2025 Total Assets is $3,309 Million which is growth of 5.8% YoY.

MVB Financial Corp., Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
2.5%
7.3%
3,308.93,128.73,313.93,068.92,792.52,331.51,944.11,7511,534.31,418.81,384.5
⌄
2%
7.3%
2,9752,822.93,024.52,807.52,517.22,0921,732.21,574.21,384.11,273.21,269.8
⌄
8.6%
7.5%
334305.7289.4261.1274.3232.2204.6168.9142.4129.398.4
Total Capitalization Ann.
-3%
7.6%
408379.5369.7446.5347.4282.9438.9409.2335.9270.1331.4
Tangible Assets Ann.
9.3%
7.3%
334305.7286.6255.5268234.7188.8157.7131.1126.495.4
Working Capital Ann.
-
-
---
Invested Capital Ann.
-3%
8.2%
408379.5369.7446.5347.4275.6431.6401.4328.1253.7315.1
Tangible Book Value Ann.
9.3%
8%
334305.7286.6255.5268227.4181.5149.9123.2110.179.1
Borrowings Ann.
-26.4%
11.3%
7473.880.3185.47343.4227232.4185.7124.4216.7
Net Debt Ann.
-
-
---145.1--186.5195.4150.692.6174.4
Share Issued Ann.
1.2%
2.5%
1413.813.613.512.912.41211.710.510.18.2
Number Of Shares End
0%
2%
12.612.912.712.612.111.411.911.610.58.78.1
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
5.8%
2Y CAGR
-0.1%
3Y CAGR
2.5%
5Y CAGR
7.3%
7Y CAGR
9.5%
10Y CAGR
9.1%
Total Assets Annual growth is stable compared to historical averages.
Total ShareHolders Funds Ann.
1Y CHG
9.3%
2Y CAGR
7.4%
3Y CAGR
8.6%
5Y CAGR
7.5%
7Y CAGR
10.2%
10Y CAGR
13%
Total ShareHolders Funds Annual growth is stable compared to historical averages.

MVB Fin Corp ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share MVB Fin Corp Book Value Per Share is $27 which is growth of 11.9% YoY.

  • NEUTRAL

    ROE MVB Fin Corp ROE is 0% which is growth of 0% YoY.

MVB Financial Corp., Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-0.62%0.98%0.51%1.53%1.73%1.44%0.70%0.48%0.84%0.50%
ROE Ann. %
-
-
-6.75%11.35%5.62%15.43%16.92%14.20%7.40%5.21%10.35%6.52%
ROIC %
-
-
-----------
OPM Ann. %
-
-
---113.23%109.78%113.06%121.99%124.04%118.71%116.40%115.82%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0.10.10.100.10.10.10.10.10.1
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-0.20.30.70.30.21.11.41.312.2
*All financials are in USD Million and price data in USD

MVB Fin Corp cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity MVB Fin Corp Dec-2025 Cash From Operating Activity is $4 Million which is growth of 1513.3% YoY.

  • POSITIVE

    Net Cash Flow MVB Fin Corp Dec-2025 Net Cash Flow is $-74 Million which is growth of 8.1% YoY.

MVB Financial Corp., Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
-60.6%
-48.7%
4-0.358.265.234.8112.2-8.16.733.125.3-21.5
-
-
-208.6144.588.3-629-572-294.1-120.1-210-136.1-56-174.9
-23.9%
-20.7%
130.8-224.5211.5296.6580.7417.8133.9205.2105.918.9195.4
Cash Plus Cash Eqv. End Of Year Ann.
82.3%
-1.5%
244.1317.9398.240.3307.4263.92822.220.317.329.1
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
-73.8-80.3358-267.243.5235.95.81.93-11.8-0.9
Cash Plus Cash Eqv. Begin Of Year Ann.
1.1%
62.6%
317.9398.240.3307.4263.92822.220.317.329.130.1
Income Tax Paid Supplemental Data Ann.
-
-
-0.913.12.3121240.266.92.4
Interest Paid Supplemental Data Ann.
79.8%
42.2%
71.573.266.712.36.212.32317.312.410.911.1
Capex Ann.
-
-
-1.9-1.6-1.9-3-4.9-6.6-2-2.7-4.5-1.7-2.2
Issuance Of Capital Stock Ann.
-
-
--0.5-4.920.5-
Issuance Of Debt Ann.
-
-
-112.3304073.25026.7-
Repayment Of Debt Ann.
-
-
-6.8-105.4-0.3-180.3-14.1-62.3-15.1-0.1-2.2
Repurchase Of Capital Stock Ann.
-
-
-10.2--7.3-15.8-0.5-8.5--
Free Cash Flow Ann.
-67.7%
-54.3%
2.1-1.956.362.130105.6-10.1428.623.6-23.6
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
2Y CAGR
-73.8%
3Y CAGR
-60.6%
5Y CAGR
-48.7%
7Y CAGR
-7.1%
Cash from Operating Activity Annual growth is higher than historical averages.
Cash from Financing Act. Ann.
2Y CAGR
-21.4%
3Y CAGR
-23.9%
5Y CAGR
-20.7%
7Y CAGR
-6.2%
10Y CAGR
-3.9%
Cash from Financing Annual Activity growth is higher than historical averages.