1. MARKETS
  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : REGIONAL & COMMUNITY BANKS
  4. OHIO VALLEY BANC CORP.
Ohio Valley Banc Corp.
XNAS: OVBC
45.640.92(2.06%)
22,393
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XNAS 06 Oct, 2026 5:30 PM (EDT)

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Ohio Valley Banc Corp quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Ohio Valley Banc Corp quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue Ohio Valley Banc Corp Jun-2026 Quarterly Revenue is $19 Million which is growth of 6.9% YoY.

  • NEGATIVE

    Quarterly Net Profit Ohio Valley Banc Corp Jun-2026 Quarterly Net Profit is $3 Million which is growth of -30.5% YoY.

Ohio Valley Banc Corp., Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
18.618.216.216.317.416.81715.414.714.914.913.914.3
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
-----------6.36.2
Operating Profit
-----------
-------------
Profit Before Tax
3.65.353.75.25.63.13.33.63.43.92.73.9
Tax
0.7110.711.20.60.60.70.60.70.40.6
⌄
2.94.3434.24.42.52.732.83.22.33.3
Diluted NI Avail to Com Stockholders Ann.
2.94.3434.24.42.52.732.83.22.33.3
Basic EPS
0.60.90.80.60.90.90.50.60.60.60.70.50.7
Diluted EPS After ExtraOrdinary
0.60.90.80.60.90.90.50.60.60.60.70.50.7
Number Of Shares End
4.74.74.74.74.74.74.74.74.74.84.84.84.8
Net Income Continuing Discontinued Operations
2.94.3434.24.42.52.732.83.22.33.3
Normalized Income
2.94.3434.24.42.52.732.83.22.33.3
Interest Income
23.422.422.821.52119.719.919.318.617.61715.914.9
Interest
8.17.67.476.56.776.86.76.55.84.63.4
Net Interest Income
15.314.815.414.514.4131312.511.911.111.211.311.5
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
------00
Profit From Continuing Operations
-------------
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

Ohio Valley Banc Corp competitor comparison and performance snapshot within industry

Ohio Valley Banc Corp annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue Ohio Valley Banc Corp Dec-2025 Annual Revenue is $67 Million which is growth of 7.6% YoY.

  • POSITIVE

    Annual Net Profit Ohio Valley Banc Corp Dec-2025 Annual Net Profit is $16 Million which is growth of 41.8% YoY.

Ohio Valley Banc Corp., Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
6.7%
6.2%
 66.76258.754.950.949.45152.751.244.642.1
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ----2.8-3.7-6.2-7.3-5.5-4-3-2.8
Operating Profit Ann.
-
-
 ---57.854.655.658.258.155.147.644.9
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
7%
9.7%
17.619.513.415.215.91412.311.714.2128.811.4
Tax Ann.
14.5%
13.2%
3.33.92.42.62.62.32.11.82.34.51.92.8
⌄
5.5%
8.7%
14.215.61112.613.311.710.39.911.97.56.98.6
Diluted NI Avail to Com Stockholders Ann.
5.5%
8.7%
14.215.61112.613.311.710.39.911.97.56.98.6
EPS Ann.
5.6%
9.5%
 3.32.32.72.82.52.12.12.51.61.62.1
Diluted EPS Ann.
5.6%
9.5%
 3.32.32.72.82.52.12.12.51.61.62.1
Number Of Shares End
-0.7%
-0.4%
 4.74.74.84.84.84.84.84.74.74.74.1
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
5.5%
8.7%
14.215.61112.613.311.710.39.911.97.56.98.6
Normalized Income Ann.
5.5%
12.6%
14.215.61112.613.311.78.68.912.47.788.5
Interest Income Ann.
21.5%
13.1%
9084.975.461.547.344.545.949.948.845.339.136
Interest Ann.
114.2%
34.7%
3027.52715.82.83.76.27.35.5432.8
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
2%
2.5%
 1.71.71.61.61.61.51.51.31.51.31
Profit From Continuing Operations Ann.
5.5%
8.7%
 15.61112.613.311.710.39.911.97.56.98.6
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
7.6%
2Y CAGR
6.6%
3Y CAGR
6.7%
5Y CAGR
6.2%
7Y CAGR
3.4%
10Y CAGR
4.7%
Total Revenue Annual growth is higher than historical averages.
Net Profit Ann.
1Y CHG
41.8%
2Y CAGR
11.3%
3Y CAGR
5.5%
5Y CAGR
8.7%
7Y CAGR
3.9%
10Y CAGR
6.1%
Net Profit Annual growth is higher than historical averages.

Ohio Valley Banc Corp balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund Ohio Valley Banc Corp Dec-2025 Total Shareholders Fund is $170 Million which is growth of 13.3% YoY.

  • POSITIVE

    Total Assets Ohio Valley Banc Corp Dec-2025 Total Assets is $1,583 Million which is growth of 5.3% YoY.

Ohio Valley Banc Corp., Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
9.3%
5.9%
1,582.71,503.41,352.11,210.81,249.81,186.91,013.31,030.51,026.3954.6796.3
⌄
9.5%
6.1%
1,412.41,353.11,208.11,075.81,108.41,050.6885.1912.6916.9850.1705.8
⌄
8.1%
4.6%
170.3150.3144135141.4136.3128.2117.9109.4104.590.5
Total Capitalization Ann.
11.5%
5.3%
223.6198.6197.1161.5169.5172.7170.7166.1153.8150.1122.9
Tangible Assets Ann.
8.5%
4.8%
162.9143136.7127.7134128.9120.7110.1101.596.189.2
Working Capital Ann.
-
-
---
Invested Capital Ann.
11.5%
5.3%
223.6198.6197.1161.5169.5172.7170.7166.1153.8150.1122.9
Tangible Book Value Ann.
8.5%
4.8%
162.9143136.7127.7134128.9120.7110.1101.596.189.2
Borrowings Ann.
25.2%
7.9%
54.349.354.327.729.337.243.548.244.545.632.5
Net Debt Ann.
-
-
7.5--------3.8-
Share Issued Ann.
0%
0%
5.55.55.55.55.55.55.55.45.45.34.8
Number Of Shares End
-0.7%
-0.4%
4.74.74.84.84.84.84.84.74.74.74.1
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
5.3%
2Y CAGR
8.2%
3Y CAGR
9.3%
5Y CAGR
5.9%
7Y CAGR
6.3%
10Y CAGR
7.1%
Total Assets Annual growth is lower than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
13.3%
2Y CAGR
8.7%
3Y CAGR
8.1%
5Y CAGR
4.6%
7Y CAGR
5.4%
10Y CAGR
6.5%
Total ShareHolders Funds Annual growth is higher than historical averages.

Ohio Valley Banc Corp ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share Ohio Valley Banc Corp Book Value Per Share is $37 which is growth of 7.9% YoY.

  • NEUTRAL

    ROE Ohio Valley Banc Corp ROE is 0% which is growth of 0% YoY.

Ohio Valley Banc Corp., Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-0.77%0.99%1.08%0.96%0.93%0.97%1.16%0.76%0.79%1.09%
ROE Ann. %
-
-
-7.47%9.05%9.65%8.45%7.76%8.05%10.51%7.02%7.10%9.71%
ROIC %
-
-
-----------
OPM Ann. %
-
-
---105.17%107.27%112.53%114.26%110.39%107.77%106.78%106.74%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-00.10000.10.10.10.10.1
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-0.30.40.20.20.30.30.40.40.40.4
*All financials are in USD Million and price data in USD

Ohio Valley Banc Corp cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity Ohio Valley Banc Corp Dec-2025 Cash From Operating Activity is $18 Million which is growth of 38.1% YoY.

  • POSITIVE

    Net Cash Flow Ohio Valley Banc Corp Dec-2025 Net Cash Flow is $-37 Million which is growth of 17.3% YoY.

Ohio Valley Banc Corp., Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
4.2%
7.7%
18.113.120.81613.112.514.818.114.513.410.4
-
-
-110.6-195.2-59.8-83.4-52.4-88.7-0.1-12.7-42.2-38.4-4.9
-
-19.4%
55.3137.1121.2-38.653162.1-33.5-8.862.119.79.1
Cash Plus Cash Eqv. End Of Year Ann.
-0.1%
-19.8%
45.983.1128.146152138.352.471.274.640.245.5
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
-37.2-4582.1-10613.786-18.8-3.434.4-5.414.6
Cash Plus Cash Eqv. Begin Of Year Ann.
-18.2%
9.7%
83.1128.146152138.352.471.274.640.245.531
Income Tax Paid Supplemental Data Ann.
33%
17.5%
4.73.42.822.82.10.92.12.21.72.5
Interest Paid Supplemental Data Ann.
108%
31.3%
26.128.39.72.94.46.76.953.72.92.8
Capex Ann.
-
-
-1-1.4-2.7-2-1.1-3.5-6.2-2.7-1.7-1.7-2
Issuance Of Capital Stock Ann.
-
-
------1.41.30.7--
Issuance Of Debt Ann.
-
-
10300.6--84.8150.4
Repayment Of Debt Ann.
-
-
-5-5-3.4-1.9-7.8-5.5-5.7-4.2-5.8-1.9-1.7
Repurchase Of Capital Stock Ann.
-
-
-2-0.1-1------
Free Cash Flow Ann.
6.9%
13.7%
17.111.718.11412.198.515.412.811.78.5
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
38.2%
2Y CAGR
-6.7%
3Y CAGR
4.2%
5Y CAGR
7.7%
10Y CAGR
5.7%
Cash from Operating Activity Annual growth is higher than historical averages.
Cash from Financing Act. Ann.
1Y CHG
-59.7%
2Y CAGR
-32.5%
5Y CAGR
-19.4%
10Y CAGR
19.8%
Cash from Financing Annual Activity is falling faster than historical averages.