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  4. PRA GROUP INC
PRA Group Inc
XNAS: PRAA
19.410.54(2.86%)
417.2K
XNAS Volume

XNAS 05 Oct, 2026 5:30 PM (EDT)

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PRA Group Inc quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for PRA Group Inc share price target, revenues, EPS, net income and more

PRA Group Inc quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue PRA Group Inc Jun-2026 Quarterly Revenue is $375 Million which is growth of 29.1% YoY.

  • POSITIVE

    Quarterly Net Profit PRA Group Inc Jun-2026 Quarterly Net Profit is $58 Million which is growth of 36.7% YoY.

PRA Group Inc, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
375.5317.4336.4314.2290.7272295.9283.6286.6257.7223.3218.8213.9
Cost Of Rev.
105.7104.7108.3114.4114.3109.9113.1110.1107.4107.6103.6100.790.9
Gross Profit
269.8212.7228.2199.7176.5162.1182.9173.5179.2150.1119.6118.1123
⌄
148.5140.5134.4139.8126.9121.7124.1115.4120.8115.6104.698.897.9
Operating Profit
121.272.293.759.949.640.458.758.158.534.51519.325.1
-32.3-32.4-32.5-26.9-26.9-26.8-25.2-29.2-24.6-20.4-20.2-20.7-22.6
Profit Before Tax
88.340.561.9-379.661.113.433.428.333.814.1-6.7-6.42.7
Tax
29.48.82.724.415.44.310.6-0.78.72.4-0.81.81.6
⌄
57.928.256.5-407.742.43.718.527.221.53.5-8.8-12.3-3.8
Diluted NI Avail to Com Stockholders Ann.
57.928.256.5-407.742.43.718.527.221.53.5-8.8-12.3-3.8
Basic EPS
1.50.71.5-10.41.10.10.50.70.60.1-0.2-0.3-0.1
Diluted EPS After ExtraOrdinary
1.50.72.4-2.10.40.10.50.70.50.1-0.2-0.2-0.1
Number Of Shares End
38.138.438.739.139.339.639.539.439.439.339.239.239.2
Net Income Continuing Discontinued Operations
57.928.256.5-407.742.43.718.527.221.53.5-8.8-12.3-3.8
Normalized Income
58.327.492.6-81.813.63.718.627.221.63.3-8-9.1-4.1
Interest Income
-------------
Interest
30.330.230.424.924.924.922.925.422.318.218.118.420.2
Net Interest Income
-32.3-32.4-32.5-26.9-26.9-26.8-25.2-29.2-24.6-20.4-20.2-20.7-22.6
EBIT
118.670.892.3-354.78638.356.353.656.132.311.412.122.9
EBITDA
123.372.594-352.388.542.159.356.158.735.114.620.426.4
Reconciled Cost Of Rev.
105.7104.7108.3114.4114.3109.9113.1110.1107.4107.6103.495.690.9
Reconciled Depr.
4.71.71.72.42.53.832.52.62.73.28.33.5
Profit From Continuing Operations
58.931.859.2-40445.79.122.828.925.111.8-5.9-8.21.2
Normalized EBITDA
123.871.4131.760.350.142.159.456.158.834.815.524.926
*All financials are in USD Million and price data in USD

PRA Group Inc competitor comparison and performance snapshot within industry

PRA Group Inc annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue PRA Group Inc Dec-2025 Annual Revenue is $1,213 Million which is growth of 8.0% YoY.

  • NEGATIVE

    Annual Net Profit PRA Group Inc Dec-2025 Annual Net Profit is $-305 Million which is growth of -532.2% YoY.

PRA Group Inc, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
7.8%
2.6%
 1,213.31,123.8815.5968.81,096.81,066.4995.3874.8813.6830.6942
Cost Of Rev. Ann.
7.8%
2.7%
433.1446.9438.2399.5356.6378.7392.1405.3319.4273258.9268.4
Gross Profit Ann.
7.8%
2.6%
910.3766.5685.7416612.1718.1674.3590555.4540.5571.7673.7
Operating Exp. Ann.
9.8%
4.4%
563.3522.8475.9408395.2418.8420.6434.9370.2329.5353.5363.3
Operating Profit Ann.
3.9%
-0.8%
347243.6209.88216.9299.3253.7155.1185.3211218.2310.3
-
-
-124.1-113.1-99.3-84-61.8-48.5-45.8-43.7-123.6-100.1-80.9-60.3
Other Exp. Ann.
-
-
 -373.8-0.9-6.9-0.3-0.51627.946.6-3.37.5
PBT Ann.
-
-
-188.9-243.2109.6-82.9154.8250.3208.9117.489.5157.5134.1257.5
Tax Ann.
8.3%
2.5%
65.246.721-16.136.854.841.219.713.8-11.543.289.4
⌄
-
-
-265-305.170.6-83.5117.2183.2149.386.265.6162.385.1167.9
Diluted NI Avail to Com Stockholders Ann.
-
-
-265-305.170.6-83.5117.2183.2149.386.265.6162.385.1167.9
EPS Ann.
-
-
 -7.81.8-2.134.13.31.91.53.61.83.5
Diluted EPS Ann.
-
-
 -7.81.8-2.12.943.31.91.43.51.83.5
Number Of Shares End
-0.3%
-3.2%
 38.739.539.23943.145.645.445.345.246.347.2
Total Exp. Ann.
8.9%
3.6%
 969.7914.1807.5751.8797.5812.7840.2689.6602.6612.4631.7
Net Income Continuing Discontinued Operations Ann.
-
-
-265-305.170.6-83.5117.2183.2149.386.265.6162.385.1167.9
Normalized Income Ann.
-44.2%
-32.8%
96.520.270.6-79.5116.4183.8147.780.941.7116.587.3163
Interest Income Ann.
-
-
 -------3.15.6--
Interest Ann.
26.7%
24.3%
115.8105.288.774.851.73935.533.1116.496.180.960.3
EBITDA Ann.
-
-
-62.5-127.7209.110.5221.7304.6262.9167.9225.2273.4239.3337.7
Reconciled Cost Of Rev. Ann.
7.8%
2.7%
433.1446.9438.2394.2356.6378.7392.1405.3319.4273258.9268.4
Reconciled Depr. Ann.
-11.9%
-10.9%
10.610.410.818.615.215.318.517.519.319.824.419.9
Profit From Continuing Operations Ann.
-
-
-254-29088.6-66.8118195.5167.797.775.7169.190.9168.1
Normalized EBITDA Ann.
8.8%
1.7%
387.3284.2209.115.4220.7305.4260.9161.6197.1224242.6330.2
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
8%
2Y CAGR
22%
3Y CAGR
7.8%
5Y CAGR
2.6%
7Y CAGR
4.8%
10Y CAGR
2.6%
Total Revenue Annual growth is higher than historical averages.
Operating Exp. Ann.
1Y CHG
9.9%
2Y CAGR
13.2%
3Y CAGR
9.8%
5Y CAGR
4.4%
7Y CAGR
5.1%
10Y CAGR
3.7%
Operating Expenses Annual Cr growth is higher than historical averages.

PRA Group Inc balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • NEGATIVE

    Total Shareholders Fund PRA Group Inc Dec-2025 Total Shareholders Fund is $980 Million which is growth of -13.7% YoY.

  • POSITIVE

    Total Assets PRA Group Inc Dec-2025 Total Assets is $5,103 Million which is growth of 3.5% YoY.

PRA Group Inc, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
6.9%
2.8%
5,103.34,931.24,525.44,175.74,366.24,453.14,423.93,909.63,697.83,1642,996.7
⌄
12%
5.7%
4,063.43,737.63,2862,888.93,041.43,079.53,196.92,785.62,560.32,246.82,157
⌄
-7.2%
-6.1%
979.91,1351,167.11,227.71,286.41,341.91,169.41,095.11,087.4864.3800.5
Total Capitalization Ann.
7.9%
3.2%
4,677.24,461.74,081.43,722.53,895.14,003.23,977.83,568.83,257.52,648.42,523.8
Tangible Assets Ann.
6.4%
2.3%
953738.7735.6791.7806.1848.9684.1625.5537.3336.5281.6
Working Capital Ann.
13.5%
6.2%
4,607.33,988.83,584.63,152.83,281.53,405.93,4593,063.22,729.62,281.52,138.2
Invested Capital Ann.
7.9%
3.2%
4,677.24,461.74,081.43,722.53,895.14,003.23,977.83,568.83,257.52,648.42,523.8
Tangible Book Value Ann.
6.4%
2.3%
953738.7735.6791.7806.1848.9684.1625.5537.3336.5281.6
Borrowings Ann.
13.4%
6.5%
3,729.53,363.12,964.62,554.22,669.92,718.62,881.82,473.72,170.21,784.11,723.3
Net Debt Ann.
14.2%
7.1%
3,592.93,220.72,801.72,411.52,521.12,552.72,688.72,3752,049.71,689.81,651.9
Share Issued Ann.
-0.4%
-3.3%
38.539.539.3394145.645.445.345.246.446.2
Number Of Shares End
-0.3%
-3.2%
38.739.539.23943.145.645.445.345.246.347.2
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
3.5%
2Y CAGR
6.2%
3Y CAGR
6.9%
5Y CAGR
2.8%
7Y CAGR
3.9%
10Y CAGR
5.5%
Total Assets Annual growth is stable compared to historical averages.
Total Current Liabilities Ann.
1Y CHG
-19.6%
2Y CAGR
-0.7%
3Y CAGR
1.3%
5Y CAGR
0.2%
7Y CAGR
5.6%
10Y CAGR
4.8%
Total Current Liabilities Annual Cr is falling faster than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
-13.7%
2Y CAGR
-8.4%
3Y CAGR
-7.2%
5Y CAGR
-6.1%
7Y CAGR
-1.6%
10Y CAGR
2%
Total ShareHolders Funds Annual is falling faster than historical averages.

PRA Group Inc ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • NEGATIVE

    Book Value Per Share PRA Group Inc Book Value Per Share is $28 which is growth of -18.8% YoY.

  • NEUTRAL

    ROE PRA Group Inc ROE is 0% which is growth of 0% YoY.

PRA Group Inc, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-1.49%-1.92%2.74%4.15%3.36%2.07%1.72%4.73%2.76%5.82%
ROE Ann. %
-
-
-6.13%-6.97%9.32%13.94%11.89%7.61%6.01%16.63%10.22%19.72%
ROIC %
-
-
-0.80.20.71.110.91.23.3-0.12.1
OPM Ann. %
-3.6%
-3.3%
20.08%18.67%0.98%22.39%27.29%23.79%15.58%21.18%25.93%26.27%32.94%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0.20.20.20.30.20.20.20.20.30.3
Working Capital Turnover Ann.
0%
0%
0.30.30.20.30.30.30.30.30.30.40.4
Quick Ratio Ann.
-
-
-1314.213.312.913.81817.714.613.113.7
Current Ratio Ann.
-
-
-1314.213.312.913.91817.714.613.313.7
Interest Coverage Ratio Ann.
-
-
-2.2-0.147.46.94.61.82.62.75.3
LT Debt To Equity Ann.
-
-
-32.52.12.122.52.322.12.2
*All financials are in USD Million and price data in USD

PRA Group Inc cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity PRA Group Inc Dec-2025 Cash From Operating Activity is $-86 Million which is growth of 9.6% YoY.

  • NEGATIVE

    Net Cash Flow PRA Group Inc Dec-2025 Net Cash Flow is $-30 Million which is growth of -314.2% YoY.

PRA Group Inc, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
-
-
-85.5-94.6-97.521.684.9141.7133.480.90.8103186.7
-
-
-59.9-382.5-234.9120.5160.4115-441.2-387.3-280.3-217.5-282.3
-
-
116490.8355.3-121.3-262.8-252.1339.5294.9295.797.3136.5
Cash Plus Cash Eqv. End Of Year Ann.
8.6%
-2.2%
108.6107.4113.784.889.1121.1123.898.7120.594.371.4
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
-29.513.822.920.7-17.54.631.7-11.516.2-17.240.8
Cash Plus Cash Eqv. Begin Of Year Ann.
6.4%
-2.8%
107.4113.784.889.1121.1123.898.7120.594.371.439.7
Income Tax Paid Supplemental Data Ann.
20.7%
-13.8%
38.55.225.521.977.880.96973.5144.378.886.3
Interest Paid Supplemental Data Ann.
30.4%
17%
259.1224.1138.3116.9112.3118119.497.579.86849.8
Capex Ann.
-
-
-4.8-4-2.9-13.3-11.2-17.2-18-20.5-22.8-14.2-14.5
Issuance Of Capital Stock Ann.
-
-
-----------
Issuance Of Debt Ann.
-1.1%
-1.1%
1,555.52,929.71,214.61,607.11,119.91,645.81,340.7737.51,915.21,283.6791
Repayment Of Debt Ann.
-
-
-1,301.7-2,463.8-836.3-1,608.6-1,173.1-1,854.6-1,041.5-413.4-1,564.9-1,200.8-511.1
Repurchase Of Capital Stock Ann.
-
-
-20-111.4-200.9--44.9-165.5
Free Cash Flow Ann.
-
-
-90.4-98.6-100.48.373.7124.5115.460.3-2288.9172.2
*All financials are in USD Million and price data in USD
Cash from Financing Act. Ann.
1Y CHG
-76.4%
2Y CAGR
-42.9%
7Y CAGR
-12.5%
10Y CAGR
-1.6%
Cash from Financing Annual Activity is falling faster than historical averages.