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  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : REGIONAL & COMMUNITY BANKS
  4. REPUBLIC BANCORP, INC. (KY) - ORDINARY SHARES - CLASS A
Republic Bancorp, Inc. (KY) - Ordinary Shares - Class A
XNAS: RBCAA
92.131.20(1.32%)
123.5K
XNAS Volume

XNAS 12 Oct, 2026 5:30 PM (EDT)

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Board Meeting
The next board meeting for Republic Bancorp Inc KY is on 16 Oct 2026 for the purpose of Republic Bancorp Inc Third Quarter Earnings Results for 2026See details

Republic Bancorp Inc KY quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Republic Bancorp Inc KY quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue Republic Bancorp Inc KY Jun-2026 Quarterly Revenue is $100 Million which is growth of 8.1% YoY.

  • POSITIVE

    Quarterly Net Profit Republic Bancorp Inc KY Jun-2026 Quarterly Net Profit is $33 Million which is growth of 4.4% YoY.

Republic Bancorp, Inc. (KY) - Ordinary Shares - Class A, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
99.911992.791.992.4134.287.986.685.511980.477.382.8
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
-----------31.534
Operating Profit
-----------
-------------
Profit Before Tax
42.655.427.637.840.46023.133.932.138.723.527.126.5
Tax
9.712.84.888.912.747.36.98.13.95.55.5
⌄
32.942.622.829.731.547.31926.525.230.619.721.621.1
Diluted NI Avail to Com Stockholders Ann.
32.942.622.829.731.547.31926.525.230.619.721.621.1
Basic EPS
1.72.21.21.51.62.411.41.31.611.11.1
Diluted EPS After ExtraOrdinary
1.721.21.51.62.411.41.31.611.11.1
Number Of Shares End
19.519.519.819.719.419.719.719.719.619.619.619.719.9
Net Income Continuing Discontinued Operations
32.942.622.829.731.547.31926.525.230.619.721.621.1
Normalized Income
3439.923.630.432.347.689.588.125.930.681.678.882.5
Interest Income
102.5113.8103.2103.2102.2129.8103.1101.697.7130.690.885.979.1
Interest
20.823.324.426.32627.227.730.229.233.7242114.5
Net Interest Income
81.790.578.87776.2102.775.471.368.596.966.864.864.5
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
4.13.93.73.63.53.943.23.53.98.62.12.2
Profit From Continuing Operations
32.942.622.829.731.547.31926.525.230.619.721.621.1
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

Republic Bancorp Inc KY competitor comparison and performance snapshot within industry

Republic Bancorp Inc KY annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue Republic Bancorp Inc KY Dec-2025 Annual Revenue is $411 Million which is growth of 8.5% YoY.

  • POSITIVE

    Annual Net Profit Republic Bancorp Inc KY Dec-2025 Annual Net Profit is $131 Million which is growth of 29.5% YoY.

Republic Bancorp, Inc. (KY) - Ordinary Shares - Class A, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
10%
5.5%
 411.1379354.3308.7302.5315.1298.4285253209.4168.1
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ----7.5-5.7-19.9-44.8-30.1-20.3-17.9-18.5
Operating Profit Ann.
-
-
 ---316.2308.2335343.2315.1273.2227.4186.6
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
12.4%
10.1%
163.3165.7127.7113.2116.8110.3102.6113.294.378.46953.2
Tax Ann.
10.2%
12.1%
35.334.426.322.825.723.619.421.516.432.823.118.1
⌄
13%
9.5%
128131.3101.490.491.186.883.391.777.945.645.935.2
Diluted NI Avail to Com Stockholders Ann.
13%
9.5%
128131.3101.490.491.186.883.391.777.945.645.935.2
EPS Ann.
13.4%
10.9%
 6.75.24.64.64.344.43.82.22.21.7
Diluted EPS Ann.
13.4%
10.9%
 6.75.24.64.64.244.43.72.22.21.7
Number Of Shares End
-9.1%
-1.3%
 19.819.719.626.426.821.121.12120.920.920.9
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
13%
9.5%
128131.3101.490.491.186.883.391.777.945.645.935.2
Normalized Income Ann.
17.1%
10%
127.8134384.8358.583.5307.583.384.8805246.935.2
Interest Income Ann.
21.5%
11.7%
422.8438.5433356.1244.2226.3252.3280.9256.2218.8174142.4
Interest Ann.
140.1%
39.1%
94.9103.8120.867.37.55.719.944.830.120.317.918.5
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
14.1%
1.7%
15.314.714.6159.912.413.511.110.8109.38.1
Profit From Continuing Operations Ann.
13%
9.5%
128131.3101.490.491.186.883.391.777.945.645.935.2
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
8.5%
2Y CAGR
7.7%
3Y CAGR
10%
5Y CAGR
5.5%
7Y CAGR
5.4%
10Y CAGR
9.4%
Total Revenue Annual growth is stable compared to historical averages.
Net Profit Ann.
1Y CHG
29.5%
2Y CAGR
20.5%
3Y CAGR
13%
5Y CAGR
9.5%
7Y CAGR
7.7%
10Y CAGR
14.1%
Net Profit Annual growth is higher than historical averages.

Republic Bancorp Inc KY balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund Republic Bancorp Inc KY Dec-2025 Total Shareholders Fund is $1,102 Million which is growth of 11.1% YoY.

  • POSITIVE

    Total Assets Republic Bancorp Inc KY Dec-2025 Total Assets is $7,042 Million which is growth of 2.9% YoY.

Republic Bancorp, Inc. (KY) - Ordinary Shares - Class A, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
6.5%
2.7%
7,042.16,846.76,594.95,835.56,093.66,168.35,620.35,240.45,085.44,816.34,230.3
⌄
6.1%
2.1%
5,939.85,854.65,682.14,978.95,259.45,3454,856.14,550.54,452.94,211.93,653.7
⌄
8.8%
6%
1,102.3992912.8856.6834.2823.3764.2689.9632.4604.4576.6
Total Capitalization Ann.
19.1%
7.9%
1,608.31,3871,292.8951.6859.21,099.61,555.51,541.21,411.21,448.21,317.3
Tangible Assets Ann.
8.1%
5.6%
1,061.8951.5872.2840.3817.9807747.9673.6616.1588.1566.4
Working Capital Ann.
-
-
---
Invested Capital Ann.
19.1%
7.9%
1,608.31,3871,292.8951.6859.21,099.61,555.51,541.21,411.21,448.21,317.3
Tangible Book Value Ann.
8.1%
5.6%
1,061.8951.5872.2840.3817.9807747.9673.6616.1588.1566.4
Borrowings Ann.
59.5%
10.9%
538.4432.1415.5132.864.7320.6827.8851.2778.7843.7740.7
Net Debt Ann.
-
-
286-63.4---405.9499.8479.4554.4530.7
Share Issued Ann.
-0.3%
-1.4%
19.519.519.419.72020.918.720.920.920.920.9
Number Of Shares End
-9.1%
-1.3%
19.819.719.626.426.821.121.12120.920.920.9
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
2.9%
2Y CAGR
3.3%
3Y CAGR
6.5%
5Y CAGR
2.7%
7Y CAGR
4.3%
10Y CAGR
5.2%
Total Assets Annual growth is stable compared to historical averages.
Total ShareHolders Funds Ann.
1Y CHG
11.1%
2Y CAGR
9.9%
3Y CAGR
8.8%
5Y CAGR
6%
7Y CAGR
6.9%
10Y CAGR
6.7%
Total ShareHolders Funds Annual growth is higher than historical averages.

Republic Bancorp Inc KY ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share Republic Bancorp Inc KY Book Value Per Share is $56 which is growth of 10.4% YoY.

  • NEUTRAL

    ROE Republic Bancorp Inc KY ROE is 0% which is growth of 0% YoY.

Republic Bancorp, Inc. (KY) - Ordinary Shares - Class A, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-1.51%1.45%1.53%1.42%1.41%1.69%1.51%0.92%1.01%0.88%
ROE Ann. %
-
-
-10.64%10.22%10.78%10.47%10.49%12.61%11.77%7.38%7.77%6.20%
ROIC %
-
-
-----------
OPM Ann. %
-
-
---102.43%101.87%106.33%115.00%110.57%108.01%108.57%110.98%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0.10.10.10.10.10.10.10.10.10
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-0.40.50.20.10.41.11.21.21.41.3
*All financials are in USD Million and price data in USD

Republic Bancorp Inc KY cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity Republic Bancorp Inc KY Dec-2025 Cash From Operating Activity is $168 Million which is growth of 12.9% YoY.

  • NEGATIVE

    Net Cash Flow Republic Bancorp Inc KY Dec-2025 Net Cash Flow is $-212 Million which is growth of -283.6% YoY.

Republic Bancorp, Inc. (KY) - Ordinary Shares - Class A, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
2.8%
19.7%
168.2149108.5154.899.468.497.2119.277.847.750.1
-
-
-436.1-181-517-254.5306.6-415-427.3-121.5-287.1-296.1-358.2
-
-34.1%
55.7147.6411.3-343.6-134.6446.9363.954.4219.4327.7445.4
Cash Plus Cash Eqv. End Of Year Ann.
-11.2%
-14.6%
220432.2316.6313.7757485.6385.3351.5299.4289.3210.1
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
-212.2115.62.9-443.3271.4100.333.852.11079.2137.2
Cash Plus Cash Eqv. Begin Of Year Ann.
-17%
2.3%
432.2316.6313.7757485.6385.3351.5299.4289.3210.172.9
Income Tax Paid Supplemental Data Ann.
0.8%
-2.4%
22.127.521.521.620.124.917.411.128.826.117.9
Interest Paid Supplemental Data Ann.
142.6%
36.4%
105.7119.863.57.45.922.44330.120.118.218.5
Capex Ann.
-
-
-7.1-5.8-6.9-3.5-5.8-3.6-12.9-9-12.4-7-5.3
Issuance Of Capital Stock Ann.
-
-
-----------
Issuance Of Debt Ann.
88.8%
1.6%
6398301,0189525590760530425395210
Repayment Of Debt Ann.
-
-
-528-815-733-25-275-1,105-820-457.5-490-296-218
Repurchase Of Capital Stock Ann.
-
-
-0.1-20.3-12.6-47.5-3.9-1.4-0.8-1.1-1.2-0.6
Free Cash Flow Ann.
2.1%
19.9%
161.1143.2101.6151.393.764.984.4110.265.440.644.7
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
12.9%
2Y CAGR
24.5%
3Y CAGR
2.8%
5Y CAGR
19.7%
7Y CAGR
5%
10Y CAGR
12.9%
Cash from Operating Activity Annual growth is stable compared to historical averages.
Cash from Financing Act. Ann.
1Y CHG
-62.3%
2Y CAGR
-63.2%
5Y CAGR
-34.1%
7Y CAGR
0.3%
10Y CAGR
-18.8%
Cash from Financing Annual Activity is falling faster than historical averages.