1. MARKETS
  2. SECTOR : REAL ESTATE
  3. INDUSTRY : REAL ESTATE INVESTMENT TRUSTS
  4. CHICAGO ATLANTIC REAL ESTATE FINANCE INC
Chicago Atlantic Real Estate Finance Inc
XNAS: REFI
9.61-0.19(-1.94%)
193.4K
XNAS Volume

XNAS 07 Oct, 2026 5:30 PM (EDT)

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Chicago Atlantic Real Estate Finance Inc quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for Chicago Atlantic Real Estate Finance Inc share price target, revenues, EPS, net income and more

Chicago Atlantic Real Estate Finance Inc quarterly results: revenue, profit, and P&L – 13 quarter history

  • NEGATIVE

    Quarterly Revenue Chicago Atlantic Real Estate Finance Inc Jun-2026 Quarterly Revenue is $13 Million which is growth of -13.6% YoY.

  • NEGATIVE

    Quarterly Net Profit Chicago Atlantic Real Estate Finance Inc Jun-2026 Quarterly Net Profit is $7 Million which is growth of -15.8% YoY.

Chicago Atlantic Real Estate Finance Inc, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
12.612.914.213.714.61313.914.513.213.214.913.813.7
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
-----------3.43.3
Operating Profit
-----------
-------------
Profit Before Tax
7.54.88.28.98.9107.911.29.28.79.4108.6
Tax
⌄
7.54.88.28.98.9107.911.29.28.79.4108.6
Diluted NI Avail to Com Stockholders Ann.
7.54.88.28.98.9107.911.29.28.79.4108.6
Basic EPS
0.40.20.40.40.40.50.40.60.50.50.50.60.5
Diluted EPS After ExtraOrdinary
0.30.20.40.40.40.50.40.60.50.50.50.50.5
Number Of Shares End
21.221.121.121.12120.919.819.619.418.318.218.218.1
Net Income Continuing Discontinued Operations
7.54.88.28.98.9107.911.29.28.79.4108.6
Normalized Income
7.54.88.28.98.9107.911.29.28.79.4108.6
Interest Income
15.215.216.115.316.515.115.516.31515.316.515.214.7
Interest
2.421.81.62.12.11.41.81.82.11.71.51
Net Interest Income
12.813.114.213.714.41314.114.513.213.214.813.713.7
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
-------------
Profit From Continuing Operations
7.54.88.28.98.9107.911.29.28.79.4108.6
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

Chicago Atlantic Real Estate Finance Inc competitor comparison and performance snapshot within industry

Chicago Atlantic Real Estate Finance Inc annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue Chicago Atlantic Real Estate Finance Inc Dec-2025 Annual Revenue is $56 Million which is growth of 1.4% YoY.

  • NEGATIVE

    Annual Net Profit Chicago Atlantic Real Estate Finance Inc Dec-2025 Annual Net Profit is $36 Million which is growth of -2.8% YoY.

Chicago Atlantic Real Estate Finance Inc, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21
4.4%
 55.654.857.348.9-
Cost Of Rev. Ann.
-
 -----
Gross Profit Ann.
-
 -----
Operating Exp. Ann.
-
 ----2.6
Operating Profit Ann.
-
 ---51.5
-
 -----
Other Exp. Ann.
-
 -----
PBT Ann.
3.7%
29.43637.138.732.3-
Tax Ann.
-
 -
⌄
3.7%
29.43637.138.732.3-
Diluted NI Avail to Com Stockholders Ann.
3.7%
29.43637.138.732.3-
EPS Ann.
-1.9%
 1.71.92.11.8-
Diluted EPS Ann.
-1.9%
 1.71.92.11.8-
Number Of Shares End
6%
 21.119.818.217.717.5
Total Exp. Ann.
-
 -----
Net Income Continuing Discontinued Operations Ann.
3.7%
29.43637.138.732.3-
Normalized Income Ann.
3.7%
29.43637.138.732.3-
Interest Income Ann.
6.9%
61.762.962.162.951.5-
Interest Ann.
43%
7.87.67.25.82.6-
EBITDA Ann.
-
 -----
Reconciled Cost Of Rev. Ann.
-
 -----
Reconciled Depr. Ann.
-
 -----
Profit From Continuing Operations Ann.
3.7%
29.43637.138.732.3-
Normalized EBITDA Ann.
-
 -----
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
1.5%
2Y CAGR
-1.5%
3Y CAGR
4.4%
Net Profit Ann.
1Y CHG
-3%
2Y CAGR
-3.6%
3Y CAGR
3.7%

Chicago Atlantic Real Estate Finance Inc balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • NEGATIVE

    Total Shareholders Fund Chicago Atlantic Real Estate Finance Inc Dec-2025 Total Shareholders Fund is $308 Million which is growth of -0.4% YoY.

  • NEGATIVE

    Total Assets Chicago Atlantic Real Estate Finance Inc Dec-2025 Total Assets is $425 Million which is growth of -2.4% YoY.

Chicago Atlantic Real Estate Finance Inc, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsDec '25Dec '24Dec '23Dec '22Dec '21
7.4%
424.9435.2359.2343.3278.2
⌄
13.9%
117.1126.287.479.214.1
⌄
5.2%
307.8309271.9264264.1
Total Capitalization Ann.
3.5%
357.2358.1337.9322-
Tangible Assets Ann.
5.2%
307.8309271.9264264.1
Working Capital Ann.
-
---
Invested Capital Ann.
8.1%
406.3413.1337.9322-
Tangible Book Value Ann.
5.2%
307.8309271.9264264.1
Borrowings Ann.
19.3%
98.4104.16658-
Net Debt Ann.
16.9%
83.577.758.152.3-
Share Issued Ann.
5.8%
21.120.818.217.817.5
Number Of Shares End
6%
21.119.818.217.717.5
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
-2.4%
2Y CAGR
8.8%
3Y CAGR
7.4%
Total ShareHolders Funds Ann.
1Y CHG
-0.4%
2Y CAGR
6.4%
3Y CAGR
5.2%

Chicago Atlantic Real Estate Finance Inc ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • NEGATIVE

    Book Value Per Share Chicago Atlantic Real Estate Finance Inc Book Value Per Share is $12 which is growth of -20.0% YoY.

  • NEUTRAL

    ROE Chicago Atlantic Real Estate Finance Inc ROE is 0% which is growth of 0% YoY.

Chicago Atlantic Real Estate Finance Inc, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsDec '25Dec '24Dec '23Dec '22Dec '21
RoA Ann. %
-
-9.33%11.02%10.39%-
ROE Ann. %
-
-12.76%14.45%12.23%-
ROIC %
-
-----
OPM Ann. %
-
---105.35%-
Inventory Turnover Ratio Ann.
-
-----
Asset Turnover Ann. %
-
-0.10.20.2-
Working Capital Turnover Ann.
-
-----
Quick Ratio Ann.
-
-----
Current Ratio Ann.
-
-----
Interest Coverage Ratio Ann.
-
-----
LT Debt To Equity Ann.
-
-0.20.20.2-
*All financials are in USD Million and price data in USD

Chicago Atlantic Real Estate Finance Inc cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity Chicago Atlantic Real Estate Finance Inc Dec-2025 Cash From Operating Activity is $29 Million which is growth of 24.3% YoY.

  • NEGATIVE

    Net Cash Flow Chicago Atlantic Real Estate Finance Inc Dec-2025 Net Cash Flow is $-11 Million which is growth of -161.9% YoY.

Chicago Atlantic Real Estate Finance Inc, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsDec '25Dec '24Dec '23Dec '22Dec '21
19.2%
28.823.228.417-
-
8.7-39.3-1.9-125.2-
-
-4934.6-24.333.7-
Cash Plus Cash Eqv. End Of Year Ann.
38.1%
1526.47.95.7-
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-11.518.52.2-74.5-
Cash Plus Cash Eqv. Begin Of Year Ann.
-31%
26.47.95.780.3-
Income Tax Paid Supplemental Data Ann.
59.5%
6.96.251.7-
Interest Paid Supplemental Data Ann.
-
-----
Capex Ann.
-
-----
Issuance Of Capital Stock Ann.
-39.4%
139.67.24.5-
Issuance Of Debt Ann.
34.8%
142.12098258-
Repayment Of Debt Ann.
-
-148-170-74--
Repurchase Of Capital Stock Ann.
-
-----
Free Cash Flow Ann.
19.2%
28.823.228.417-
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
24.1%
2Y CAGR
0.7%
3Y CAGR
19.2%