1. MARKETS
  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : SAVINGS BANKS
  4. SOUTHERN MISSOURI BANCORP, INC.
Southern Missouri Bancorp, Inc.
XNAS: SMBC
Await Turnaround
Download real time
69.250.38(0.55%)
45.48% Gain from 52W Low
2,071
XNAS Volume

XNAS 15 Oct, 2026 9:34 AM (EDT)

Portfolio

Alert

My Notes

Board Meeting
The next board meeting for Southern Missouri Bancorp Inc is on 23 Oct 2026 for the purpose of Southern Missouri Bancorp Inc First Quarter Earnings Results for 2027See details

Southern Missouri Bancorp Inc quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

View Charts

Forecaster Analyst Estimates for Southern Missouri Bancorp Inc share price target, revenues, EPS, net income and more

Southern Missouri Bancorp Inc quarterly results: revenue, profit, and P&L – 13 quarter history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
Nested row level
Base Level
Export
  • POSITIVE

    Quarterly Revenue Southern Missouri Bancorp Inc Jun-2026 Quarterly Revenue is $52 Million which is growth of 8.7% YoY.

  • POSITIVE

    Quarterly Net Profit Southern Missouri Bancorp Inc Jun-2026 Quarterly Net Profit is $20 Million which is growth of 28.5% YoY.

Southern Missouri Bancorp, Inc., Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
51.850.249.74947.646.14543.842.940.140.141.345.2
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
----------1413.714.6
Operating Profit
----------
⌄
-------------
Profit Before Tax
2321.922.719.419.119.819.215.81714.115.416.619.5
Tax
2.84.24.63.83.44.14.63.43.42.83.23.53.9
⌄
20.217.718.115.615.715.614.612.413.511.312.113.115.5
Diluted NI Avail to Com Stockholders Ann.
20.217.718.115.615.715.614.612.413.511.312.113.115.5
Basic EPS
1.81.61.61.41.41.41.31.11.211.11.21.4
Diluted EPS After ExtraOrdinary
1.81.61.61.41.41.41.31.11.211.11.21.4
Number Of Shares End
111111.211.311.311.211.211.211.311.311.311.311.3
Net Income Continuing Discontinued Operations
20.317.818.215.715.815.714.712.513.511.312.213.215.6
Normalized Income
20.718.618.215.815.916.415.112.613.611.712.313.415.5
Interest Income
72.87172.27370.669.969.467.464.76461.658.154.3
Interest
28.427.829.430.630.330.531.330.729.629.527.122.718.1
Net Interest Income
44.443.242.942.440.339.538.136.735.134.534.535.436.2
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
2.32.32.52.52.52.52.52.52.62.52.52.52.5
Profit From Continuing Operations
20.317.818.215.715.815.714.712.513.511.312.213.215.6
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD
Add metric to table
Search...

Southern Missouri Bancorp Inc competitor comparison and performance snapshot within industry

Southern Missouri Bancorp Inc annual results: revenue, profit, P&L, and margins as of Jun 2026 – 11 year history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
CAGR Columns
Select...
Nested row level
Base Level
Export
  • POSITIVE

    Annual Revenue Southern Missouri Bancorp Inc Jun-2026 Annual Revenue is $201 Million which is growth of 9.9% YoY.

  • POSITIVE

    Annual Net Profit Southern Missouri Bancorp Inc Jun-2026 Annual Net Profit is $72 Million which is growth of 22.6% YoY.

Southern Missouri Bancorp, Inc., Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMJun '26Jun '25Jun '24Jun '23Jun '22Jun '21Jun '20Jun '19Jun '18Jun '17Jun '16
⌄
9.5%
12.2%
 200.7182.6164.3153124.8112.794.985.874.761.155.7
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ----49.7-13.3-16.8-26.9-24.7-14.8-10.4-9.4
Operating Profit Ann.
-
-
 ---202.6138.1129.5121.8110.589.571.465.1
⌄
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
20.7%
7.8%
87.187.17463.149.559.959.734.43628.721.621.5
Tax Ann.
14.5%
4.1%
15.315.315.412.910.212.712.56.97.17.86.16.7
⌄
22.3%
8.8%
71.571.558.349.939.147.24727.628.920.915.614.8
Diluted NI Avail to Com Stockholders Ann.
22.3%
8.8%
71.571.558.349.939.147.24727.628.920.915.614.8
EPS Ann.
18%
4.2%
 6.45.24.43.95.25.233.12.42.12
Diluted EPS Ann.
18%
4.2%
 6.45.24.43.95.25.233.12.42.12
Number Of Shares End
-0.9%
4.3%
 1111.311.311.39.28.99.19.397.67.4
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
22.4%
8.8%
71.871.858.650.239.247.247.227.628.920.915.614.9
Normalized Income Ann.
17.1%
9%
73.373.3605145.647.747.728.329.22116.215.2
Interest Income Ann.
17.9%
21.4%
289289277.4248.4176.4116.9109.5107.197.577.261.556.3
Interest Ann.
32.7%
47.2%
116.1116.1122.8108.949.713.316.826.924.714.810.49.4
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
8.1%
12.2%
9.69.61010.17.65.95.45.65.14.63.93.5
Profit From Continuing Operations Ann.
22.4%
8.8%
71.871.858.650.239.247.247.227.528.920.915.614.9
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Add metric to table
Search...
Total Rev. Ann.
1Y CHG
9.9%
2Y CAGR
10.5%
3Y CAGR
9.5%
5Y CAGR
12.2%
7Y CAGR
12.9%
10Y CAGR
13.7%
Total Revenue Annual growth is stable compared to historical averages.
Net Profit Ann.
1Y CHG
22.5%
2Y CAGR
19.6%
3Y CAGR
22.4%
5Y CAGR
8.8%
7Y CAGR
13.9%
10Y CAGR
17%
Net Profit Annual growth is higher than historical averages.

Southern Missouri Bancorp Inc balance sheet as of Jun 2026: assets, liabilities, reserves, and borrowings – 11 year history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
CAGR Columns
Select...
Nested row level
Base Level
Export
  • POSITIVE

    Total Shareholders Fund Southern Missouri Bancorp Inc Jun-2026 Total Shareholders Fund is $591 Million which is growth of 8.4% YoY.

  • POSITIVE

    Total Assets Southern Missouri Bancorp Inc Jun-2026 Total Assets is $5,236 Million which is growth of 4.3% YoY.

Southern Missouri Bancorp, Inc., Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsJun '26Jun '25Jun '24Jun '23Jun '22Jun '21Jun '20Jun '19Jun '18Jun '17Jun '16
⌄
6.3%
14.2%
5,236.45,019.64,604.34,360.23,214.82,700.52,542.22,214.41,886.11,707.71,403.9
⌄
5.9%
14%
4,645.74,474.94,115.63,914.22,8942,417.12,283.81,9761,685.41,534.61,277.9
⌄
9.8%
15.8%
590.7544.7488.8446.1320.8283.4258.4238.4200.7173.1126
Total Capitalization Ann.
6.9%
15.6%
736.9672614602.7381.8356.2343.5301.3295.3234.6250.9
Tangible Assets Ann.
12.5%
14.7%
520.1471411.5364.8285.3262.2236.6215.1180.7157.7118.1
Working Capital Ann.
-
-
---
Invested Capital Ann.
6.9%
15.6%
736.9672614602.7381.8356.2343.5301.3295.3234.6250.9
Tangible Book Value Ann.
12.5%
14.7%
520.1471411.5364.8285.3262.2236.6215.1180.7157.7118.1
Borrowings Ann.
-2.3%
15%
146.2127.3125.2156.66172.885.26394.661.5125
Net Debt Ann.
-18.3%
-
55.2-63.8101.4--3026.666.330101.7
Share Issued Ann.
-2.6%
3.2%
11121211.99.89.49.49.398.67.4
Number Of Shares End
-0.9%
4.3%
1111.311.311.39.28.99.19.397.67.4
*All financials are in USD Million and price data in USD
Add metric to table
Search...
Total Assets Ann.
1Y CHG
4.3%
2Y CAGR
6.6%
3Y CAGR
6.3%
5Y CAGR
14.2%
7Y CAGR
13.1%
10Y CAGR
14.1%
Total Assets Annual growth is lower than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
8.4%
2Y CAGR
9.9%
3Y CAGR
9.8%
5Y CAGR
15.8%
7Y CAGR
13.8%
10Y CAGR
16.7%
Total ShareHolders Funds Annual growth is lower than historical averages.

Southern Missouri Bancorp Inc ROE, ROCE, book value, and debt-to-equity ratio as of Jun 2026 – 11 year history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
CAGR Columns
Select...
Nested row level
Base Level
Export
  • POSITIVE

    Book Value Per Share Southern Missouri Bancorp Inc Book Value Per Share is $54 which is growth of 11.2% YoY.

  • POSITIVE

    ROE Southern Missouri Bancorp Inc ROE is 13% which is growth of 1.3% YoY.

Southern Missouri Bancorp, Inc., Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsJun '26Jun '25Jun '24Jun '23Jun '22Jun '21Jun '20Jun '19Jun '18Jun '17Jun '16
RoA Ann. %
10.8%
-4.8%
1.40%1.21%1.11%1.03%1.59%1.79%1.16%1.41%1.16%1.00%1.09%
ROE Ann. %
7.4%
-6.2%
12.60%11.29%10.68%10.18%15.61%17.36%11.09%13.17%11.20%10.40%12.37%
ROIC %
-
-
-----------
OPM Ann. %
-
-
---132.48%110.66%114.89%128.37%128.78%119.81%116.98%116.80%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
00000000000
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-9.1%
0%
0.30.20.30.40.20.30.30.30.50.41
*All financials are in USD Million and price data in USD
Add metric to table
Search...
ROE Ann. %
1Y CHG
11.6%
2Y CAGR
8.6%
3Y CAGR
7.4%
5Y CAGR
-6.2%
7Y CAGR
-0.6%
10Y CAGR
0.2%
ROE Annual % is growing faster than historical averages.
RoA Ann. %
1Y CHG
15.7%
2Y CAGR
12.3%
3Y CAGR
10.8%
5Y CAGR
-4.8%
7Y CAGR
-0.1%
10Y CAGR
2.5%
RoA Annual % is growing faster than historical averages.

Southern Missouri Bancorp Inc cash flow: net, operating, investing, and financing flows as of Jun 2026 – 11 year history

Nested row level
Base Level
Reporting Type
Originally Reported
Cell Data
Actual
Table Settings
YoY & New to Old
CAGR Columns
Select...
Nested row level
Base Level
Export
  • NEGATIVE

    Cash From Operating Activity Southern Missouri Bancorp Inc Jun-2026 Cash From Operating Activity is $81 Million which is growth of -1.3% YoY.

  • NEGATIVE

    Net Cash Flow Southern Missouri Bancorp Inc Jun-2026 Net Cash Flow is $-102 Million which is growth of -177.2% YoY.

Southern Missouri Bancorp, Inc., Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsJun '26Jun '25Jun '24Jun '23Jun '22Jun '21Jun '20Jun '19Jun '18Jun '17Jun '16
⌄
9.1%
9.2%
80.581.670.36267.351.840.338.630.625.617.7
⌄
-
-
-303.6-285.1-245.7-213.4-303.9-101.9-272.4-113-108.5-123.1-100.3
⌄
0.7%
0.3%
121.2335.5182.4118.6199.8119.5250.983.573.4105.788.4
Cash Plus Cash Eqv. End Of Year Ann.
19%
-5.9%
91192.960.95486.8123.654.235.426.330.822.6
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
-101.91326.9-32.8-36.869.418.89.1-4.58.25.8
Cash Plus Cash Eqv. Begin Of Year Ann.
30.5%
28.9%
192.960.95486.8123.654.235.426.330.822.616.8
Income Tax Paid Supplemental Data Ann.
28.4%
-0.2%
9.17.52.34.30.49.22.42.91.63.14.7
Interest Paid Supplemental Data Ann.
11%
23.6%
7.88.27.75.72.12.73.84.333.13
Capex Ann.
-
-
-4-6.3-9.1-6-4.6-2.9-4.3-7.7-2.1-3-9.8
Issuance Of Capital Stock Ann.
-
-
----24.1-
Issuance Of Debt Ann.
-40.9%
29.1%
394.3260303.21,913.8110.1640.9591.51,518.91,365.6396.1
Repayment Of Debt Ann.
-
-
-375.5-258.1-334.8-1,818.4-29.3-122.7-618.9-646.4-1,491.1-1,432.5-350.4
Repurchase Of Capital Stock Ann.
-
-
-18.6-3.9-5.8-8.3-5.8-1.2-20
Free Cash Flow Ann.
11%
9.4%
76.675.361.25662.748.93630.928.522.67.9
*All financials are in USD Million and price data in USD
Add metric to table
Search...
Cash from Operating Act. Ann.
1Y CHG
-1.3%
2Y CAGR
7%
3Y CAGR
9.1%
5Y CAGR
9.2%
7Y CAGR
11.1%
10Y CAGR
16.4%
Cash from Operating Activity Annual is falling faster than historical averages.
Cash from Financing Act. Ann.
1Y CHG
-63.9%
2Y CAGR
-18.5%
3Y CAGR
0.7%
5Y CAGR
0.3%
7Y CAGR
5.5%
10Y CAGR
3.2%
Cash from Financing Annual Activity is falling faster than historical averages.
×