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  4. WESTERN NEW ENGLAND BANCORP INC
Western New England Bancorp Inc
XNAS: WNEB
13.61-0.21(-1.52%)
60,941
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XNAS 07 Oct, 2026 5:30 PM (EDT)

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Western New England Bancorp Inc quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for Western New England Bancorp Inc share price target, revenues, EPS, net income and more

Western New England Bancorp Inc quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue Western New England Bancorp Inc Jun-2026 Quarterly Revenue is $22 Million which is growth of 8.3% YoY.

  • NEGATIVE

    Quarterly Net Profit Western New England Bancorp Inc Jun-2026 Quarterly Net Profit is $4 Million which is growth of -21.6% YoY.

Western New England Bancorp Inc, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
22.122.323.920.620.418.320.417.217.71818.92019.6
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
----------8.58.78.7
Operating Profit
----------
-------------
Profit Before Tax
4.86.26.64.2634.42.54.33.83.65.53.5
Tax
1.21.41.411.40.71.10.60.80.81.110.7
⌄
3.64.85.23.24.62.33.31.93.532.54.52.8
Diluted NI Avail to Com Stockholders Ann.
3.64.85.23.24.62.33.31.93.532.54.52.8
Basic EPS
0.20.20.30.20.20.10.20.10.20.10.10.20.1
Diluted EPS After ExtraOrdinary
0.20.20.30.20.20.10.20.10.20.10.10.20.2
Number Of Shares End
19.82020.120.120.220.420.620.821.121.221.321.621.6
Net Income Continuing Discontinued Operations
3.64.85.23.24.62.33.31.93.532.54.52.8
Normalized Income
3.64.85.23.24.62.33.31.93.532.54.53.7
Interest Income
30.830.330.53029.628.428.627.826.826.626.825.924.8
Interest
11.511.511.711.91212.913.313.112.311.310.69.58
Net Interest Income
19.318.818.818.117.615.515.314.714.515.416.216.416.9
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
0.60.60.60.60.60.60.70.60.60.70.70.60.6
Profit From Continuing Operations
3.64.85.23.24.62.33.31.93.532.54.52.8
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

Western New England Bancorp Inc competitor comparison and performance snapshot within industry

Western New England Bancorp Inc annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue Western New England Bancorp Inc Dec-2025 Annual Revenue is $83 Million which is growth of 13.6% YoY.

  • POSITIVE

    Annual Net Profit Western New England Bancorp Inc Dec-2025 Annual Net Profit is $15 Million which is growth of 30.9% YoY.

Western New England Bancorp Inc, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
-2.7%
2.3%
 82.672.78089.885.773.767.769.267.944.237.9
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ---33.2-6.7-6.7-18.4-24.1-19-14.6-11.3-10.8
Operating Profit Ann.
-
-
 --11299.392.492.191.888.282.555.548.6
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
-17%
6.9%
21.819.81519.634.631.714.217.221.121.87.47.8
Tax Ann.
-19.7%
9.2%
54.53.34.58.782.93.94.79.42.62.1
⌄
-16.1%
6.4%
16.815.311.715.125.923.711.213.416.412.34.85.7
Diluted NI Avail to Com Stockholders Ann.
-16.1%
6.4%
16.815.311.715.125.923.711.213.416.412.34.85.7
EPS Ann.
-12.6%
9.9%
 0.80.60.71.210.50.50.60.40.30.3
Diluted EPS Ann.
-12.6%
9.9%
 0.80.60.71.210.50.50.60.40.20.3
Number Of Shares End
-2.5%
-4.1%
 20.120.621.321.722.124.825.828.329.826.817.3
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
-16.1%
6.4%
16.815.311.715.125.923.711.213.416.412.34.85.7
Normalized Income Ann.
-13.7%
5%
16.815.311.71623.823.71213.416.412.68.16.7
Interest Income Ann.
11.4%
7.4%
121.6118.6109.8101.185.979.982.982.1797448.642.5
Interest Ann.
93.4%
21.4%
46.648.55033.26.76.718.424.11914.611.310.8
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
-2.5%
0%
2.42.52.62.62.72.72.52.52.42.31.51.3
Profit From Continuing Operations Ann.
-16.1%
6.4%
16.815.311.715.125.923.711.213.416.412.34.85.7
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
13.6%
2Y CAGR
1.6%
3Y CAGR
-2.7%
5Y CAGR
2.3%
7Y CAGR
2.6%
10Y CAGR
8.1%
Total Revenue Annual growth is higher than historical averages.
Net Profit Ann.
1Y CHG
30.8%
2Y CAGR
0.7%
3Y CAGR
-16.1%
5Y CAGR
6.4%
7Y CAGR
-1%
10Y CAGR
10.4%
Net Profit Annual growth is higher than historical averages.

Western New England Bancorp Inc balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund Western New England Bancorp Inc Dec-2025 Total Shareholders Fund is $248 Million which is growth of 5.0% YoY.

  • POSITIVE

    Total Assets Western New England Bancorp Inc Dec-2025 Total Assets is $2,736 Million which is growth of 3.1% YoY.

Western New England Bancorp Inc, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
2.3%
3%
2,736.52,653.12,564.62,553.22,538.42,365.92,181.52,118.82,083.12,0761,339.9
⌄
2.3%
3.1%
2,488.82,417.22,327.22,3252,314.72,139.31,949.51,881.81,835.81,837.61,200.5
⌄
2.8%
1.8%
247.6235.9237.4228.1223.7226.6232237247.3238.4139.5
Total Capitalization Ann.
11%
3.7%
340.4353.7377.8249246284.5437.5445.1412.1363.2292.8
Tangible Assets Ann.
3.1%
2.1%
234.1222223.1213.5208.6211.2216.2220.9230.7220.2139.5
Working Capital Ann.
-
-
--
Invested Capital Ann.
6.8%
4.5%
353.7359.1393.9290.3246284.5472.5504.3556.7535.6421.2
Tangible Book Value Ann.
3.1%
2.1%
234.1222223.1213.5208.6211.2216.2220.9230.7220.2139.5
Borrowings Ann.
19.5%
12.9%
106.1123.1156.562.222.357.9240.5267.3309.4297.2281.8
Net Debt Ann.
26.6%
-
67.966130.633.5--217.4241.7282.6231.3268.2
Share Issued Ann.
-2.8%
-4.2%
20.420.921.722.222.725.326.628.430.530.418.3
Number Of Shares End
-2.5%
-4.1%
20.120.621.321.722.124.825.828.329.826.817.3
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
3.1%
2Y CAGR
3.3%
3Y CAGR
2.3%
5Y CAGR
3%
7Y CAGR
3.7%
10Y CAGR
7.4%
Total Assets Annual growth is stable compared to historical averages.
Total ShareHolders Funds Ann.
1Y CHG
5%
2Y CAGR
2.1%
3Y CAGR
2.8%
5Y CAGR
1.8%
7Y CAGR
0.6%
10Y CAGR
5.9%
Total ShareHolders Funds Annual growth is higher than historical averages.

Western New England Bancorp Inc ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share Western New England Bancorp Inc Book Value Per Share is $12 which is growth of 6.0% YoY.

  • NEUTRAL

    ROE Western New England Bancorp Inc ROE is 0% which is growth of 0% YoY.

Western New England Bancorp Inc, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-0.45%0.59%1.02%0.97%0.49%0.62%0.78%0.59%0.28%0.43%
ROE Ann. %
-
-
-4.93%6.47%11.46%10.53%4.89%5.69%6.78%5.07%2.56%4.05%
ROIC %
-
-
-----------
OPM Ann. %
-
-
--140.11%110.59%107.78%125.03%135.66%127.41%121.57%125.53%128.52%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0000000000
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-0.50.60.10.10.30.90.90.70.51.1
*All financials are in USD Million and price data in USD

Western New England Bancorp Inc cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity Western New England Bancorp Inc Dec-2025 Cash From Operating Activity is $18 Million which is growth of 49.7% YoY.

  • NEGATIVE

    Net Cash Flow Western New England Bancorp Inc Dec-2025 Net Cash Flow is $-26 Million which is growth of -169.3% YoY.

Western New England Bancorp Inc, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
-20.4%
-6.2%
18.212.214.836.127.525.115.424.618.91.112.1
-
-
-113.6-46.6-13.7-111.2-161.7-123.6-48.1-45.7-5633.9-30.9
226%
-15.5%
69.372-2.62150.1161.230.720.8-621.513.8
Cash Plus Cash Eqv. End Of Year Ann.
10.1%
-14.3%
40.466.528.830.3103.587.424.726.827.170.213.7
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
-26.137.6-1.5-73.11662.7-2.1-0.3-43.156.5-5.1
Cash Plus Cash Eqv. Begin Of Year Ann.
-13.7%
21.9%
66.528.830.3103.587.424.726.827.170.213.718.8
Income Tax Paid Supplemental Data Ann.
-
-
-----------
Interest Paid Supplemental Data Ann.
-
-
-----------
Capex Ann.
-
-
-1.1-1.2-2.9-1.1-3.5-3.6-1.3-3.3-2.2-1.5-3.2
Issuance Of Capital Stock Ann.
-
-
-----------
Issuance Of Debt Ann.
69.8%
3.6%
981202058.982.311361.42.2-
Repayment Of Debt Ann.
-
-
-25-120.7-0.5-1.5-55.2-207.5-84.8-69.6-21.2-89.9-80.8
Repurchase Of Capital Stock Ann.
-
-
-6.1-7.6-5-6.4-23.3-10.5-19.5-22.9-9.3-1.4-3.9
Free Cash Flow Ann.
-21.2%
-4.5%
17.11111.93524.121.514.121.316.7-0.48.9
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
49.2%
2Y CAGR
10.9%
3Y CAGR
-20.4%
5Y CAGR
-6.2%
7Y CAGR
-4.2%
10Y CAGR
4.2%
Cash from Operating Activity Annual growth is higher than historical averages.
Cash from Financing Act. Ann.
1Y CHG
-3.8%
3Y CAGR
226%
5Y CAGR
-15.5%
7Y CAGR
18.8%
10Y CAGR
17.5%
Cash from Financing Annual Activity is falling faster than historical averages.