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  4. TWFG INC - ORDINARY SHARES - CLASS A
TWFG Inc - Ordinary Shares - Class A
XNAS: TWFG
25.010.28(1.13%)
70,504
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XNAS 06 Oct, 2026 5:30 PM (EDT)

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TWFG Inc (Class A) quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for TWFG Inc (Class A) share price target, revenues, EPS, net income and more

TWFG Inc (Class A) quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue TWFG Inc (Class A) Jun-2026 Quarterly Revenue is $85 Million which is growth of 46.5% YoY.

  • POSITIVE

    Quarterly Net Profit TWFG Inc (Class A) Jun-2026 Quarterly Net Profit is $2 Million which is growth of 21.2% YoY.

TWFG Inc - Ordinary Shares - Class A, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
84.870.462.561.757.951.846.551.151.444.838.246.144
Cost Of Rev.
54.346.942.944.643.64036.639.138.833.734.535.934.3
Gross Profit
30.523.519.617.214.311.89.91212.611.13.710.39.7
⌄
15.113.112.110.28.97.7105.76.15.73.73.43.5
Operating Profit
15.410.47.56.95.34.1-0.16.46.55.4-0.16.96.2
0.71.21.41.51.71.84.3-0.4-0.9-0.8-0.5-0.3-0.2
Profit Before Tax
18.314.216.710.69.67.59.27.36.95.70.67.67.1
Tax
11.1110.60.71.10.4-0.20.9-
⌄
2.41.831.721.31.61.26.91.3-16.87.67.1
Diluted NI Avail to Com Stockholders Ann.
2.41.831.77.31.31.61.26.91.3-16.87.67.1
Basic EPS
0.20.10.20.10.10.10.10.10.50.1-1.30.60.5
Diluted EPS After ExtraOrdinary
0.20.10.20.10.10.10.10.10.50.1-1.20.60.5
Number Of Shares End
13.114.814.91514.914.914.914.713.213.213.213.213.2
Net Income Continuing Discontinued Operations
2.41.831.721.31.61.26.91.3-16.87.67.1
Normalized Income
2.41.831.721.31.61.26.91.3-15.97.67.1
Interest Income
0.81.21.41.61.81.92.2------
Interest
0.10.10.10.10.10.10.10.40.90.80.50.30.2
Net Interest Income
0.71.21.41.51.71.84.3-0.4-0.9-0.8-0.5-0.3-0.2
EBIT
18.314.316.810.79.77.69.37.77.86.517.97.2
EBITDA
25.420.422.61613.61112.410.710.89.52.59.18.4
Reconciled Cost Of Rev.
54.346.942.944.643.64036.639.138.833.734.535.934.3
Reconciled Depr.
7.16.25.85.33.93.43.13331.51.21.1
Profit From Continuing Operations
17.313.115.79.696.98.26.96.96.65.27.67.1
Normalized EBITDA
25.420.422.61613.61112.410.710.89.52.59.18.4
*All financials are in USD Million and price data in USD

TWFG Inc (Class A) competitor comparison and performance snapshot within industry

TWFG Inc (Class A) annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue TWFG Inc (Class A) Dec-2025 Annual Revenue is $234 Million which is growth of 20.8% YoY.

  • POSITIVE

    Annual Net Profit TWFG Inc (Class A) Dec-2025 Annual Net Profit is $8 Million which is growth of 190.1% YoY.

TWFG Inc - Ordinary Shares - Class A, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsTTMDec '25Dec '24Dec '23Dec '22
16.6%
 234193.7167147.8
Cost Of Rev. Ann.
13.5%
188.7171.2147.2135.5117.2
Gross Profit Ann.
27.1%
90.862.846.631.530.6
Operating Exp. Ann.
50.1%
50.538.927.41411.5
Operating Profit Ann.
7.8%
40.323.919.217.519.1
-
4.76.32.2-1-0.4
Other Exp. Ann.
45.9%
 14.38.74.14.6
PBT Ann.
23.8%
59.844.430.120.623.4
Tax Ann.
-
4.23.31.50.9
⌄
-
8.882.84.1
Diluted NI Avail to Com Stockholders Ann.
-
8.882.84.1
EPS Ann.
-
 0.50.20.3
Diluted EPS Ann.
-
 0.50.20.3
Number Of Shares End
-
 14.914.913.2-
Total Exp. Ann.
17.7%
 210.1174.5149.5128.7
Net Income Continuing Discontinued Operations Ann.
-
8.882.84.1
Normalized Income Ann.
43.6%
8.882.84.12.7
Interest Income Ann.
304.1%
56.64.4-0.1
Interest Ann.
-9.1%
0.30.32.210.4
EBITDA Ann.
32.5%
84.463.144.326.527.1
Reconciled Cost Of Rev. Ann.
13.5%
188.7171.2147.2135.5117.2
Reconciled Depr. Ann.
77.3%
24.318.4124.93.3
Profit From Continuing Operations Ann.
20.8%
55.641.228.625.323.4
Normalized EBITDA Ann.
32.5%
84.463.144.326.527.1
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
20.8%
2Y CAGR
18.4%
3Y CAGR
16.6%
Net Profit Ann.
1Y CHG
196.3%
2Y CAGR
39.7%
Net Profit Annual growth is higher than historical averages.
Operating Exp. Ann.
1Y CHG
42%
2Y CAGR
66.7%
3Y CAGR
50.1%

TWFG Inc (Class A) balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund TWFG Inc (Class A) Dec-2025 Total Shareholders Fund is $83 Million which is growth of 12.9% YoY.

  • POSITIVE

    Total Assets TWFG Inc (Class A) Dec-2025 Total Assets is $372 Million which is growth of 15.1% YoY.

TWFG Inc - Ordinary Shares - Class A, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsDec '25Dec '24Dec '23Dec '22
48.3%
372.3323.4115.4114.2
⌄
-0.4%
55.748.184.456.4
⌄
13%
83.473.931.157.8
Total Capitalization Ann.
8.9%
85.477.97866.1
Tangible Assets Ann.
-
-55.30.9-5.436.4
Working Capital Ann.
62.3%
181.4202.240.242.4
Invested Capital Ann.
8.3%
87.479.880.468.8
Tangible Book Value Ann.
-
-55.30.9-5.436.4
Borrowings Ann.
-14.9%
8.210.351.813.3
Net Debt Ann.
-
--10.1-
Share Issued Ann.
4.4%
1514.813.213.2
Number Of Shares End
-
14.914.913.2-
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
15.1%
2Y CAGR
79.6%
3Y CAGR
48.3%
Total Current Liabilities Ann.
1Y CHG
11.4%
2Y CAGR
12.4%
3Y CAGR
-1.6%
Total ShareHolders Funds Ann.
1Y CHG
12.9%
2Y CAGR
63.8%
3Y CAGR
13%

TWFG Inc (Class A) ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • NEGATIVE

    Book Value Per Share TWFG Inc (Class A) Book Value Per Share is $4 which is growth of -31.7% YoY.

  • NEUTRAL

    ROE TWFG Inc (Class A) ROE is 0% which is growth of 0% YoY.

TWFG Inc - Ordinary Shares - Class A, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsDec '25Dec '24Dec '23Dec '22
RoA Ann. %
-
-1.25%3.60%
ROE Ann. %
-
-5.23%9.30%
ROIC %
-
-2-19.8-
OPM Ann. %
-7.6%
10.20%9.91%10.50%12.92%
Inventory Turnover Ratio Ann.
-
----
Asset Turnover Ann. %
-
-0.91.51.3
Working Capital Turnover Ann.
-28.1%
1.314.23.5
Quick Ratio Ann.
-
-5.81.80.9
Current Ratio Ann.
-
-6.12.21.9
Interest Coverage Ratio Ann.
-
-14.521.559.7
LT Debt To Equity Ann.
-
-0.11.60.2
*All financials are in USD Million and price data in USD

TWFG Inc (Class A) cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity TWFG Inc (Class A) Dec-2025 Cash From Operating Activity is $54 Million which is growth of 32.2% YoY.

  • NEGATIVE

    Net Cash Flow TWFG Inc (Class A) Dec-2025 Net Cash Flow is $-37 Million which is growth of -123.6% YoY.

TWFG Inc - Ordinary Shares - Class A, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsDec '25Dec '24Dec '23Dec '22
34.3%
53.540.529.322.1
-
-70.4-25.1-14.7-14.9
-
-20.6143.41.6-20.3
Cash Plus Cash Eqv. End Of Year Ann.
60.4%
167.9205.346.540.7
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-37.4158.95.8-4
Cash Plus Cash Eqv. Begin Of Year Ann.
66.2%
205.346.540.744.7
Income Tax Paid Supplemental Data Ann.
-
3.3---
Interest Paid Supplemental Data Ann.
-20.6%
0.22.30.80.4
Capex Ann.
-
-62.3-25.1-15.7-12.3
Issuance Of Capital Stock Ann.
-
193.6-
Issuance Of Debt Ann.
-
41
Repayment Of Debt Ann.
-
-1.9-43.4-2.7-2.6
Repurchase Of Capital Stock Ann.
-
----
Free Cash Flow Ann.
-
-8.815.414.513.5
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
32.1%
2Y CAGR
35.1%
3Y CAGR
34.3%