1. MARKETS
  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : REGIONAL & COMMUNITY BANKS
  4. COASTALSOUTH BANCSHARES INC
CoastalSouth Bancshares Inc
XNYS: COSO
26.67-0.23(-0.86%)
61,691
XNYS Volume

XNYS 09 Oct, 2026 5:30 PM (EDT)

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Board Meeting
The next board meeting for CoastalSouth Bancshares Inc is on 20 Oct 2026 for the purpose of CoastalSouth Bancshares Inc Third Quarter Earnings Results for 2026See details

CoastalSouth Bancshares Inc quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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CoastalSouth Bancshares Inc quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue CoastalSouth Bancshares Inc Jun-2026 Quarterly Revenue is $23 Million which is growth of 15.1% YoY.

  • POSITIVE

    Quarterly Net Profit CoastalSouth Bancshares Inc Jun-2026 Quarterly Net Profit is $7 Million which is growth of 22.9% YoY.

CoastalSouth Bancshares Inc, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
22.921.721.221.319.918.417.319.618.113.418.916.817.6
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
-------------
Operating Profit
-------------
-------------
Profit Before Tax
8.88.38.78.876.66.710.17.538.96.37.5
Tax
1.521.621.11.512.21.60.61.81.51.7
⌄
7.36.37.16.765.15.77.95.92.47.24.85.8
Diluted NI Avail to Com Stockholders Ann.
7.36.37.16.765.15.77.95.92.47.24.85.8
Basic EPS
0.60.50.60.60.60.50.60.80.60.20.80.50.6
Diluted EPS After ExtraOrdinary
0.60.50.60.50.60.50.50.80.60.20.80.50.6
Number Of Shares End
1212121210.310.310.310.310.3109.59.59.5
Net Income Continuing Discontinued Operations
7.36.37.16.765.15.77.95.92.47.24.85.8
Normalized Income
7.36.37.16.765.15.77.95.92.47.24.85.8
Interest Income
33.632.63332.931.83030.532.631.229.429.427.526.9
Interest
12.912.813.113.713.713.314.315.614.51412.811.710.6
Net Interest Income
20.719.719.919.218.116.816.31716.715.416.615.816.4
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
0.80.70.70.70.70.80.70.7-----
Profit From Continuing Operations
7.36.37.16.765.15.77.9-----
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

CoastalSouth Bancshares Inc competitor comparison and performance snapshot within industry

CoastalSouth Bancshares Inc annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue CoastalSouth Bancshares Inc Dec-2025 Annual Revenue is $81 Million which is growth of 17.5% YoY.

  • POSITIVE

    Annual Net Profit CoastalSouth Bancshares Inc Dec-2025 Annual Net Profit is $25 Million which is growth of 13.6% YoY.

CoastalSouth Bancshares Inc, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16
8.1%
16.5%
 8168.971.764.15037.830.823.517.320.1
Cost Of Rev. Ann.
-
-
 ----------
Gross Profit Ann.
-
-
 ----------
Operating Exp. Ann.
-
-
 ----------
Operating Profit Ann.
-
-
 ----------
-
-
 ----------
Other Exp. Ann.
-
-
 ----------
PBT Ann.
9.3%
30.6%
34.631.127.231.523.815.58.23.5-0.4-5.64.7
Tax Ann.
3.5%
26.7%
7.16.25.375.63.11.90.9-0.23.51.7
⌄
11%
31.2%
27.524.921.924.518.212.36.42.6-0.2-11.8-0
Diluted NI Avail to Com Stockholders Ann.
11%
31.2%
27.524.921.924.518.212.36.42.6-0.2-11.8-0
EPS Ann.
-
-
 2.22.22.6-------
Diluted EPS Ann.
-
-
 2.22.12.6-------
Number Of Shares End
-
-
 1210.39.5-------
Total Exp. Ann.
-
-
 ----------
Net Income Continuing Discontinued Operations Ann.
11%
31.2%
27.524.921.924.518.212.36.42.6-0.2-11.81.4
Normalized Income Ann.
10.8%
30.8%
27.524.921.924.518.311.36.52.90-8.33.4
Interest Income Ann.
24.2%
27.8%
132127.7123.710766.64637.530.322.117.517.1
Interest Ann.
77.6%
56.1%
52.653.858.342.79.64.85.85.32.31.72.2
EBITDA Ann.
-
-
 ----------
Reconciled Cost Of Rev. Ann.
-
-
 ----------
Reconciled Depr. Ann.
6.5%
14.1%
2.92.92.72.82.41.91.51.40.70.50.6
Profit From Continuing Operations Ann.
11%
31.2%
27.524.921.924.518.212.36.42.6-0.2-11.81.4
Normalized EBITDA Ann.
-
-
 ----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
17.6%
2Y CAGR
6.3%
3Y CAGR
8.1%
5Y CAGR
16.5%
7Y CAGR
19.3%
Total Revenue Annual growth is stable compared to historical averages.
Net Profit Ann.
1Y CHG
13.7%
2Y CAGR
0.8%
3Y CAGR
11%
5Y CAGR
31.2%
Net Profit Annual growth is stable compared to historical averages.

CoastalSouth Bancshares Inc balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund CoastalSouth Bancshares Inc Dec-2025 Total Shareholders Fund is $260 Million which is growth of 32.9% YoY.

  • POSITIVE

    Total Assets CoastalSouth Bancshares Inc Dec-2025 Total Assets is $2,307 Million which is growth of 9.9% YoY.

CoastalSouth Bancshares Inc, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16
7.9%
15%
2,306.62,098.72,028.61,835.51,611.71,147.5708.5584.1532413.5
⌄
6%
14.4%
2,047.11,903.51,872.61,716.71,486.71,045.5616.2516.3474.8379.3
⌄
29.7%
20.5%
259.5195.2156118.8124.910292.367.857.117.7
Total Capitalization Ann.
6.2%
3.1%
289.5225220.7241.5159.5248102.368.3132.672
Tangible Assets Ann.
31.3%
21.5%
253.3188.9149.6111.9117.495.785.961.557.134.2
Working Capital Ann.
-
-
----------
Invested Capital Ann.
3.7%
3.1%
289.5237244.7259.5169.5248102.368.3132.655.6
Tangible Book Value Ann.
31.3%
21.5%
253.3188.9149.6111.9117.495.785.961.557.117.7
Borrowings Ann.
-40.3%
-27.1%
3041.788.7140.744.6146100.575.537.9
Net Debt Ann.
-
-
-4.469.1121.429.2138.65.3--18.6
Share Issued Ann.
10.1%
8.4%
1210.39.598.688--8
Number Of Shares End
-
-
1210.39.5-------
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
9.9%
2Y CAGR
6.6%
3Y CAGR
7.9%
5Y CAGR
15%
7Y CAGR
21.7%
Total Assets Annual growth is stable compared to historical averages.
Total ShareHolders Funds Ann.
1Y CHG
32.9%
2Y CAGR
29%
3Y CAGR
29.7%
5Y CAGR
20.5%
7Y CAGR
21.1%
Total ShareHolders Funds Annual growth is higher than historical averages.

CoastalSouth Bancshares Inc ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share CoastalSouth Bancshares Inc Book Value Per Share is $22 which is growth of 23.9% YoY.

  • NEUTRAL

    ROE CoastalSouth Bancshares Inc ROE is 0% which is growth of 0% YoY.

CoastalSouth Bancshares Inc, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16
RoA Ann. %
-
-
----------
ROE Ann. %
-
-
----------
ROIC %
-
-
----------
OPM Ann. %
-
-
----------
Inventory Turnover Ratio Ann.
-
-
----------
Asset Turnover Ann. %
-
-
----------
Working Capital Turnover Ann.
-
-
----------
Quick Ratio Ann.
-
-
----------
Current Ratio Ann.
-
-
----------
Interest Coverage Ratio Ann.
-
-
----------
LT Debt To Equity Ann.
-
-
----------
*All financials are in USD Million and price data in USD

CoastalSouth Bancshares Inc cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity CoastalSouth Bancshares Inc Dec-2025 Cash From Operating Activity is $63 Million which is growth of 598.3% YoY.

  • NEGATIVE

    Net Cash Flow CoastalSouth Bancshares Inc Dec-2025 Net Cash Flow is $12 Million which is growth of -39.2% YoY.

CoastalSouth Bancshares Inc, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16
-8.9%
-
63.1-12.737.183.570.9-20.4-37.98.727.3-7.9
-
-
-224.1-17.3-176.4-502.9-226.3-298.4-97.6-33.4-45.224.9
-8.3%
-16.5%
172.849.4158.8224222.8426.5117.1-53.5129.11.9
Cash Plus Cash Eqv. End Of Year Ann.
40.1%
-12.7%
79.86848.629224.415749.367.7145.834.6
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-35.7%
11.819.419.6-195.467.4107.7-18.4-78.1111.218.9
Cash Plus Cash Eqv. Begin Of Year Ann.
-32.8%
6.6%
6848.629224.415749.367.7145.834.615.7
Income Tax Paid Supplemental Data Ann.
-19.1%
3.7%
1.8-5.33.44.41.5-0-0.8
Interest Paid Supplemental Data Ann.
85.3%
55.3%
51.560.636.38.15.55.74.321.72.2
Capex Ann.
-
-
-1.8-1.4-0.3-2.2-2.2-2.9-2.9-5.3--2.5
Issuance Of Capital Stock Ann.
-
-
31.912.28.80-19.357.10
Issuance Of Debt Ann.
-46.1%
-35.7%
15-69610136----
Repayment Of Debt Ann.
-
-
-27-47--111.5---75--
Repurchase Of Capital Stock Ann.
-
-
-0.1------24.5
Free Cash Flow Ann.
-9%
-
61.3-14.136.881.468.7-23.2-40.83.427.3-10.5
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
2Y CAGR
30.4%
3Y CAGR
-8.9%
7Y CAGR
32.7%
Cash from Operating Activity Annual growth is higher than historical averages.
Cash from Financing Act. Ann.
1Y CHG
249.8%
2Y CAGR
4.3%
3Y CAGR
-8.3%
5Y CAGR
-16.5%
Cash from Financing Annual Activity growth is higher than historical averages.