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Credicorp Ltd
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Credicorp Ltd quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for Credicorp Ltd share price target, revenues, EPS, net income and more

Credicorp Ltd quarterly results: revenue, profit, and P&L – 13 quarter history

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  • POSITIVE

    Quarterly Revenue Credicorp Ltd Jun-2026 Quarterly Revenue is $6,861 Million which is growth of 12.3% YoY.

  • POSITIVE

    Quarterly Net Profit Credicorp Ltd Jun-2026 Quarterly Net Profit is $1,982 Million which is growth of 8.8% YoY.

Credicorp Ltd, Earnings Report - Quarterly Results, standalone, All financials are in PEN Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
6,861.46,232.76,083.66,146.56,110.85,6105,481.75,468.25,416.75,101.85,172.54,955.54,910.8
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
-----------1,817.81,772.9
Operating Profit
-----------
⌄
-------------
Profit Before Tax
2,839.92,9192,3602,506.82,561.52,519.31,755.72,111.61,886.72,070.61,286.81,719.41,934.3
Tax
814.4808.9735.2728.3697704.5598.4555.1519.3528.5434.7455.9504.5
⌄
1,981.92,063.21,5871,738.71,8221,777.71,126.71,523.81,339.11,511.7841.81,238.21,401.3
Diluted NI Avail to Com Stockholders Ann.
1,981.92,063.21,5871,738.71,8221,777.71,126.71,523.81,339.11,511.7841.81,238.21,401.3
Basic EPS
25262021.922.822.414.219.216.91910.615.617.6
Diluted EPS After ExtraOrdinary
25262021.922.822.414.219.216.91910.615.617.6
Number Of Shares End
79.379.579.479.479.979.479.479.479.379.579.579.579.5
Net Income Continuing Discontinued Operations
1,981.92,063.21,5871,738.71,8221,777.71,126.71,523.81,339.11,511.7841.81,238.21,401.3
Normalized Income
2,023.32,110.11,647.61,778.51,864.51,814.81,226.31,556.41,367.41,542.1985.41,263.61,429.8
Interest Income
5,3895,195.45,105.34,968.54,899.44,869.74,996.84,982.84,925.14,915.14,858.44,808.64,635.8
Interest
1,316.91,249.71,000.41,299.91,306.91,322.81,125.71,405.21,466.81,499.81,284.91,565.11,449.1
Net Interest Income
4,072.13,945.74,104.93,668.73,592.53,546.93,871.13,577.63,458.33,415.33,573.53,243.63,186.7
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
235.2241.4256.9219.8212.7203.8186.6179.5172.2175.2177.6159.8160.6
Profit From Continuing Operations
-------------
Normalized EBITDA
-------------
*All financials are in PEN Million and price data in USD
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Credicorp Ltd competitor comparison and performance snapshot within industry

Credicorp Ltd annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

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  • POSITIVE

    Annual Revenue Credicorp Ltd Dec-2025 Annual Revenue is $23,986 Million which is growth of 11.6% YoY.

  • POSITIVE

    Annual Net Profit Credicorp Ltd Dec-2025 Annual Net Profit is $6,925 Million which is growth of 25.9% YoY.

Credicorp Ltd, Earnings Report - Annual Results, standalone, All financials are in PEN Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
⌄
7%
11.8%
 23,986.321,498.919,772.619,553.514,647.813,719.114,894.813,48713,356.812,513.611,853.7
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ----4,176.7-3,171.7-3,646.2-3,923.2-3,033.5-2,959.2-2,914.7-2,558.1
Operating Profit Ann.
-
-
 ---23,449.817,605.817,182.218,666.416,520.616,31615,428.314,411.8
⌄
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
12.9%
113.5%
10,625.89,947.67,824.56,848.36,9065,332.8224.25,975.45,592.25,574.94,891.44,360.6
Tax Ann.
10.7%
-
3,086.72,864.92,201.31,888.52,110.51,661-1101,623.11,520.91,393.31,281.51,197.2
⌄
14.3%
82%
7,370.86,925.45,501.34,865.54,633.13,584.6346.94,265.33,983.94,091.83,514.63,092.3
Diluted NI Avail to Com Stockholders Ann.
14.3%
82%
7,370.86,925.45,501.34,865.54,633.13,584.6346.94,265.33,983.94,091.83,514.63,092.3
EPS Ann.
14.4%
81.8%
 87.369.261.258.345.14.453.750.151.544.238.9
Diluted EPS Ann.
14.4%
81.7%
 87.169.161.158.1454.453.55051.444.238.8
Number Of Shares End
0%
0%
 79.479.479.579.579.579.579.878.679.779.879.7
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
14.3%
82%
7,370.86,925.45,501.34,865.54,633.13,584.6346.94,265.33,983.94,091.83,514.63,092.3
Normalized Income Ann.
12.6%
54.2%
7,559.57,132.95,642.24,959.94,996.53,938.2818.74,701.14,119.74,199.23,4392,950.9
Interest Income Ann.
9.8%
11.5%
20,658.319,842.919,819.818,752.414,982.111,809.811,522.112,356.411,498.210,977.810,765.79,967.4
Interest Ann.
15.3%
12%
4,866.94,9305,497.55,623.13,212.82,274.72,793.23,139.23,033.52,959.22,914.72,558.1
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
9.3%
5.9%
953.3902722.6667.1690.6690.2676.9639.1436.5426.4407.1400.9
Profit From Continuing Operations Ann.
14.3%
84.2%
 7,082.75,623.34,959.94,745.43,671.8334.14,352.34,071.34,181.73,6103,163.4
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in PEN Million and price data in USD
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Total Rev. Ann.
1Y CHG
11.6%
2Y CAGR
10.1%
3Y CAGR
7%
5Y CAGR
11.8%
7Y CAGR
8.6%
10Y CAGR
7.3%
Total Revenue Annual growth is stable compared to historical averages.
Net Profit Ann.
1Y CHG
25.9%
2Y CAGR
19.3%
3Y CAGR
14.3%
5Y CAGR
82%
7Y CAGR
8.2%
10Y CAGR
8.4%
Net Profit Annual growth is stable compared to historical averages.

Credicorp Ltd balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

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  • POSITIVE

    Total Shareholders Fund Credicorp Ltd Dec-2025 Total Shareholders Fund is $38,367 Million which is growth of 11.7% YoY.

  • POSITIVE

    Total Assets Credicorp Ltd Dec-2025 Total Assets is $267,363 Million which is growth of 4.4% YoY.

Credicorp Ltd, Balance Sheet, standalone, All financials are in PEN Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
⌄
4.1%
2.4%
267,362.5256,088.9238,840.2236,753.6244,822237,406.2187,876.7177,263.2170,472.3156,435.2155,480.2
⌄
3.3%
1.5%
228,266.4221,111.7205,733.1207,173.9217,784.6211,960.5161,130.4152,997.1148,218.6136,318.7138,752.7
⌄
9.8%
9%
38,36734,346.532,46028,988.126,496.824,945.926,23823,839.221,756.619,656.116,128
Total Capitalization Ann.
4.4%
5.3%
61,187.160,996.257,686.553,807.150,787.747,231.450,025.147,336.445,595.742,677.639,763.1
Tangible Assets Ann.
8.8%
8.5%
33,602.631,057.329,234.526,088.723,786.722,306.623,685.721,783.519,777.717,695.414,227.3
Working Capital Ann.
-
-
---
Invested Capital Ann.
4.7%
5.9%
63,067.762,369.359,333.554,932.850,788.547,243.550,026.147,744.945,995.743,089.740,178.5
Tangible Book Value Ann.
8.8%
8.5%
33,602.631,057.329,234.526,088.723,786.722,306.623,685.721,783.519,777.717,695.414,227.3
Borrowings Ann.
-1.5%
1.9%
25,31328,427.627,38626,522.724,947.123,048.224,635.623,905.724,239.223,433.524,050.5
Net Debt Ann.
-
-
-------1,765.51,031.96,803.22,009
Share Issued Ann.
0%
0%
94.494.494.494.494.494.494.494.494.494.494.4
Number Of Shares End
0%
0%
79.479.479.579.579.579.579.878.679.779.879.7
*All financials are in PEN Million and price data in USD
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Total Assets Ann.
1Y CHG
4.4%
2Y CAGR
5.8%
3Y CAGR
4.1%
5Y CAGR
2.4%
7Y CAGR
6%
10Y CAGR
5.6%
Total Assets Annual growth is stable compared to historical averages.
Total ShareHolders Funds Ann.
1Y CHG
11.7%
2Y CAGR
8.7%
3Y CAGR
9.8%
5Y CAGR
9%
7Y CAGR
7%
10Y CAGR
9.1%
Total ShareHolders Funds Annual growth is higher than historical averages.

Credicorp Ltd ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

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  • POSITIVE

    Book Value Per Share Credicorp Ltd Book Value Per Share is $141 which is growth of 17.7% YoY.

  • NEUTRAL

    ROE Credicorp Ltd ROE is 0% which is growth of 0% YoY.

Credicorp Ltd, Ratios, standalone, All financials are in PEN Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-2.22%2.05%1.92%1.49%0.16%2.34%2.29%2.50%2.25%2.13%
ROE Ann. %
-
-
-16.47%15.84%16.70%13.94%1.36%17.03%17.47%19.76%19.64%20.54%
ROIC %
-
-
-----------
OPM Ann. %
-
-
---119.93%120.19%125.24%125.32%122.49%122.16%123.29%121.58%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0.10.10.10.10.10.10.10.10.10.1
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-0.80.80.90.90.90.911.11.21.5
*All financials are in PEN Million and price data in USD
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Credicorp Ltd cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

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  • NEGATIVE

    Cash From Operating Activity Credicorp Ltd Dec-2025 Cash From Operating Activity is $8,606 Million which is growth of -40.7% YoY.

  • NEGATIVE

    Net Cash Flow Credicorp Ltd Dec-2025 Net Cash Flow is $5,175 Million which is growth of -60.9% YoY.

Credicorp Ltd, Cash Flow, standalone, All financials are in PEN Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
⌄
-
-7.5%
8,606.214,522.14,079.7-1,134.93,97312,686.86,933.7-1229,301.3-1,457.5-1,362.5
⌄
-
-
-1,593.1527.6-1,255.1-1,095-3,727.7-1,873.4726.2-234.1405.7-1,889-1,582.4
⌄
-
-
-1,837.6-1,810.4-2,264.4-1,600.8-465.3-2,088.5-3,551.8-1,400.3-2,343.3-1,611100.7
Cash Plus Cash Eqv. End Of Year Ann.
12.8%
5.9%
48,973.747,570.133,920.634,12139,293.536,733.825,97422,160.823,212.216,633.222,044.9
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-9.9%
5,175.513,239.2560.3-3,830.7-2208,7254,108.1-1,756.47,363.7-4,957.6-2,844.2
Cash Plus Cash Eqv. Begin Of Year Ann.
6.6%
12.9%
47,570.133,920.634,12139,293.536,733.825,97422,160.823,212.216,633.222,044.921,689.5
Income Tax Paid Supplemental Data Ann.
-
-
-----------
Interest Paid Supplemental Data Ann.
21.9%
11.8%
5,160.15,852.65,080.52,847.52,2312,959.53,193.53,034.12,8862,871.92,510.3
Capex Ann.
-
-
-1,268.7-1,111.4-1,151.2-896.4-640-633.4-506.7-601.3-415.6-385.8-491.2
Issuance Of Capital Stock Ann.
-
-
-103.8------
Issuance Of Debt Ann.
-
-
-----------
Repayment Of Debt Ann.
-
-
-152.9-152.7-157.4-156.5-155.1-163.4-1,124.9----
Repurchase Of Capital Stock Ann.
-
-
-119.3-110.9-85.6-83.6-58.9-151.9-103.2-95.4-71-66.5-15
Free Cash Flow Ann.
-
-9.5%
7,300.413,387.82,903-2,056.33,305.612,021.26,389.5-723.28,885.7-1,843.3-1,853.7
*All financials are in PEN Million and price data in USD
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Cash from Operating Act. Ann.
1Y CHG
-40.7%
2Y CAGR
45.2%
5Y CAGR
-7.5%
Cash from Operating Activity Annual is falling faster than historical averages.
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