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  4. COLUMBIA FINANCIAL, INC
Columbia Financial, Inc
XNAS: CLBK
10.80-0.21(-1.91%)
2.8M
XNAS Volume

XNAS 09 Oct, 2026 5:30 PM (EDT)

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Board Meeting
The next board meeting for Columbia Fin Inc is on 20 Oct 2026 for the purpose of Columbia Financial Inc Third Quarter Earnings Results for 2026See details

Columbia Fin Inc quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for Columbia Fin Inc share price target, revenues, EPS, net income and more

Columbia Fin Inc quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue Columbia Fin Inc Jun-2026 Quarterly Revenue is $74 Million which is growth of 15.5% YoY.

  • POSITIVE

    Quarterly Net Profit Columbia Fin Inc Jun-2026 Quarterly Net Profit is $14 Million which is growth of 17.7% YoY.

Columbia Financial, Inc, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
73.867.168.867.363.958.822.754.353.349.756.657.150.6
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
----------3430.835
Operating Profit
----------
-------------
Profit Before Tax
2018.719.719.816.512-26.87.34.8-1.37.411.81.9
Tax
-5.55.6454.23.1-5.51.10.3-0.10.92.70.3
⌄
14.513.115.714.912.38.9-21.26.24.5-1.26.69.11.7
Diluted NI Avail to Com Stockholders Ann.
14.513.115.714.912.38.9-21.26.24.5-1.26.69.11.7
Basic EPS
0.10.10.20.20.10.1-0.20.10-00.10.10
Diluted EPS After ExtraOrdinary
-0.10.20.20.10.1-0.20.10.1-00.10.10
Number Of Shares End
101.4101.3101.4102102101.8101.7101.6101.7101.8101.7102102.4
Net Income Continuing Discontinued Operations
14.513.115.714.912.38.9-21.26.24.5-1.26.69.11.7
Normalized Income
15.114.415.914.912.18.9-17.86.25.2-1.17.19.11.9
Interest Income
-117.5120.6119.2115.3110.5111.8113.9111.5106.7109.496.194.9
Interest
-59.358.561.76362.861.867.270.669.266.465.649.145
Net Interest Income
61.5595956.152.548.744.643.342.340.243.84749.9
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
-3.93.93.83.73.73.73.63.73.63.63.63.6
Profit From Continuing Operations
14.513.115.714.912.38.9-21.26.24.5-1.26.69.11.7
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

Columbia Fin Inc competitor comparison and performance snapshot within industry

Columbia Fin Inc annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue Columbia Fin Inc Dec-2025 Annual Revenue is $259 Million which is growth of 43.8% YoY.

  • POSITIVE

    Annual Net Profit Columbia Fin Inc Dec-2025 Annual Net Profit is $52 Million which is growth of 544.2% YoY.

Columbia Financial, Inc, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Sep '17Sep '16
-4.5%
0.5%
 258.7179.9233.3297.2272252.8204185.7157143.9
Cost Of Rev. Ann.
-
-
 ----------
Gross Profit Ann.
-
-
 ----------
Operating Exp. Ann.
-
-
 ---189.1-42.4-36.6-73.7-88.1-61.1-44.1-43.8
Operating Profit Ann.
-
-
 --422.4339.6308.6326.6292.1246.8201.1187.7
-
-
 ----------
Other Exp. Ann.
-
-
 ----------
PBT Ann.
-16.5%
-2.3%
78.268-15.946.1116.9126.276.371.133.747.149.8
Tax Ann.
-19.2%
-2.8%
916.2-4.31030.734.118.716.410.91616.8
⌄
-15.6%
-2.1%
58.151.8-11.736.186.292.157.654.722.731.133
Diluted NI Avail to Com Stockholders Ann.
-15.6%
-2.1%
58.151.8-11.736.186.292.157.654.722.731.133
EPS Ann.
-14.5%
0%
 0.5-0.10.40.80.90.50.50.20.30.3
Diluted EPS Ann.
-14.5%
0%
 0.5-0.10.40.80.90.50.50.20.30.3
Number Of Shares End
-1.5%
-1.3%
 101.4101.7101.7106103.2108.5110111.5--
Total Exp. Ann.
-
-
 ----------
Net Income Continuing Discontinued Operations Ann.
-15.6%
-2.1%
58.151.8-11.736.186.292.157.654.722.731.133
Normalized Income Ann.
-16.3%
-2.9%
60.251.7-7.936.888.294.759.956.846.233.733.5
Interest Income Ann.
14.8%
9.8%
 465.6443.8389.8307.5267.7291.6256.9222.4182.1167.3
Interest Ann.
80.5%
27.6%
123.8249.3273.4189.142.436.673.788.161.144.143.8
EBITDA Ann.
-
-
 ----------
Reconciled Cost Of Rev. Ann.
-
-
 ----------
Reconciled Depr. Ann.
3.8%
7.6%
 1514.614.313.411.610.453.83.53.3
Profit From Continuing Operations Ann.
-15.6%
-2.1%
58.151.8-11.736.186.292.157.654.722.731.133
Normalized EBITDA Ann.
-
-
 ----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
43.8%
2Y CAGR
5.3%
3Y CAGR
-4.5%
5Y CAGR
0.5%
7Y CAGR
4.9%
Total Revenue Annual growth is higher than historical averages.
Net Profit Ann.
2Y CAGR
19.8%
3Y CAGR
-15.6%
5Y CAGR
-2.1%
7Y CAGR
12.5%
Net Profit Annual growth is higher than historical averages.

Columbia Fin Inc balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund Columbia Fin Inc Dec-2025 Total Shareholders Fund is $1,161 Million which is growth of 7.4% YoY.

  • POSITIVE

    Total Assets Columbia Fin Inc Dec-2025 Total Assets is $11,019 Million which is growth of 5.2% YoY.

Columbia Financial, Inc, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Sep '17Sep '16
1.9%
4.6%
11,018.810,475.510,645.610,408.29,224.18,798.58,188.76,691.65,429.35,037.4
⌄
1.8%
4.8%
9,858.19,395.19,605.29,354.68,1457,787.37,206.25,719.64,953.44,597.8
⌄
3.3%
2.8%
1,160.71,080.41,040.31,053.61,079.11,011.3982.5972.1475.9439.7
Total Capitalization Ann.
2.4%
5.3%
2,344.22,1612,5692,180.61,456.41,810.72,281.72,001.6929944.3
Tangible Assets Ann.
3.9%
2.4%
1,040.4959.4917928.5987.4923.9913.9966469.9433.5
Working Capital Ann.
-
-
--
Invested Capital Ann.
2.4%
5.3%
2,344.22,1612,5692,180.61,456.41,810.72,389.52,161.21,1691,071.7
Tangible Book Value Ann.
3.9%
2.4%
1,040.4959.4917928.5987.4923.9913.9966469.9433.5
Borrowings Ann.
1.6%
8.2%
1,183.51,080.61,528.71,127.1377.3799.41,4071,189.2693632
Net Debt Ann.
-3.8%
17.5%
842.7791.41,105.5947.8306.4376.41,331.51,147592.1586.3
Share Issued Ann.
0.2%
1.5%
131.6131.4131.2130.9124.6122117.3115.9115.9115.9
Number Of Shares End
-1.5%
-1.3%
101.4101.7101.7106103.2108.5110111.5--
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
5.2%
2Y CAGR
1.7%
3Y CAGR
1.9%
5Y CAGR
4.6%
7Y CAGR
7.4%
Total Assets Annual growth is stable compared to historical averages.
Total ShareHolders Funds Ann.
1Y CHG
7.4%
2Y CAGR
5.6%
3Y CAGR
3.3%
5Y CAGR
2.8%
7Y CAGR
2.6%
Total ShareHolders Funds Annual growth is higher than historical averages.

Columbia Fin Inc ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share Columbia Fin Inc Book Value Per Share is $11 which is growth of 4.5% YoY.

  • NEUTRAL

    ROE Columbia Fin Inc ROE is 0% which is growth of 0% YoY.

Columbia Financial, Inc, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Sep '17Sep '16
RoA Ann. %
-
-
--0.11%0.34%0.88%1.02%0.68%0.74%0.36%0.59%0.65%
ROE Ann. %
-
-
--1.10%3.45%8.08%8.81%5.78%5.60%3.15%6.79%7.50%
ROIC %
-
-
----------
OPM Ann. %
-
-
--181.07%114.27%113.45%129.16%143.19%132.89%128.12%130.40%
Inventory Turnover Ratio Ann.
-
-
----------
Asset Turnover Ann. %
-
-
-000000000
Working Capital Turnover Ann.
-
-
----------
Quick Ratio Ann.
-
-
----------
Current Ratio Ann.
-
-
----------
Interest Coverage Ratio Ann.
-
-
----------
LT Debt To Equity Ann.
-
-
-11.51.10.40.81.31.111.2
*All financials are in USD Million and price data in USD

Columbia Fin Inc cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity Columbia Fin Inc Dec-2025 Cash From Operating Activity is $68 Million which is growth of 105.3% YoY.

  • POSITIVE

    Net Cash Flow Columbia Fin Inc Dec-2025 Net Cash Flow is $52 Million which is growth of 138.5% YoY.

Columbia Financial, Inc, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Sep '17Sep '16
-21.6%
7.4%
68.433.340.7142.298.747.9123.856.636.759
-
-
-454.239.539.6-614.7-443.6257.6-623-943.2-331-290.6
-9%
59.9%
437.4-206.8163.7580.8-7.141.9532.5863.3349.6234.1
Cash Plus Cash Eqv. End Of Year Ann.
23.9%
-4.2%
340.8289.2423.3179.27142375.642.210145.7
Net Increase In Cash Plus Cash Eqv.s Ann.
-21.9%
-31.7%
51.6-134244108.3-352347.433.4-23.355.32.5
Cash Plus Cash Eqv. Begin Of Year Ann.
59.7%
30.8%
289.2423.3179.27142375.642.265.545.743.2
Income Tax Paid Supplemental Data Ann.
-61.9%
-
0.99.315.716.310.5-21.327.88
Interest Paid Supplemental Data Ann.
82.5%
27%
249.9274.4183.641.137.975.687.46244.444.6
Capex Ann.
-
-
-9.8-7.5-7.6-7.2-5.5-4.6-19.3-13.3-6.5-3.7
Issuance Of Capital Stock Ann.
-
-
0-0492.4-
Issuance Of Debt Ann.
-19.5%
14.3%
175.3271.2536.1335.96790140221168.410
Repayment Of Debt Ann.
-
-
-104.4-484.9-41.6-38.7-306.8-360.5-230-210-90-55
Repurchase Of Capital Stock Ann.
-
-
-13.8-6.7-81.1-98.6-108.1-108.4-56.1-51.6-
Free Cash Flow Ann.
-24.3%
6.2%
58.625.933.113593.243.3104.443.330.255.3
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
105.4%
2Y CAGR
29.6%
3Y CAGR
-21.6%
5Y CAGR
7.4%
7Y CAGR
2.7%
Cash from Operating Activity Annual growth is higher than historical averages.
Cash from Financing Act. Ann.
2Y CAGR
63.5%
3Y CAGR
-9%
5Y CAGR
59.9%
7Y CAGR
-9.3%
Cash from Financing Annual Activity growth is higher than historical averages.