1. MARKETS
  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : MAJOR BANKS
  4. SOUTHERN CALIF BANCORP
Southern Calif Bancorp
XNAS: BCAL
Risky Value
Download real time
18.84 0.15 (0.80%)
33.90% Gain from 52W Low
105.3K
XNAS Volume

XNAS 01 May, 2026 5:30 PM (EDT)

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Board Meeting
The latest board meeting for Southern Calif Bancorp took place on 01 May 2026, for the purpose of California BanCorp First Quarter Earnings Results for 2026 See details

Analyze undervaluation/ overvaluation of Southern Calif Bancorp with current and 1 Year Forward PE

INSIGHT
High 5Yr PE Avg of 19.9 may distort upside values.
Right Now : Current PE vs 5 year Average PE
Undervalued
Fair price

Based on 5Yr Average PE

37.0
Upside

Current PE versus 5Yr Average PE

96.6 %
1 Year Forward : 5 Yr Average PE & Projected 1Yr Forward EPS*
Undervalued
Fair price

Based on 1Yr Forward EPS

33.2
Upside

5 Yr Average PE & 1Yr Forward EPS

76.0 %
Info: The Southern Calif Bancorp's current PE is 9.61 ,while its 5 year PE average is 19.9. Its forward PE based on analyst estimates is 11.3
Note: The forward PE ratio (or forward price-to-earnings ratio) is calculated by dividing the current share price of a company by the estimated(1Yr) future (“forward”) earnings per share (EPS) of that company.

Analyze undervaluation/ overvaluation of Southern Calif Bancorp with historical PE and PBV ratios

from 02 May, 2024 to 01 May, 2026

Restated PE

Buy Zone

24.6% into PE buy sell zone

% time spent below current PE
0 20 40 60 80 100
Strong upside potential
Gains already realized

Out of 459 days, Southern Calif Bancorp traded 113 (24.6%) days below the current PE of on Restated basis.

Originally Reported PE

Strong Buy Zone

15.6% into PE buy sell zone

% time spent below current PE
0 20 40 60 80 100
Strong upside potential
Gains already realized

Out of 437 days, Southern Calif Bancorp traded 68 (15.6%) days below the current PE of on Originally Reported basis.

Note: This is a reverse percentile score. Values close to 100% are bad while values close to 0% are good. Days when PE is negative are not considered in the analysis
15.6%

Strong Buy Zone

% Days traded below current PE

9.6
 

Current PE

31.6
 

Average PE

20.0
 

Median PE

33.2
 

Forward 1Y Price

11.3
 

Forward PE

1.7
 

Forward EPS

PE range Days traded in range % Days traded in range Days traded within & below range % Days traded within & below range
8-10
Current PE is 9.6
110 25.2% 110 25.2%
10-18
Forward PE is 11.28
64 14.6% 174 39.8%
18-20
 47 10.8% 221 50.6%
20-29
 71 16.2% 292 66.8%
29-31
 62 14.2% 354 81.0%
31-89
 42 9.6% 396 90.6%
89-99
 41 9.4% 437 100.0%
Total 437 437
24.6%

Buy Zone

% Days traded below current PE

10.1
 

Current PE

31.2
 

Average PE

20.3
 

Median PE

33.2
 

Forward 1Y Price

11.3
 

Forward PE

1.7
 

Forward EPS

PE range Days traded in range % Days traded in range Days traded within & below range % Days traded within & below range
8-10
 108 23.5% 108 23.5%
10-18
Current PE is 10.1 Forward PE is 11.28
70 15.3% 178 38.8%
18-21
 62 13.5% 240 52.3%
21-29
 78 17.0% 318 69.3%
29-31
 57 12.4% 375 81.7%
31-89
 42 9.2% 417 90.8%
89-100
 42 9.2% 459 100.0%
Total 459 459

FAQ

  • What is the PE ratio?

    In its simplest definition, the price-to-earnings ratio (PE ratio) represents the price an investor pays per dollar of a company's earnings.
    For example, if a company has a PE ratio of 25, investors are willing to pay USD 25 for each dollar of the company's current earnings. This indicates that investors value the stock at 25 times its current earnings, with an expectation of future earnings growth.
    The PE ratio fluctuates based on investor sentiment towards a company. Positive sentiment drives the stock price higher, resulting in a higher PE ratio (investors pay more for each dollar of earnings). Conversely, negative sentiment lowers the PE ratio (investors pay less for each dollar of earnings).

  • What is the PE buy/sell zone?

    The PE buy/sell zone is calculated based on how many days a stock has traded at its current PE level.
    To do this, we compare the current PE to the stock’s historical PE performance, to find out how often (for how many days in the past) the stock has traded at its current PE value.
    If the stock has usually traded above its current PE level (it’s at a higher PE for the majority of trading days), then the stock is cheaper than usual and in the PE buy zone.
    If the stock has usually traded below its current PE level (it’s at a lower PE for the majority of trading days), then the stock is more expensive than usual and in the PE sell zone.

  • How is the PE buy sell zone useful?

    The PE buy sell zone tells you if a stock’s current PE level is unusually high or low, and if a stock doesn’t typically trade at that level. It helps investors identify stocks that are undervalued or overvalued in terms of their typical PE trading behavior.
    Investors should keep in mind that the buy zone/sell zone is not a foolproof buy or sell signal. For example, the PE of a stock may have fallen substantially due to adverse events or negative news. Or the PE may have risen sharply after the company has won new orders, made an acquisition, announced a buyback, or some other positive event. PE Buy/Sell Zone signals should be looked at in conjunction with other information.

  • Why are the number of days different for Restated and Originally Reported data?

    This can be because of any of the 2 following reasons:
    1. Days when PE is negative are not considered in the analysis. So if only 1 of the Restated or Originally Reported PE is negative and the other is not, then the days will be different
    2. Companies have reported Originally Reported data for limited period.
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