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  4. FINVOLUTION GROUP - ADR
FinVolution Group - ADR
XNYS: FINV
3.13-0.03(-0.95%)
1.0M
XNYS Volume

XNYS 16 Oct, 2026 5:30 PM (EDT)

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FinVolution Grp (ADR) quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for FinVolution Grp (ADR) share price target, revenues, EPS, net income and more

FinVolution Grp (ADR) quarterly results: revenue, profit, and P&L – 13 quarter history

  • NEGATIVE

    Quarterly Revenue FinVolution Grp (ADR) Jun-2026 Quarterly Revenue is $3,403 Million which is growth of -4.9% YoY.

  • NEGATIVE

    Quarterly Net Profit FinVolution Grp (ADR) Jun-2026 Quarterly Net Profit is $442 Million which is growth of -40.9% YoY.

FinVolution Group - ADR, Earnings Report - Quarterly Results, standalone, All financials are in CNY Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
3,403.23,210.13,060.83,486.63,5783,4813,476.13,276.13,1683,165.13,276.73,197.53,075.7
Cost Of Rev.
752.9762.3912.7757.8674.5620.5683.4603.1575.2539.6616.3520516
Gross Profit
2,650.22,447.72,148.12,728.82,903.42,860.62,792.72,6732,592.82,625.52,660.52,677.52,559.7
⌄
2,077.31,918.11,693.91,996.62,037.51,977.42,004.82,112.82,034.21,997.12,147.72,124.21,984.3
Operating Profit
573529.7454.2732.2865.9883.2787.9560.2558.5628.5512.8553.4575.5
--17.2-----------
Profit Before Tax
543.1514.2503.4776.5930891.6813.9745.7626.2659.5580.4677.8695.4
Tax
116.493.187.9135.7178.7153.9133.1121.775.2127.551.6103.1105.2
⌄
441.6415.1424.7624.3747746.4680.7623.6551.1527.7524.6566554.4
Diluted NI Avail to Com Stockholders Ann.
441.6415.1424.7624.3747746.4680.7623.6551.1527.7524.6566554.4
Basic EPS
1.91.81.72.52.932.72.52.1222.12
Diluted EPS After ExtraOrdinary
21.81.82.5332.82.62.22.12.12.22.1
Number Of Shares End
235.9238.9248.1250.7256253.2253.5254.8259.7262.3268.5271.4277.4
Net Income Continuing Discontinued Operations
441.6415.1424.7624.3747746.4680.7623.6551.1527.7524.6566554.4
Normalized Income
484.4453.2461.9662.2786.3781.1714.8663.2591.3558558.8596.3621.6
Interest Income
-------------
Interest
-17.2-----------
Net Interest Income
--17.2-----------
EBIT
543.1514.2503.4776.5930891.6813.9745.7626.2659.5580.4677.8695.4
EBITDA
543.1514.2503.4776.5930914.4813.9745.7626.2659.5580.4677.8695.4
Reconciled Cost Of Rev.
752.9762.3912.7757.8674.5620.5683.4603.1575.2539.6616.3520516
Reconciled Depr.
-----22.8-------
Profit From Continuing Operations
-----737.6-------
Normalized EBITDA
636.8529.7454.2732.5916.3906787.9560.2558.5628.5512.8553.4575.5
*All financials are in CNY Million and price data in USD

FinVolution Grp (ADR) competitor comparison and performance snapshot within industry

FinVolution Grp (ADR) annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue FinVolution Grp (ADR) Dec-2025 Annual Revenue is $13,606 Million which is growth of 4.0% YoY.

  • POSITIVE

    Annual Net Profit FinVolution Grp (ADR) Dec-2025 Annual Net Profit is $2,542 Million which is growth of 6.7% YoY.

FinVolution Group - ADR, Earnings Report - Annual Results, standalone, All financials are in CNY Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
6.4%
12.5%
 13,606.413,085.212,600.611,280.59,470.17,563.15,962.84,350.93,880.61,215.8195.7
Cost Of Rev. Ann.
10.7%
17.5%
3,185.82,965.52,401.22,164.62,184.91,8421,325.61,208.2985.6974.5388.299.4
Gross Profit Ann.
5.4%
11.3%
9,974.910,640.910,68410,435.99,095.67,628.26,237.54,754.63,365.42,906.1827.696.3
Operating Exp. Ann.
5.4%
14.4%
7,685.87,705.48,148.98,0526,580.25,014.43,9302,108.11,518.81,377590.8241.4
Operating Profit Ann.
5.3%
4.9%
2,289.12,935.52,535.12,383.92,515.32,613.82,307.52,646.41,846.61,529.2236.9-145.1
-
-
 -28.5----------
Other Exp. Ann.
-9.1%
7.3%
 165.9310.1394.7220.7122.4116.5210.1774.1-171.5312.977.3
PBT Ann.
4.3%
5.1%
2,337.23,101.42,845.32,778.62,7362,736.12,4242,856.52,620.71,357.6549.8-67.8
Tax Ann.
6.9%
4.1%
433.1556.2457.4395.1454.8240.8455.4482151.2274.748.34.4
⌄
3.9%
5.2%
1,905.62,542.42,383.22,340.82,266.42,5091,972.72,372.92,469.1-1,990.5-60.5-180.9
Diluted NI Avail to Com Stockholders Ann.
3.9%
5.2%
1,905.62,542.42,383.22,340.82,266.42,5091,972.72,372.92,469.1-1,990.5-60.5-180.9
EPS Ann.
8.1%
8.6%
 10.19.38.588.96.77.88.2-12.8-0.2-0.6
Diluted EPS Ann.
7.2%
7.8%
 9.69.18.47.88.56.67.67.7-12.8-0.2-0.6
Number Of Shares End
-3.6%
-2.6%
 248.1253.5268.5276.9286.2283.6307.7297.3300.6300.6-
Total Exp. Ann.
6.8%
15.2%
 10,670.910,550.110,216.78,765.26,856.45,255.63,316.32,504.32,351.5978.9340.8
Net Income Continuing Discontinued Operations Ann.
3.9%
5.2%
1,905.62,542.42,383.22,340.82,266.42,5091,972.72,372.92,469.11,083501.5-72.1
Normalized Income Ann.
4.3%
6.2%
2,061.72,691.52,527.22,457.22,370.32,604.21,996.92,462.12,245.61,474.3320.2-107.5
Interest Income Ann.
-
-
 -----------
Interest Ann.
-
-
 28.5----------
EBITDA Ann.
4.4%
4.9%
2,337.23,190.32,931.52,847.72,8012,803.72,517.22,963.62,662.81,380.2561.8-64.5
Reconciled Cost Of Rev. Ann.
10.7%
17.5%
3,185.82,965.52,401.22,164.62,184.91,8421,325.61,208.2985.6974.5388.299.4
Reconciled Depr. Ann.
11%
-1.6%
 88.986.369.16569.296.4107.142.222.612.13.3
Profit From Continuing Operations Ann.
3.7%
5.3%
 2,545.22,387.82,383.52,281.32,495.31,968.62,374.52,469.51,082.9501.5-72.1
Normalized EBITDA Ann.
6%
5%
2,353.13,0752,621.42,4532,580.32,6832,4042,778.41,773.91,765.749.7-177.1
*All financials are in CNY Million and price data in USD
Total Rev. Ann.
1Y CHG
4%
2Y CAGR
3.9%
3Y CAGR
6.4%
5Y CAGR
12.5%
7Y CAGR
17.7%
10Y CAGR
52.8%
Total Revenue Annual growth is lower than historical averages.
Net Profit Ann.
1Y CHG
6.7%
2Y CAGR
4.2%
3Y CAGR
3.9%
5Y CAGR
5.2%
7Y CAGR
0.4%
Net Profit Annual growth is higher than historical averages.
Operating Exp. Ann.
1Y CHG
-5.4%
2Y CAGR
-2.2%
3Y CAGR
5.4%
5Y CAGR
14.4%
7Y CAGR
26.1%
10Y CAGR
41.4%
Operating Expenses Annual Cr is falling faster than historical averages.

FinVolution Grp (ADR) balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund FinVolution Grp (ADR) Dec-2025 Total Shareholders Fund is $16,550 Million which is growth of 8.9% YoY.

  • POSITIVE

    Total Assets FinVolution Grp (ADR) Dec-2025 Total Assets is $25,414 Million which is growth of 7.7% YoY.

FinVolution Group - ADR, Balance Sheet, standalone, All financials are in CNY Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
5.9%
11.3%
25,413.623,607.121,293.721,382.918,138.614,882.218,304.513,142.58,603.72,147.3736.9
⌄
-1.4%
5.8%
8,569.68,053.57,422.88,938.47,428.96,451.910,2937,156.74,921.51,375.1468.5
⌄
10.2%
14.6%
16,550.115,204.113,748.812,371.710,655.38,363.37,9485,923.93,622.2-438.4-317.4
Total Capitalization Ann.
12.6%
16.1%
17,65915,204.113,748.812,371.710,655.38,363.37,9485,923.93,622.2772.2268.4
Tangible Assets Ann.
9.8%
14.5%
16,200.115,016.413,599.712,222.610,505.98,2147,833.35,804.63,508772.2268.4
Working Capital Ann.
5.4%
11.2%
16,343.814,647.314,544.913,967.412,396.29,619.86,923.35,510.33,952.3714.8236.2
Invested Capital Ann.
13%
16.3%
17,829.415,209.713,754.512,371.710,655.38,363.38,1835,948.93,622.2-438.4-297.4
Tangible Book Value Ann.
9.8%
14.5%
16,200.115,016.413,599.712,222.610,505.98,2147,833.35,804.63,508-438.4-317.4
Borrowings Ann.
95.6%
98.2%
1,32434.441.617733.443.3320.125--20
Net Debt Ann.
-
-
-----------
Share Issued Ann.
0%
0%
1,550.11,550.11,550.11,550.11,550.11,550.11,550.11,533.11,503.11,498.11,498.1
Number Of Shares End
-3.6%
-2.6%
248.1253.5268.5276.9286.2283.6307.7297.3300.6300.6-
*All financials are in CNY Million and price data in USD
Total Assets Ann.
1Y CHG
7.7%
2Y CAGR
9.2%
3Y CAGR
5.9%
5Y CAGR
11.3%
7Y CAGR
9.9%
10Y CAGR
42.5%
Total Assets Annual growth is stable compared to historical averages.
Total Current Liabilities Ann.
1Y CHG
-12%
2Y CAGR
3.1%
3Y CAGR
-7.6%
5Y CAGR
0.2%
7Y CAGR
-8.1%
10Y CAGR
24.2%
Total Current Liabilities Annual Cr is falling faster than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
8.9%
2Y CAGR
9.7%
3Y CAGR
10.2%
5Y CAGR
14.6%
7Y CAGR
15.8%
Total ShareHolders Funds Annual growth is lower than historical averages.

FinVolution Grp (ADR) ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share FinVolution Grp (ADR) Book Value Per Share is $10 which is growth of 23.2% YoY.

  • NEUTRAL

    ROE FinVolution Grp (ADR) ROE is 0% which is growth of 0% YoY.

FinVolution Group - ADR, Ratios, standalone, All financials are in CNY Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-10.62%10.97%11.47%15.20%11.89%15.09%22.71%-37.03%-4.20%-24.55%
ROE Ann. %
-
-
-16.46%17.92%19.68%26.38%24.19%34.21%51.73%-125.04%--
ROIC %
-
-
-4.63.84.56.365.213-100--
OPM Ann. %
-1.1%
-6.7%
21.57%19.37%18.92%22.30%27.60%30.51%44.38%42.44%39.40%19.48%-74.14%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0.60.60.60.60.50.40.40.70.80.3
Working Capital Turnover Ann.
0%
0%
0.80.90.90.80.80.80.90.811.70.8
Quick Ratio Ann.
-
-
-3.63.62.72.62.31.21.21.30.90.9
Current Ratio Ann.
-
-
-4.353.84.13.51.71.81.91.61.5
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-000----
*All financials are in CNY Million and price data in USD

FinVolution Grp (ADR) cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • NEGATIVE

    Cash From Operating Activity FinVolution Grp (ADR) Dec-2025 Cash From Operating Activity is $1,868 Million which is growth of -35.4% YoY.

  • NEGATIVE

    Net Cash Flow FinVolution Grp (ADR) Dec-2025 Net Cash Flow is $-511 Million which is growth of -1913.3% YoY.

FinVolution Group - ADR, Cash Flow, standalone, All financials are in CNY Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
90.8%
-3.3%
1,867.62,893.21,413.4268.8630.22,206.9-215.51,8851,864.5534.1-191.9
-
-
-2,183.7-2,295.81,413.5-1,553.21,994.81,041.5-828.2-1,447-2,495.6-663.1-132.2
-
-
-194.7-622.7-2,559.1-795.9-239.8-3,091.31,749.5530.12,132.9438.7338
Cash Plus Cash Eqv. End Of Year Ann.
-1.5%
0.3%
6,1986,747.16,769.46,479.18,491.56,116.46,010.75,293.71,891.1404.792.5
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
-510.8-25.4267.9-2,080.32,385.3157.1705.89681,501.9309.713.9
Cash Plus Cash Eqv. Begin Of Year Ann.
-7.4%
2.3%
6,747.16,769.46,479.18,491.56,116.46,010.75,293.74,283.7404.792.577.3
Income Tax Paid Supplemental Data Ann.
11.9%
29.7%
1,349.4673.7960.5963.3574.9367145.8180.2216.1-
Interest Paid Supplemental Data Ann.
-18.1%
-29.8%
45.838.387.183.4161.4268.29558.35.40.60.5
Capex Ann.
-
-
-93.4-27.8-538.1-52.8-55.3-32-48.7-88.7-90.9-29.8-17.6
Issuance Of Capital Stock Ann.
-
-
------1,677.2286.1
Issuance Of Debt Ann.
-
-
1,258.428.15.8-2358725
Repayment Of Debt Ann.
-
-
-95.9-28.3--235-25-63.7-20-5
Repurchase Of Capital Stock Ann.
-
-
-767-643.2-694.5-340.8-26-380-42.3-452.3---
Free Cash Flow Ann.
101.7%
-4%
1,774.32,865.4875.3216.15752,174.9-264.21,796.31,773.7504.2-209.4
*All financials are in CNY Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
-35.4%
2Y CAGR
15%
3Y CAGR
90.8%
5Y CAGR
-3.3%
7Y CAGR
-0.1%
Cash from Operating Activity Annual is falling faster than historical averages.