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  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : REGIONAL & COMMUNITY BANKS
  4. AMES NATIONAL CORP.
Ames National Corp.
XNAS: ATLO
31.98-0.38(-1.17%)
26,465
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XNAS 05 Oct, 2026 5:30 PM (EDT)

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Ames National Corp quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Ames National Corp quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue Ames National Corp Jun-2026 Quarterly Revenue is $19 Million which is growth of 18.5% YoY.

  • POSITIVE

    Quarterly Net Profit Ames National Corp Jun-2026 Quarterly Net Profit is $6 Million which is growth of 31.5% YoY.

Ames National Corp., Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
19.118.218.716.616.115.514.813.513.513.113.313.113.6
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
----------6.26.26.2
Operating Profit
----------
-------------
Profit Before Tax
7.77.78.35.75.64.24.32.62.62.72.53.53
Tax
1.81.71.81.21.10.80.80.40.40.40.30.60.5
⌄
5.966.54.64.53.43.52.22.22.32.12.92.6
Diluted NI Avail to Com Stockholders Ann.
5.966.54.64.53.43.52.22.22.32.12.92.6
Basic EPS
0.70.70.70.50.50.40.40.30.20.30.20.30.3
Diluted EPS After ExtraOrdinary
0.70.70.70.50.50.40.40.30.20.30.20.30.3
Number Of Shares End
8.98.98.98.98.98.99998.9999
Net Income Continuing Discontinued Operations
5.966.54.64.53.43.52.22.22.32.12.92.6
Normalized Income
5.966.54.64.53.43.52.22.22.32.12.92.6
Interest Income
23.322.222.621.921.521.121.320.720.520.119.918.818.5
Interest
6.96.87.47.888.29.19.69.79.28.98.17.2
Net Interest Income
16.415.415.214.113.512.912.111.110.910.91110.711.3
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
0.40.40.40.40.40.40.40.40.40.40.50.50.4
Profit From Continuing Operations
5.966.54.64.53.43.52.22.22.32.12.92.6
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

Ames National Corp competitor comparison and performance snapshot within industry

Ames National Corp annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • POSITIVE

    Annual Revenue Ames National Corp Dec-2025 Annual Revenue is $67 Million which is growth of 21.9% YoY.

  • POSITIVE

    Annual Net Profit Ames National Corp Dec-2025 Annual Net Profit is $19 Million which is growth of 86.2% YoY.

Ames National Corp., Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
2%
0.4%
 66.854.853.862.966.565.553.95048.24847.2
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ---29.7-8.3-4.5-8.1-10.9-7.6-5.6-4.1-4.2
Operating Profit Ann.
-
-
 --83.571.27173.664.857.653.852.251.4
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
-1.8%
0.6%
29.423.912.212.925.230.723.22121.421.322.520.8
Tax Ann.
-6.6%
1.8%
6.44.822.15.96.84.43.94.47.66.85.8
⌄
-0.5%
0.1%
231910.210.819.323.918.917.21713.715.715
Diluted NI Avail to Com Stockholders Ann.
-0.5%
0.1%
231910.210.819.323.918.917.21713.715.715
EPS Ann.
0%
0%
 2.11.11.22.12.62.11.91.81.51.71.6
Diluted EPS Ann.
0%
0%
 2.11.11.22.12.62.11.91.81.51.71.6
Number Of Shares End
-0.4%
-0.4%
 8.99999.19.19.29.39.39.39.3
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
-0.5%
0.1%
231910.210.819.323.918.917.21713.715.715
Normalized Income Ann.
-0.5%
0.1%
231910.210.819.323.918.917.216.913.715.815
Interest Income Ann.
12.2%
6.7%
9087.182.674.361.660.562.956.249.745.844.143.2
Interest Ann.
55.8%
31.1%
28.931.437.629.78.34.58.110.97.65.64.14.2
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
-7.2%
-7%
1.61.61.71.8222.31.91.61.51.61.6
Profit From Continuing Operations Ann.
-0.5%
0.1%
231910.210.819.323.918.917.21713.715.715
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
21.9%
2Y CAGR
11.4%
3Y CAGR
2%
5Y CAGR
0.4%
7Y CAGR
4.2%
10Y CAGR
3.5%
Total Revenue Annual growth is higher than historical averages.
Net Profit Ann.
1Y CHG
86.3%
2Y CAGR
32.6%
3Y CAGR
-0.5%
5Y CAGR
0.1%
7Y CAGR
1.6%
10Y CAGR
2.4%
Net Profit Annual growth is higher than historical averages.

Ames National Corp balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • POSITIVE

    Total Shareholders Fund Ames National Corp Dec-2025 Total Shareholders Fund is $208 Million which is growth of 19.0% YoY.

  • POSITIVE

    Total Assets Ames National Corp Dec-2025 Total Assets is $2,134 Million which is growth of 0.0% YoY.

Ames National Corp., Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
0%
1.5%
2,133.52,133.22,155.52,134.92,1371,975.71,737.21,455.71,375.11,366.51,326.8
⌄
-1%
1.7%
1,925.71,958.51,989.71,985.81,929.31,766.21,549.61,282.81,204.31,201.41,165.5
⌄
11.7%
-0.2%
207.9174.7165.8149.1207.8209.5187.6172.9170.8165.1161.3
Total Capitalization Ann.
6.8%
1.5%
229.3221.7276.4188.2210.8212.5192.6187.5197.3192.6192.8
Tangible Assets Ann.
13.1%
0.1%
194.7161.2151.9134.7192.9193.9171.5160.4162.9157153.2
Working Capital Ann.
-
-
--
Invested Capital Ann.
6.8%
1.5%
229.3221.7276.4188.2210.8212.5192.6187.5197.3192.6192.8
Tangible Book Value Ann.
13.1%
0.1%
194.7161.2151.9134.7192.9193.9171.5160.4162.9157153.2
Borrowings Ann.
-18.2%
48.1%
21.447110.639.133514.626.527.531.5
Net Debt Ann.
-
-
--46.6--------
Share Issued Ann.
-0.4%
-0.4%
8.99999.19.19.29.39.39.39.3
Number Of Shares End
-0.4%
-0.4%
8.99999.19.19.29.39.39.39.3
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
0%
2Y CAGR
-0.5%
3Y CAGR
0%
5Y CAGR
1.5%
7Y CAGR
5.6%
10Y CAGR
4.9%
Total Assets Annual growth is stable compared to historical averages.
Total ShareHolders Funds Ann.
1Y CHG
19%
2Y CAGR
12%
3Y CAGR
11.7%
5Y CAGR
-0.2%
7Y CAGR
2.7%
10Y CAGR
2.6%
Total ShareHolders Funds Annual growth is higher than historical averages.

Ames National Corp ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • POSITIVE

    Book Value Per Share Ames National Corp Book Value Per Share is $24 which is growth of 22.8% YoY.

  • NEUTRAL

    ROE Ames National Corp ROE is 0% which is growth of 0% YoY.

Ames National Corp., Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-0.48%0.50%0.90%1.16%1.02%1.08%1.20%1.00%1.17%1.14%
ROE Ann. %
-
-
-6.00%6.87%10.81%11.46%9.49%9.54%9.90%8.16%9.64%9.51%
ROIC %
-
-
-----------
OPM Ann. %
-
-
--155.12%113.20%106.74%112.37%120.29%115.20%111.58%108.61%108.86%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0000000000
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-0.30.70.30000.10.20.20.2
*All financials are in USD Million and price data in USD

Ames National Corp cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • POSITIVE

    Cash From Operating Activity Ames National Corp Dec-2025 Cash From Operating Activity is $21 Million which is growth of 49.2% YoY.

  • NEGATIVE

    Net Cash Flow Ames National Corp Dec-2025 Net Cash Flow is $26 Million which is growth of -44.7% YoY.

Ames National Corp., Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
0.2%
-6.4%
21.314.319.221.230.529.720.220.718.921.422.7
-
-
44.27219.1-127.4-268.6-245.3-798.6-16.9-43.5-34.5
-
-
-40-40.2-11.144.9154.1205.863-25.4-527.512
Cash Plus Cash Eqv. End Of Year Ann.
65.6%
38.6%
126.8101.255.127.989.124.834.630.426.429.524
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
25.546.127.2-61.2-84-9.84.24-3.15.50.3
Cash Plus Cash Eqv. Begin Of Year Ann.
4.3%
23.9%
101.255.127.989.1173.134.630.426.429.52423.7
Income Tax Paid Supplemental Data Ann.
-3.5%
-3.9%
4.50.61.856.35.544.66.95.84.3
Interest Paid Supplemental Data Ann.
55.1%
29.5%
32.139.125.68.65.18.810.67.45.54.24.5
Capex Ann.
-
-
-0.6-0.3-4.9-2.9-1.9-1.3-0.8-0.6-0.6-0.7-2.3
Issuance Of Capital Stock Ann.
-
-
-----------
Issuance Of Debt Ann.
-58.6%
-
2.8131.5269.939.4-312.64.5
Repayment Of Debt Ann.
-
-
-22.4-177.1-187-3.3-2-12.6-24.5-1-4-10.4
Repurchase Of Capital Stock Ann.
-
-
-1.7-0.7-2.3-0.7-2-1.8-0.5---
Free Cash Flow Ann.
4%
-6.2%
20.71414.318.428.728.519.420.118.220.720.4
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
49%
2Y CAGR
5.3%
3Y CAGR
0.2%
5Y CAGR
-6.4%
7Y CAGR
0.4%
10Y CAGR
-0.6%
Cash from Operating Activity Annual growth is higher than historical averages.
Cash from Investing Act. Ann.
1Y CHG
-38.6%
2Y CAGR
52.1%
7Y CAGR
26.3%
Cash from Investing Activity Annual is falling faster than historical averages.