1. MARKETS
  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : REGIONAL & COMMUNITY BANKS
  4. FIRST FINANCIAL BANCORP
First Financial Bancorp
XNAS: FFBC
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30.79-0.17(-0.55%)
33.52% Gain from 52W Low
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XNAS 14 Oct, 2026 5:30 PM (EDT)

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Board Meeting
The next board meeting for First Fin Bancorp is on 23 Oct 2026 for the purpose of First Financial Bancorp Third Quarter Earnings Results for 2026See details

First Fin Bancorp quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for First Fin Bancorp share price target, revenues, EPS, net income and more

First Fin Bancorp quarterly results: revenue, profit, and P&L – 13 quarter history

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  • POSITIVE

    Quarterly Revenue First Fin Bancorp Jun-2026 Quarterly Revenue is $261 Million which is growth of 15.3% YoY.

  • POSITIVE

    Quarterly Net Profit First Fin Bancorp Jun-2026 Quarterly Net Profit is $76 Million which is growth of 9.2% YoY.

First Financial Bancorp, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
261262.6238.8234226.3200.4224.3201.3214.8195.3200.8212.1212.5
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
----------85.389.886.5
Operating Profit
----------
⌄
-------------
Profit Before Tax
94.493.679.190.787.963.666.964.974.861.771.478.481.2
Tax
1819.116.718.817.912.3212.41411.114.715.315.5
⌄
76.574.462.471.97051.364.952.560.850.756.763.165.7
Diluted NI Avail to Com Stockholders Ann.
76.574.462.471.97051.364.952.560.850.756.763.165.7
Basic EPS
0.70.70.70.80.70.50.70.60.60.50.60.70.7
Diluted EPS After ExtraOrdinary
0.80.60.80.80.70.60.70.70.70.60.60.70.7
Number Of Shares End
103.9103.796.794.994.994.794.594.594.494.294.19493.9
Net Income Continuing Discontinued Operations
76.574.462.471.97051.364.952.560.850.756.763.165.7
Normalized Income
83.970.377.775.170.660.267.763.661.755.85963.568.7
Interest Income
280.9282.4265.3250.3245.9240.4251.6257.1252.7240.7238.4232.1223.9
Interest
90.592.891.389.887.691.197.2101.699.49284.776.664.7
Net Interest Income
190.4189.6174160.5158.3149.3154.4155.6153.3148.7153.8155.5159.2
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
12.313.417.77.47.47.315.67.77.87.415.17.67.5
Profit From Continuing Operations
76.574.462.471.97051.364.952.560.850.756.763.165.7
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD
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First Fin Bancorp competitor comparison and performance snapshot within industry

First Fin Bancorp annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

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  • POSITIVE

    Annual Revenue First Fin Bancorp Dec-2025 Annual Revenue is $899 Million which is growth of 7.6% YoY.

  • POSITIVE

    Annual Net Profit First Fin Bancorp Dec-2025 Annual Net Profit is $256 Million which is growth of 11.7% YoY.

First Financial Bancorp, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
⌄
8.3%
6.9%
 899.5835.6840.2708.8623.6645.6615.6552.6359.7343.8324.2
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ---275.2-65.9-31.1-68.5-123.3-91.2-49.5-33.3-23.3
Operating Profit Ann.
-
-
 --1,115.4774.7654.7714.1739643.8409.2377.1347.5
⌄
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
10%
11.7%
357.8321.3268.3318.6241.7240.9184.4242.9214.2116.2130.7110.9
Tax Ann.
39.7%
18.1%
72.665.739.562.724.135.828.644.841.619.442.235.9
⌄
5.5%
10.4%
285.2255.6228.8255.9217.6205.2155.8198.1172.696.888.575.1
Diluted NI Avail to Com Stockholders Ann.
5.5%
10.4%
285.2255.6228.8255.9217.6205.2155.8198.1172.696.888.575.1
EPS Ann.
5.5%
11%
 2.72.42.72.32.21.6221.61.51.2
Diluted EPS Ann.
5.5%
11%
 2.72.42.72.32.11.621.91.61.41.2
Number Of Shares End
1.1%
-0.1%
 96.794.594.193.692.997.398.797.561.661.361
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
5.5%
10.4%
285.2255.6228.8255.9217.6205.2155.8198.1172.696.888.575.1
Normalized Income Ann.
7%
10.8%
307281.1242.2267.8229.7213.4168.4204.6177.6101.392.278.3
Interest Income Ann.
19.6%
13.8%
1,078.91,001.91,002.1903585483.2525607.6540.4333.1306269.8
Interest Ann.
76.1%
39.3%
364.5359.9390.1275.265.931.168.5123.391.249.533.323.3
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
0.9%
3.6%
50.839.838.437.838.832.133.328.124.212.61313.3
Profit From Continuing Operations Ann.
5.5%
10.4%
285.2255.6228.8255.9217.6205.2155.8198.1172.696.888.575.1
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
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Total Rev. Ann.
1Y CHG
7.6%
2Y CAGR
3.5%
3Y CAGR
8.3%
5Y CAGR
6.9%
7Y CAGR
7.2%
10Y CAGR
10.7%
Total Revenue Annual growth is stable compared to historical averages.
Net Profit Ann.
1Y CHG
11.7%
2Y CAGR
-0.1%
3Y CAGR
5.5%
5Y CAGR
10.4%
7Y CAGR
5.8%
10Y CAGR
13%
Net Profit Annual growth is higher than historical averages.

First Fin Bancorp balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

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  • POSITIVE

    Total Shareholders Fund First Fin Bancorp Dec-2025 Total Shareholders Fund is $2,769 Million which is growth of 13.6% YoY.

  • POSITIVE

    Total Assets First Fin Bancorp Dec-2025 Total Assets is $21,129 Million which is growth of 13.8% YoY.

First Financial Bancorp, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
⌄
7.5%
5.8%
21,129.418,570.317,532.917,003.316,329.115,973.114,511.613,986.78,896.98,4388,147.4
⌄
7.1%
6%
18,360.216,132.215,264.914,961.914,070.213,691.112,263.911,908.47,966.37,572.77,338
⌄
10.7%
3.9%
2,769.22,4382,2682,041.42,258.92,282.12,247.72,078.3930.7865.2809.4
Total Capitalization Ann.
11.2%
4.6%
3,282.12,7842,610.52,386.42,6442,621.42,660.92,6491,050.3984.8928.9
Tangible Assets Ann.
17.9%
3.9%
1,550.91,351.11,178.29461,169.31,279.81,233.71,157.2721.3654.6597.5
Working Capital Ann.
-
-
--
Invested Capital Ann.
2.5%
8.6%
3,957.53,539.53,548.33,673.52,9122,621.43,811.93,506.11,792.61,672.51,778
Tangible Book Value Ann.
17.9%
3.9%
1,550.91,351.11,178.29461,169.31,279.81,233.71,157.2721.3654.6597.5
Borrowings Ann.
-10%
28.4%
1,189.41,1031,281.91,633.8654.8341.21,565.41,427.8862807.3968.6
Net Debt Ann.
-26.5%
36.2%
412.3197274.31,036.5218.2881,306.51,153.9677.3603.2820.1
Share Issued Ann.
0%
0%
104.3104.3104.3104.3104.3104.3104.3104.368.768.768.7
Number Of Shares End
1.1%
-0.1%
96.794.594.193.692.997.398.797.561.661.361
*All financials are in USD Million and price data in USD
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Total Assets Ann.
1Y CHG
13.8%
2Y CAGR
9.8%
3Y CAGR
7.5%
5Y CAGR
5.8%
7Y CAGR
6.1%
10Y CAGR
10%
Total Assets Annual growth is higher than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
13.6%
2Y CAGR
10.5%
3Y CAGR
10.7%
5Y CAGR
3.9%
7Y CAGR
4.2%
10Y CAGR
13.1%
Total ShareHolders Funds Annual growth is higher than historical averages.

First Fin Bancorp ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

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  • POSITIVE

    Book Value Per Share First Fin Bancorp Book Value Per Share is $26 which is growth of 3.6% YoY.

  • NEUTRAL

    ROE First Fin Bancorp ROE is 0% which is growth of 0% YoY.

First Financial Bancorp, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-1.27%1.48%1.31%1.27%1.02%1.39%1.51%1.12%1.07%0.98%
ROE Ann. %
-
-
-9.72%11.87%10.12%9.04%6.88%9.16%11.47%10.78%10.57%9.42%
ROIC %
-
-
-----------
OPM Ann. %
-
-
--132.76%109.29%104.99%110.60%120.03%116.49%113.77%109.68%107.17%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0.10.100000.1000
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-0.10.20.20.20.20.20.30.10.10.2
*All financials are in USD Million and price data in USD
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First Fin Bancorp cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

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  • POSITIVE

    Cash From Operating Activity First Fin Bancorp Dec-2025 Cash From Operating Activity is $338 Million which is growth of 28.9% YoY.

  • POSITIVE

    Net Cash Flow First Fin Bancorp Dec-2025 Net Cash Flow is $4 Million which is growth of 111.1% YoY.

First Financial Bancorp, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
⌄
18.9%
25.2%
337.9262.2487200.9390.5109.9186.3261.4121.2138.491.6
⌄
-
-
-546.7-1,000-701.3-883.1-512.3-1,204.9-252.4-205.8-427.1-309.1-918.9
⌄
-31.7%
-28.3%
213.2699.1219.9669.7110.91,125.430.630335177.5832
Cash Plus Cash Eqv. End Of Year Ann.
-4.9%
-5%
178.6174.3213.1207.5220231.1200.7236.2150.7121.6114.8
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-32.4%
4.3-38.85.6-12.5-1130.4-35.585.629.16.84.7
Cash Plus Cash Eqv. Begin Of Year Ann.
-7.5%
-2.8%
174.3213.1207.5220231.1200.7236.2150.7121.6114.8110.1
Income Tax Paid Supplemental Data Ann.
17.3%
-22.4%
9.227.510.15.717.732.627.51638.337.631.2
Interest Paid Supplemental Data Ann.
83.1%
36.9%
365398.1234.959.532.875.9121.884.149.533.221
Capex Ann.
-
-
-20.8-21.1-85.6-43.3-15.3-16.5-20.9-18.2-6.5-9.7-7.5
Issuance Of Capital Stock Ann.
-
-
-----------
Issuance Of Debt Ann.
-
-22%
300--1,041150120
Repayment Of Debt Ann.
-
-
-131.5--3.3-64-463.4-681.5-159.7-52.5-0.1-0.1-46.2
Repurchase Of Capital Stock Ann.
-
-
---108.1-16.7-66.2--4.5
Free Cash Flow Ann.
26.2%
27.7%
317.1241.1401.4157.6375.193.4165.4243.2114.6128.684.1
*All financials are in USD Million and price data in USD
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Cash from Operating Act. Ann.
1Y CHG
28.9%
2Y CAGR
-16.7%
3Y CAGR
18.9%
5Y CAGR
25.2%
7Y CAGR
3.7%
10Y CAGR
13.9%
Cash from Operating Activity Annual growth is higher than historical averages.
Cash from Financing Act. Ann.
1Y CHG
-69.5%
2Y CAGR
-1.5%
3Y CAGR
-31.7%
5Y CAGR
-28.3%
7Y CAGR
32.3%
10Y CAGR
-12.7%
Cash from Financing Annual Activity is falling faster than historical averages.
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