1. MARKETS
  2. SECTOR : BANKING & FINANCE
  3. INDUSTRY : REGIONAL & COMMUNITY BANKS
  4. FIRST INTERNET BANCORP
First Internet Bancorp
XNAS: INBK
25.99-0.47(-1.78%)
20,077
XNAS Volume

XNAS 09 Oct, 2026 5:30 PM (EDT)

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Board Meeting
The next board meeting for First Internet Bancorp is on 22 Oct 2026 for the purpose of First Internet Bancorp Third Quarter Earnings Results for 2026See details

First Internet Bancorp quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for First Internet Bancorp share price target, revenues, EPS, net income and more

First Internet Bancorp quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue First Internet Bancorp Jun-2026 Quarterly Revenue is $39 Million which is growth of 21.8% YoY.

  • POSITIVE

    Quarterly Net Profit First Internet Bancorp Jun-2026 Quarterly Net Profit is $2 Million which is growth of 1126.4% YoY.

First Internet Bancorp, Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
3940.939.93.9323438.232.330.827.725.923.522.9
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
-----------1412.4
Operating Profit
-----------
-------------
Profit Before Tax
1.61.85.5-54.5-1.908.37.665.63.63.13.7
Tax
-0.8-0.70.2-13-2.1-0.910.60.20.4-0.6-0.3-0.2
⌄
2.42.55.3-41.60.20.97.375.85.24.13.43.9
Diluted NI Avail to Com Stockholders Ann.
2.42.55.3-41.60.20.97.375.85.24.13.43.9
Basic EPS
0.30.30.6-4.800.10.80.80.70.60.50.40.4
Diluted EPS After ExtraOrdinary
0.30.30.6-1.400.10.40.80.70.60.50.40.4
Number Of Shares End
8.88.78.78.78.78.78.78.78.68.78.78.78.9
Net Income Continuing Discontinued Operations
2.42.55.3-41.60.20.97.375.85.24.13.43.9
Normalized Income
2.835.6-12.50.20.93.676.25.24.13.43.9
Interest Income
76.675.878.184.480.976.877.8757168.266.36358.1
Interest
44.244.247.75452.951.754.253.249.647.446.545.640
Net Interest Income
32.431.630.330.42825.123.621.821.320.719.817.418.1
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
22.712.31.91.12.42.221.92.70.11.9
Profit From Continuing Operations
2.42.55.3-41.60.20.97.375.85.24.13.43.9
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

First Internet Bancorp competitor comparison and performance snapshot within industry

First Internet Bancorp annual results: revenue, profit, P&L, and margins as of Dec 2025 – 11 year history

  • NEGATIVE

    Annual Revenue First Internet Bancorp Dec-2025 Annual Revenue is $110 Million which is growth of -14.8% YoY.

  • NEGATIVE

    Annual Net Profit First Internet Bancorp Dec-2025 Annual Net Profit is $-35 Million which is growth of -239.1% YoY.

First Internet Bancorp, Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
-1.2%
2.1%
 109.8128.995.3113.9114.898.878.670.163.552.940.3
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ----59.8-47.3-72.3-84.5-53.2-30.7-19.2-10.7
Operating Profit Ann.
-
-
 ---173.7162.1171.2163.1123.394.272.251
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
-
-
-45.7-50.927.54.940.156.633.927.22422.91813.7
Tax Ann.
-
-
-14.2-15.72.3-3.54.68.54.41.92.17.75.94.7
⌄
-
-
-31.4-35.225.38.435.548.129.525.221.915.212.18.9
Diluted NI Avail to Com Stockholders Ann.
-
-
-31.4-35.225.38.435.548.129.525.221.915.212.18.9
EPS Ann.
-
-
 -42.913.74.932.52.32.12.32
Diluted EPS Ann.
-
-
 -42.913.74.832.52.32.12.32
Number Of Shares End
-2.2%
-2.6%
 8.78.78.79.39.99.99.810.38.55.74.5
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
-
-
-31.4-35.225.38.435.548.129.525.221.915.212.18.9
Normalized Income Ann.
-
-
-1.1-5.72216.237.247.331.125.223.817.112.18.9
Interest Income Ann.
26.8%
18.5%
314.9320.2291.9239.4156.9133.9136.9147.4115.584.758.941.5
Interest Ann.
51.1%
23.3%
190.2206.4204.5164.559.847.372.384.553.230.719.210.7
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
-10.7%
-4.5%
7.96.28.55.88.78.87.87.75.75.33.81.9
Profit From Continuing Operations Ann.
-
-
-31.4-35.225.38.435.548.129.525.221.915.212.18.9
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
-14.8%
2Y CAGR
7.3%
3Y CAGR
-1.2%
5Y CAGR
2.1%
7Y CAGR
6.6%
10Y CAGR
10.5%
Total Revenue Annual is falling faster than historical averages.

First Internet Bancorp balance sheet as of Dec 2025: assets, liabilities, reserves, and borrowings – 11 year history

  • NEGATIVE

    Total Shareholders Fund First Internet Bancorp Dec-2025 Total Shareholders Fund is $360 Million which is growth of -6.3% YoY.

  • NEGATIVE

    Total Assets First Internet Bancorp Dec-2025 Total Assets is $5,572 Million which is growth of -2.9% YoY.

First Internet Bancorp, Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
7%
5.6%
5,571.75,737.95,167.64,543.14,2114,246.24,100.13,541.72,767.71,854.31,269.9
⌄
7.6%
5.9%
5,211.95,353.84,804.84,178.13,830.73,915.23,795.23,2532,543.61,700.41,165.5
⌄
-0.5%
1.7%
359.8384.1362.8365380.3330.9304.9288.7224.1153.9104.3
Total Capitalization Ann.
-13%
-5%
714.7784.21,082.61,084.4999.5925.5889.4847.8671380.5308
Tangible Assets Ann.
-0.5%
1.7%
355.1379.4358.1360.3375.7326.3300.2284.1219.4149.399.6
Working Capital Ann.
-
-
---
Invested Capital Ann.
-13%
-5%
714.7784.21,082.61,084.4999.5925.5889.4847.8671380.5308
Tangible Book Value Ann.
-0.5%
1.7%
355.1379.4358.1360.3375.7326.3300.2284.1219.4149.399.6
Borrowings Ann.
-21%
-9.8%
355400.2719.8719.5619.2594.5584.4559446.9226.6203.7
Net Debt Ann.
-
-
--313.9462.9176.2174.7257.1370.3398.9186.9177.5
Share Issued Ann.
-1.5%
-2.4%
8.78.78.69.19.89.89.710.28.46.54.5
Number Of Shares End
-2.2%
-2.6%
8.78.78.79.39.99.99.810.38.55.74.5
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
-2.9%
2Y CAGR
3.8%
3Y CAGR
7%
5Y CAGR
5.6%
7Y CAGR
6.7%
10Y CAGR
15.9%
Total Assets Annual is falling faster than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
-6.3%
2Y CAGR
-0.4%
3Y CAGR
-0.5%
5Y CAGR
1.7%
7Y CAGR
3.2%
10Y CAGR
13.2%
Total ShareHolders Funds Annual is falling faster than historical averages.

First Internet Bancorp ROE, ROCE, book value, and debt-to-equity ratio as of Dec 2025 – 11 year history

  • NEGATIVE

    Book Value Per Share First Internet Bancorp Book Value Per Share is $41 which is growth of -7.5% YoY.

  • NEUTRAL

    ROE First Internet Bancorp ROE is 0% which is growth of 0% YoY.

First Internet Bancorp, Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
RoA Ann. %
-
-
-0.46%0.17%0.81%1.14%0.71%0.66%0.69%0.66%0.77%0.80%
ROE Ann. %
-
-
-6.77%2.31%9.54%13.53%9.26%8.50%8.54%8.05%9.35%8.88%
ROIC %
-
-
-----------
OPM Ann. %
-
-
---152.51%141.24%173.17%207.42%175.91%148.37%136.29%126.54%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
-
-
-0000000000
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
-
-
-1221.61.81.91.921.52
*All financials are in USD Million and price data in USD

First Internet Bancorp cash flow: net, operating, investing, and financing flows as of Dec 2025 – 11 year history

  • NEGATIVE

    Cash From Operating Activity First Internet Bancorp Dec-2025 Cash From Operating Activity is $3 Million which is growth of -73.5% YoY.

  • NEGATIVE

    Net Cash Flow First Internet Bancorp Dec-2025 Net Cash Flow is $-10 Million which is growth of -115.9% YoY.

First Internet Bancorp, Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsDec '25Dec '24Dec '23Dec '22Dec '21Dec '20Dec '19Dec '18Dec '17Dec '16Dec '15
-65.2%
-23.2%
3.51311.782.754.813.1-43.629.424.626.510.9
-
-
128.7-496.2-474.5-60143.9-44.8-313.3-638.7-908.2-586.7-304.2
-
-
-141.8543.7612.2331.9-75.6124.2495.5750.1892.1574.6290.2
Cash Plus Cash Eqv. End Of Year Ann.
21.2%
1.7%
456.8466.4405.9256.6443419.8327.4188.74839.525.2
Net Increase In Cash Plus Cash Eqv.s Ann.
-
-
-9.660.5149.4-186.423.292.4138.7140.78.514.3-3.1
Cash Plus Cash Eqv. Begin Of Year Ann.
1.7%
7.3%
466.4405.9256.6443419.8327.4188.74839.525.228.3
Income Tax Paid Supplemental Data Ann.
-63.2%
-55.8%
0.10.70.9275.94.60.56.65.93.8
Interest Paid Supplemental Data Ann.
52.1%
22.6%
207.2205.9163.658.946.874.781.852.430.519.210.7
Capex Ann.
-
-
-1.2-2.6-5.4-17.5-29.9-25.6-4.1-2.2-1.5-3.2-2.5
Issuance Of Capital Stock Ann.
-
-
-----54.351.646.2
Issuance Of Debt Ann.
-44.6%
-25.3%
104.5430475615498.7449.8630.4375542180.8309.8
Repayment Of Debt Ann.
-
-
-150-750-475-515-475-440-605-263-321.8-158-216
Repurchase Of Capital Stock Ann.
-
-
-0.5-0.3-9.3-27.8-4.4-9.8-0.2---
Free Cash Flow Ann.
-67.7%
-
2.210.46.365.225-12.5-47.727.123.123.38.4
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
-73.1%
2Y CAGR
-45.3%
3Y CAGR
-65.2%
5Y CAGR
-23.2%
7Y CAGR
-26.2%
10Y CAGR
-10.7%
Cash from Operating Activity Annual is falling faster than historical averages.