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  4. WORLD ACCEPTANCE CORP.
World Acceptance Corp.
XNAS: WRLD
171.64-0.73(-0.42%)
26,209
XNAS Volume

XNAS 16 Oct, 2026 5:30 PM (EDT)

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Board Meeting
The next board meeting for World Acceptance Corp is on 23 Oct 2026 for the purpose of World Acceptance Corp Second Quarter Earnings Results for 2027See details

World Acceptance Corp quarterly and annual earnings report: results, revenue, profit, P&L, balance sheet, cash flow, financial ratios, revenue mix, peer comparison, and financial documents

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Forecaster Analyst Estimates for World Acceptance Corp share price target, revenues, EPS, net income and more

World Acceptance Corp quarterly results: revenue, profit, and P&L – 13 quarter history

  • POSITIVE

    Quarterly Revenue World Acceptance Corp Jun-2026 Quarterly Revenue is $128 Million which is growth of 4.0% YoY.

  • POSITIVE

    Quarterly Net Profit World Acceptance Corp Jun-2026 Quarterly Net Profit is $6 Million which is growth of 354.4% YoY.

World Acceptance Corp., Earnings Report - Quarterly Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphJun '26Mar '26Dec '25Sep '25Jun '25Mar '25Dec '24Sep '24Jun '24Mar '24Dec '23Sep '23Jun '23
Operating Rev.
127.8164.3128.5120.1122.8154.1127.3121119.8147.5126.1124.3127.1
Cost Of Rev.
-------------
Gross Profit
-------------
⌄
----------52.849.554.4
Operating Profit
----------
-------------
Profit Before Tax
7.946-1-1.7255.11627.912.946.619.520.912.4
Tax
1.89.9-0.10.30.610.82.65.8311.62.94.82.8
⌄
6.136.1-0.9-21.344.313.422.11035.116.716.19.5
Diluted NI Avail to Com Stockholders Ann.
6.136.1-0.9-21.344.313.422.11035.116.716.19.5
Basic EPS
1.47.3-0.2-0.40.38.22.54.11.86.12.92.81.7
Diluted EPS After ExtraOrdinary
1.37.7-0.2-0.40.38.12.541.85.92.82.71.6
Number Of Shares End
4.54.74.85.15.25.35.45.55.55.75.85.85.8
Net Income Continuing Discontinued Operations
6.136.1-0.9-21.344.313.422.11035.116.716.19.5
Normalized Income
1039.93.95.73.343.513.77.78.535.215.813.410.3
Interest Income
121.5124.6126119115.3117.6122.4113.9111.2116.3118.7117116.6
Interest
11.412.712.814.39.611.211.310.59.811.811.712.512.2
Net Interest Income
110.1111.9113.2104.6105.7106.4111.1103.5101.4104.5107104.4104.4
EBIT
-------------
EBITDA
-------------
Reconciled Cost Of Rev.
-------------
Reconciled Depr.
2.22.22.22.32.42.42.52.62.72.82.82.72.6
Profit From Continuing Operations
6.136.1-0.9-21.344.313.422.11035.116.716.19.5
Normalized EBITDA
-------------
*All financials are in USD Million and price data in USD

World Acceptance Corp competitor comparison and performance snapshot within industry

World Acceptance Corp annual results: revenue, profit, P&L, and margins as of Mar 2026 – 11 year history

  • POSITIVE

    Annual Revenue World Acceptance Corp Mar-2026 Annual Revenue is $536 Million which is growth of 2.6% YoY.

  • NEGATIVE

    Annual Net Profit World Acceptance Corp Mar-2026 Annual Net Profit is $35 Million which is growth of -61.5% YoY.

World Acceptance Corp., Earnings Report - Annual Results, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsTTMMar '26Mar '25Mar '24Mar '23Mar '22Mar '21Mar '20Mar '19Mar '18Mar '17Mar '16
-1.8%
1.4%
 535.7522.1525566.1549499.8564.1526.6529.6510.2530.6
Cost Of Rev. Ann.
-
-
 -----------
Gross Profit Ann.
-
-
 -----------
Operating Exp. Ann.
-
-
 ----50.5-33.4-25.7-25.9-17.9-19.1-21.5-26.9
Operating Profit Ann.
-
-
 ---616.6582.4525.5590544.5548.7531.7557.5
-
-
 -----------
Other Exp. Ann.
-
-
 -----------
PBT Ann.
18.4%
-16.5%
51.245.211299.427.265.6111.434.989.9101.2114137.9
Tax Ann.
21.9%
-14.3%
11.810.722.222.15.911.723.16.81647.540.450.5
⌄
17.7%
-17.1%
39.334.689.777.421.253.988.328.237.253.773.687.4
Diluted NI Avail to Com Stockholders Ann.
17.7%
-17.1%
39.334.689.777.421.253.988.328.237.253.773.687.4
EPS Ann.
23.7%
-12.4%
 716.513.53.78.913.63.74.16.18.510.1
Diluted EPS Ann.
24.2%
-12.2%
 6.916.313.23.68.513.23.54.168.410.1
Number Of Shares End
-6.8%
-5.4%
 4.75.35.75.85.96.27.28.798.78.7
Total Exp. Ann.
-
-
 -----------
Net Income Continuing Discontinued Operations Ann.
17.7%
-17.1%
39.334.689.777.421.253.988.328.237.253.773.687.4
Normalized Income Ann.
29.7%
-13.3%
59.551.973.174.623.868.8105.85288.557.876.783.3
Interest Income Ann.
-1.6%
1.5%
491484.8465.1468.5508.3485.7451.1508.3469.2481.7468.8495.1
Interest Ann.
-0.7%
14%
51.249.442.748.250.533.425.725.917.919.121.526.9
EBITDA Ann.
-
-
 -----------
Reconciled Cost Of Rev. Ann.
-
-
 -----------
Reconciled Depr. Ann.
-6.2%
-6.2%
8.9910.110.910.911.712.412.28.18.37.47
Profit From Continuing Operations Ann.
17.7%
-17.1%
39.334.689.777.421.253.988.328.237.253.773.687.4
Normalized EBITDA Ann.
-
-
 -----------
*All financials are in USD Million and price data in USD
Total Rev. Ann.
1Y CHG
2.6%
2Y CAGR
1%
3Y CAGR
-1.8%
5Y CAGR
1.4%
7Y CAGR
0.2%
10Y CAGR
0.1%
Total Revenue Annual growth is higher than historical averages.
Net Profit Ann.
1Y CHG
-61.4%
2Y CAGR
-33.1%
3Y CAGR
17.7%
5Y CAGR
-17.1%
7Y CAGR
-1%
10Y CAGR
-8.9%
Net Profit Annual is falling faster than historical averages.

World Acceptance Corp balance sheet as of Mar 2026: assets, liabilities, reserves, and borrowings – 11 year history

  • NEGATIVE

    Total Shareholders Fund World Acceptance Corp Mar-2026 Total Shareholders Fund is $351 Million which is growth of -20.1% YoY.

  • POSITIVE

    Total Assets World Acceptance Corp Mar-2026 Total Assets is $1,054 Million which is growth of 4.6% YoY.

World Acceptance Corp., Balance Sheet, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsMar '26Mar '25Mar '24Mar '23Mar '22Mar '21Mar '20Mar '19Mar '18Mar '17Mar '16
-1.9%
2%
1,054.11,007.61,056.41,117.31,218.3954.31,030.1855841800.6806.2
⌄
-1.3%
5.1%
703.1568.2631.9732.1845.3549.3618.1302.9299.9339.5414.3
⌄
-3.1%
-2.8%
351439.5424.4385.2373404.9412552.1541.1461.1391.9
Total Capitalization Ann.
-1.5%
3%
938.2886.4920.5980.51,065.4809.9863.1804.1786756.2766.6
Tangible Assets Ann.
-2.2%
-1.9%
339.4424.7406362.6345.9374380.1529.7527.4448.4382.9
Working Capital Ann.
-
-
---
Invested Capital Ann.
-1.5%
3%
938.2886.4920.5980.51,065.4809.9863.1804.1786756.2766.6
Tangible Book Value Ann.
-2.2%
-1.9%
339.4424.7406362.6345.9374380.1529.7527.4448.4382.9
Borrowings Ann.
-0.9%
5.9%
661.2525.6578679779.9496.7553.9251.9244.9295.1374.7
Net Debt Ann.
0.1%
8.3%
581.2437.1484.2578.8673.1389.3439.5242.6212.8279.9362.3
Share Issued Ann.
-8.8%
-7.1%
4.75.45.96.26.46.87.89.39.18.88.8
Number Of Shares End
-6.8%
-5.4%
4.75.35.75.85.96.27.28.798.78.7
*All financials are in USD Million and price data in USD
Total Assets Ann.
1Y CHG
4.6%
2Y CAGR
-0.1%
3Y CAGR
-1.9%
5Y CAGR
2%
7Y CAGR
3%
10Y CAGR
2.7%
Total Assets Annual growth is higher than historical averages.
Total ShareHolders Funds Ann.
1Y CHG
-20.1%
2Y CAGR
-9.1%
3Y CAGR
-3.1%
5Y CAGR
-2.8%
7Y CAGR
-6.3%
10Y CAGR
-1.1%
Total ShareHolders Funds Annual is falling faster than historical averages.

World Acceptance Corp ROE, ROCE, book value, and debt-to-equity ratio as of Mar 2026 – 11 year history

  • NEGATIVE

    Book Value Per Share World Acceptance Corp Book Value Per Share is $76 which is growth of -7.9% YoY.

  • POSITIVE

    ROE World Acceptance Corp ROE is 9% which is growth of 12.0% YoY.

World Acceptance Corp., Ratios, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsMar '26Mar '25Mar '24Mar '23Mar '22Mar '21Mar '20Mar '19Mar '18Mar '17Mar '16
RoA Ann. %
22.7%
-17.7%
3.36%8.70%7.12%1.82%4.96%8.90%2.99%4.39%6.54%9.16%10.45%
ROE Ann. %
16%
-16.5%
8.75%20.78%19.11%5.60%13.86%21.61%5.84%6.81%10.71%17.26%24.71%
ROIC %
-
-
-----------
OPM Ann. %
-
-
---108.91%106.09%105.14%104.59%103.41%103.60%104.21%105.06%
Inventory Turnover Ratio Ann.
-
-
-----------
Asset Turnover Ann. %
0%
0%
0.50.50.50.50.50.50.60.60.70.60.6
Working Capital Turnover Ann.
-
-
-----------
Quick Ratio Ann.
-
-
-----------
Current Ratio Ann.
-
-
-----------
Interest Coverage Ratio Ann.
-
-
-----------
LT Debt To Equity Ann.
1.8%
9.6%
1.91.21.41.82.11.21.30.50.50.61
*All financials are in USD Million and price data in USD
ROE Ann. %
1Y CHG
-57.9%
2Y CAGR
-32.3%
3Y CAGR
16%
5Y CAGR
-16.5%
7Y CAGR
3.6%
10Y CAGR
-9.9%
ROE Annual % is falling faster than historical averages.
RoA Ann. %
1Y CHG
-61.4%
2Y CAGR
-31.3%
3Y CAGR
22.7%
5Y CAGR
-17.7%
7Y CAGR
-3.7%
10Y CAGR
-10.7%
RoA Annual % is falling faster than historical averages.

World Acceptance Corp cash flow: net, operating, investing, and financing flows as of Mar 2026 – 11 year history

  • POSITIVE

    Cash From Operating Activity World Acceptance Corp Mar-2026 Cash From Operating Activity is $259 Million which is growth of 2.0% YoY.

  • POSITIVE

    Net Cash Flow World Acceptance Corp Mar-2026 Net Cash Flow is $20 Million which is growth of 1031.4% YoY.

World Acceptance Corp., Cash Flow, standalone, All financials are in USD Million and price data in USD
IndicatorGraphCAGR 3 YrsCAGR 5 YrsMar '26Mar '25Mar '24Mar '23Mar '22Mar '21Mar '20Mar '19Mar '18Mar '17Mar '16
-3.8%
5.4%
259.4254.2265.8291.6281.5199.6257.4244.7218219.4206.1
-
-
-232.9-152.8-135.1-180.6-460.9-55.2-256-207-169.8-131.6-101.9
-
-
-6.8-103.5-135.3-113.7182.9-140.20.9-63.1-31.5-84.2-128.6
Cash Plus Cash Eqv. End Of Year Ann.
21.2%
13.2%
29.49.711.816.519.215.811.69.332.115.212.4
Net Increase In Cash Plus Cash Eqv.s Ann.
-
36.7%
19.6-2.1-4.7-2.73.54.12.3-25.416.83.6-24.5
Cash Plus Cash Eqv. Begin Of Year Ann.
-20.4%
-3.5%
9.711.816.519.215.811.69.332.115.212.438.3
Income Tax Paid Supplemental Data Ann.
-51.9%
-39.6%
1.23.7910.830.914.915.723.338.73862.5
Interest Paid Supplemental Data Ann.
-2.9%
13.6%
47.444.748.851.821.32523.916.817.719.323.8
Capex Ann.
-
-
-3.9-3.7-5.9-5.8-7.3-16.3-25.7-20-11.2-11-8.7
Issuance Of Capital Stock Ann.
-
-
-----------
Issuance Of Debt Ann.
47.3%
26.4%
1,002.5416.6305.7313.9815.3311540.7364.3295274.9295.1
Repayment Of Debt Ann.
-
-
-866-465.6-404.2-410.2-523.9-357.1-341.5-357.3-345.2-354.5-421.6
Repurchase Of Capital Stock Ann.
-
-
-132.4-54.2-36.2-14.3-111.1-102.5-197.4-74.5-4.6-5
Free Cash Flow Ann.
-3.7%
6.9%
255.5250.5259.9285.7274.2183.3231.7224.6206.9208.4197.3
*All financials are in USD Million and price data in USD
Cash from Operating Act. Ann.
1Y CHG
2%
2Y CAGR
-1.2%
3Y CAGR
-3.8%
5Y CAGR
5.4%
7Y CAGR
0.8%
10Y CAGR
2.3%
Cash from Operating Activity Annual growth is stable compared to historical averages.